Eyona Ezintsha IFlannel nguMnyama oMnyama kwiNkomfa yoKhathalelo lwezeMpilo yeJP

IFlannel nguMnyama oMnyama kwiNkomfa yoKhathalelo lwezeMpilo yeJP

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INkomfa yezeMpilo yeJP Morgan iye yazibeka endaweni yayo ingekuko eyokuqala kuphela, kodwa mhlawumbi sesona siganeko sibaluleke kakhulu kwinkomfa yekhalenda yokhathalelo lwempilo kwihlabathi.Ukuhamba



NgoMvulo, nge-13 kaJanuwari, njengebubu leenyosi zobusi, amawaka oosomashishini bezobuchwephesha kwezempilo, abaphathi bezempilo, oongxowankulu bezentengiselwano, oobhanki, abalawuli kunye nemithombo yeendaba zeshishini baya kuhla baya edolophini iSan Francisco njenge Ingqungquthela yama-38 yonyaka kaJP Morgan Healthcare iyaqhubeka. Kwaye, njengoko kunjalo nakweyiphi na indibano yemihla ngemihla yokuqokelelwa kwexabiso ityuwa yayo, yonke indalo yeziganeko zesatellite iye yavela malunga nomtsalane ophambili, odale isekethe ebonakala ngathi ayinasiphelo yeziganeko zonxibelelwano, iintlanganiso kunye nezinye ii-shindigs ezinxulumene nokhathalelo lwempilo. -Zonke zibonelela ngezizathu ezaneleyo zokubeka phantsi ii-lattes emini kwaye ziphose isibhamu okanye ezimbini ebusuku.

Nangona bembalwa kuphela abantu abamenyiweyo ukuba beze kwinqanaba eliphambili, ukumakisha ubukho e-JP Morgan kubaluleke kakhulu, njengoko indibano yeentsuku ezine izibeke njengeyokuqala, kodwa mhlawumbi sesona siganeko sibalulekileyo kwezempilo ikhalenda yenkomfa.

Phambi kwendibano yonyaka ophelileyo yeJP Morgan, uMqwalaseli wayephakathi kwabokuqala ukubonisa imeko eyaqala ukuvela kwishishini lezempilo-ukonyuka komdla kubo bobabini abadlali bezempilo, kunye nongxowankulu abalambayo, kwezemidlalo ezivela kwizixeko ezingaqhelekanga kunxulumene nenkcubeko yokuqalisa, iindawo ezinje ngeMinneapolis, iNashville kunye neChicago. Umjongi waqulunqa igama elitsha lokuphazamiseka kwabakuMbindi Merika: Itekhnoloji yeFlyover .

Kwaye, ngokugweba nge-buzz yangaphambi kwenkomfa, ngazo zonke iiakhawunti, kulo nyaka uphelileyo yayingengobukrelekrele; Ungeniso oluninzi oluvela kuluhlu lwango-2019 luvele njengabona badlali babalulekileyo nababalulekileyo kumacandelo abo kwiinyanga ezili-12 ezidlulileyo. Abanye babo bade bakrola ii-niches ezintsha ngokupheleleyo ngaphakathi kononophelo lwempilo olukhulu olwalungekho kunyaka ophelileyo.

Njengabanye ababukeleyo benolwazi ngendawo yezobuchwephesha obhabha phezulu, iFlannel nguMnyama oMtsha, xa kusenziwa into entsha kukhathalelo lwempilo kunye nokubheja okukhulu kubuchwephesha bezempilo.

Thatha umzekelo Bopha , Isicwangciso sezempilo sokuqalisa esisekwe eMinneapolis esele siphakamise umhlathi esiwisa $ 82 yezigidi. Emva kokuhlala kwindawo ephezulu yonyaka ophelileyo kuluhlu lokukwazi kwayo ukusebenzisa isayensi yedatha kunye nobukrelekrele bokuzenzela (AI) ukuhlalutya idatha yamabango esele ikho, uBopha wayenonyaka wesibhengezo. Inkampani iyazandisa iinkonzo zayo kwiindawo ezininzi ezintsha zokugubungela, ngelixa ixhobisa abathengi ukuba baqonde ukuba bahlawulela ntoni ngenene ngezicwangciso zabo zezempilo, ezenza kube lula ukuthelekisa iindlela zonyango, amaxabiso kunye nomgangatho. Dibanisa, kunye nabanye abantu baseMinnesota nge-inshurensi yezempilo yokuqalisa Impilo eqaqambileyo -Esandula ukubhengeza ukuvalwa kwe I-635 yezigidi zeedola kuhlelo-mali lwe-D ngoDisemba, ngaphezulu kwe-400 yezigidi zeedola zenkxaso-mali kwimijikelo engaphambili (ukubeka ingqokelela yayo iyonke ngoku ngaphezulu kweebhiliyoni zeedola) -ukhuphe iminikelo emitsha ngokupheleleyo kwi-inshurensi yezempilo, icandelo elalingaphantsi kweminyaka elishumi eyadlulayo. ithathwa njengengangenakudlula ngenxa yezixhobo ezininzi ezifunekayo zokulinganisa ishishini lolo hlobo. I-Bind esekwe eMinneapolis yayingu- # 1 kuluhlu lwonyaka ophelileyo lweenkampani ezishushu kakhulu kubuchwephesha beflaya. I-2019 yayingunyaka wesibhengezo njengoko inkampani iqhubeka nokukhula kunye nokwanda kwiindidi zemveliso ezintsha.Ngobubele bukaBopha








Kusandothusa inani labatyali mali abangakhange balisebenzise ngokupheleleyo i-'floverover tech 'yendalo, waqaphela uJodi Hubler, umlawuli olawulayo Amashishini e-Lemhi , inkampani eqhuba imali ebeka imali ikakhulu kwiinkampani zempilo ezisekuqaleni ukuya kwinqanaba eliphakathi kwimimandla eseMidwest naseRocky Mountain. Iindawo ezininzi eMbindi Merika ngenene ngamaziko obuchule kunye nolwazi olunzulu lwedomeyini kungekuphela kukhathalelo lwempilo, kodwa nakwisixhobo se-medtech kunye neenkonzo ngokunjalo, wongeze uHubler, ebhekisa kubadlali abakhulu kwezempilo kunye ne-medtech, njenge-UnitedHealth Group, Medtronic, Cardinal Ezempilo, iHumana kunye ne-Anthem-zonke ezo zinesiseko esiphambili sokusebenza phakathi konxweme.

Ingqondo yezoqoqosho-idola nganye yenkunzi iya phambili kwezi ndawo, kwaye ukufikelela kwiitalente ezivela kubaphuhlisi ukuya kumalungu ebhodi kuza namava ahlukeneyo nolwazi, uHubler uxelele uMbonisi. Kwiindawo ezinje nge-Midwest, abantu abadlala kwezempilo, bayiphile… loo mava kunye ne-intuition ibaluleke kakhulu.

Omnye ophumeleleyo kuluhlu lwonyaka ophelileyo waye-Nashville-based SmileDirectClub , Isiqalo se-tele-dentistry esivelisa ngokuthe ngqo-ukuya-kubathengi i-3D-eprintiweyo yokulungelelanisa okucacileyo. Ngo-Septemba, ukuqala kokulungisa amazinyo kwahamba esidlangalaleni, kuphakama ngaphezulu kwe-1.3 yezigidigidi zeedola kwintengiso yokuqala yezigidi zeedola ezili-10, ngaphezulu kwamaxesha amathathu amaxabiso abucala abucala. Kwaye nangona ixabiso lesitokhwe sele lisusele umva ezinye zeenzuzo ze-IPO ezinobunzima, ngomnye umzekelo oqaqambileyo webali lempumelelo lobuchwephesha beflaya.

I-Flyover Tech ngoku 'yiBheji yeNtlonipho' kwiTekhnoloji yezeMpilo

Ukulungiselela ukhathalelo lwempilo olusisiseko kunye nomsunguli waseSan Francisco Uhlalutyo lweRoam UAlex Turkeltaub, kukho igolide emayimbiwe kuMbindi Merika. Iihubhu ezinje ngeRaleigh, iColumbus kunye neNashville, ukubala nje ezimbalwa, ziyaziwa ngokukhawuleza njengamaziko amnandi ezinto ezintsha kukhathalelo lwempilo. Ngobuchwephesha obomeleleyo belifa kunye neenkqubo zokhathalelo lwempilo, kuyindalo nje ukuba ezi nkqubo zendalo ziya kunika amandla isizukulwane esilandelayo sabaphazamisi kwimpilo yedijithali, uqaphele iTurkeltaub, esandula ukuphuma njenge-CEO yeRoam kwaye iseta ingxowa-mali yephulo egxile ekunqamlezweni ye-AI kunye nokhathalelo lwempilo. Ingxowa-mali izakujonga ukwenza utyalo-mali ngobuchule kwiindawo ezinkulu zobuchwephesha kwezempilo kwilizwe liphela, kunye nakwiimarike ezikhulayo zaphesheya kwezilwandle njengeBrazil.

Igama elithi 'flyover' beliqhele ukuba yinto ethob 'isidima, kodwa ngoku libheji yentlonipho kubuchwephesha bezempilo. Oosomashishini embindini welizwe bayazi ukuba itekhnoloji ayinakubakho ngenxa yayo; Kufuneka idityaniswe neemodeli zeshishini ezisebenzayo ukuhambisa ixabiso lokwenyani kwizigulana nakubatyali mali ngokufanayo, yongeze iTurkeltaub. Naluphina ukhathalelo lwempilo olunzulu lwe-VC olungahambeli rhoqo ngenyanga kwiindawo ezinjengeMinneapolis okanye iChicago lilahlekile ngokupheleleyo kwisikhephe.

IChicago, iNashville kunye neMinneapolis ziyavela njengeNew 'Silicon Valleys' yeTekhnoloji yezeMpilo

Nangona kukho amangeno kuluhlu lwalo nyaka kuluhlu olubanzi lweedolophu kwilizwe liphela, iingcali kunye nabangaphakathi baphindaphinda ukukhomba ekuhluthweni kweenkampani ezivela kwiindawo ezintathu eziphambili zezinto ezintsha kwezonyango ezivela kuMbindi Merika: eNashville, eChicago naseTwin Cities IMinneapolis kunye neSt.

Ngoluhlu olwahlukeneyo lweenkampani zelifa eliyintloko ezingena kulo lonke ukhathalelo lwempilo, iihabhu zengingqi ezinjengeNashville, iChicago neMinneapolis ziya kuqhubeka nokuvelisa izinto eziphambili ezikhokelela kushishino kunye neenguqu kwicandelo. Ezi zizindawo zokutshisa ezitsha kukhathalelo lwempilo, waphawula uSara Ratner, igqala kwezamayeza kwezonyango elingaphakathi nelisesinye sezona ngcali ziphambili kwisizwe ezisebenza ngurhulumente iinkqubo zeMedicare neMedicaid.

Umqwalaseli uthethe neengcali zokhathalelo lwempilo ezivela phesheya kwe-US ukubonelela ngeengcinga zabo malunga neyona mikhwa mikhulu ivelayo kwiNkomfa yezeMpilo ye-JP ye-2020 kunye necandelo eliqhubekayo lomdla kwi-flyover tech. Bacelwe ukuba babonise ezinye zeenkampani ezishushu kakhulu phakathi kwamanxweme amabini aza kulandwa eSan Francisco kule veki. Njengonyaka ophelileyo, uluhlu lwangoku alukho kudidi ngokwesiqhelo-iinkampani ezichongiweyo zikumanqanaba ahlukeneyo ophuhliso kunye nokukhula kwaye, ubukhulu becala, zibekwe kwiindawo ezingakhuphisaniyo; Endaweni yoko, uluhlu luluhlu lwemifanekiso engama-20 yokuqala ukuya kwinqanaba eliphakathi eliye labamba umdla wabanonopheli bezempilo abavela kwihlabathi liphela kwaye banento enye efanayo: bonke bayasichitha kwizinto ezininzi ezinokuthi zichazwe yiNew Yorker njenge 'flyover' ilizwe. ' Kulo nyaka, iSilicon Valley yabelana ngokubonakalayo neziqalo zobuchwephesha kwezempilo ezivela kwilizwe liphela. 'I-Flyover tech' ibhabha phezulu kwiNkomfa yezeMpilo ye-JP ye2020.Unsplash / Jesse Orrico



Kwaye ngoku, nazi iinkampani ezingama-20 ezishushu kakhulu kwi-'Flyover Tech 'kwiNgqungquthela yezeMpilo ye-JP ye-2020.

1. Imbali yeSonics (UAnn Arbor, eMichigan); Inkunzi iphakanyisiwe: $ 87 yezigidi

Unyango lomhlaza olungafunekiyo. Ngokusebenzisa itekhnoloji efanayo ne-ultrasound, olu nyango lonyango lutsha luya kuguqula phantse zonke iindlela zokufunyanwa komhlaza kunye nokupheliswa. Ngandlela thile, imveliso yeflegi yenkampani ayifani ne umatshini wokuphilisa -Itheknoloji iphambili kwisiqwenga somdlalo wethamsanqa kaMat Damon ka-2013 Elysium setha iminyaka eli-134 kwixesha elizayo. I-HistoSonics iphuhlisa itekhnoloji entsha yokulwa umhlaza eya kuthi inyuse i-oncology yanamhlanje.Ngokunyanisekileyo kwe-HistoSonics

Ngokukhokelwa ngumlawuli wezempilo ongumakadebona uMike Blue, iqonga leerobhothi lenkampani elinganyangekiyo kunye nonyango lwe-sonic beam lukulindele ukucocwa okupheleleyo kwe-FDA, kodwa inkampani sele ibhengeze i-reams yokuthembisa idatha entsha yeklinikhi kunye ne-preclinical, kubandakanya ulingo lomntu oluyimpumelelo eSpain. Nge-Epreli yonyaka ophelileyo, i-HistoSonics yavala i-54 yezigidi zeedola C-Round ekhokelwa ngu Iinkqubo zeVarian Medical, Inc. ., inkokeli yehlabathi kunyango lwe-radiation kunye nezisombululo ze-oncology, kwaye zibandakanyiwe Ukutsha kukaJohnson noJohnson kwaye i Imeko yeBhodi yoTyalo-mali yaseWisconsin , phakathi kwabanye. Ekuqaleni kujoliswe kumhlaza wesibindi kunye nomhlaza wepancreatic, i-HistoSonics 'Unyango lwe-Sonic Therapy (RASTSM) oludibeneyo ludibanisa iirobhothi eziphambili kunye nokucinga ngobuchwephesha bokubona ubuchwephesha ukuhambisa unyango olwenzelwe wena ngokuchaneka okungafaniyo nolawulo. Ngokwemigaqo ye-layman, itekhnoloji isebenzisa amandla esandi ukuvelisa uxinzelelo olomeleleyo ngokwaneleyo ukuba lutyise kwaye lutshabalalise ngokupheleleyo izicubu ekujoliswe kuzo kumanqanaba eselfowuni.

Okwangoku, i-HistoSonics ixakekile yakha i-HQ entsha kwidolophu yaseMinneapolis. Itekhnoloji yethu yazalelwa kwiilebhu zeDyunivesithi yaseMichigan, kodwa sakhawuleza saqonda ukuba kufuneka sibesezintweni zokukhathalela impilo, yiyo loo nto ke sigqibe kwelokuba sihambise isiseko sethu siye eMinnesota, ucacisile uBlue. Kulapho zonke iintshukumo zilungile ngoku kubuchwephesha bezempilo.

Mbini. Umnquma AI (EColumbus, eOhio); Inkunzi iphakanyisiwe: $ 72.8 yezigidi

Ngaphezulu kwesinye trillion Iidola zichithwa minyaka le e-US kulawulo lonyango. Hayi koogqirha, iinaliti, iimeds okanye ii-IVs, kodwa kwiipeni, iphepha, i-IT kunye nento ebizwa ngokuba 'kukudityaniswa kwenkqubo.' Yinto enkulu-kwaye inyani yokuba inkcitho eninzi inokujoliswa ngcono ekunyangeni abaguli nasekusindiseni ubomi yile nto yenza amandla okuqhuba ukuqala kweOlive AI esekwe eOhio.

Emva kokuqala ukubamba iliso loMqapheli ngasekupheleni konyaka ophelileyo,iingcali esithethe nazo azichukumiswanga bubuchwephesha benkampani kuphela, kodwa kunye nokusetyenziswa kwayo okunobuchule kwilizwe lokwenyani, iziphumo ezinokwenzeka. Revel isebenzisa izifundo abathengisi babathengi kunye noThengiso oluKhulu lokuthengisa kwaye bazisebenzisa kwindawo yentengiso yezempilo. Ukutyhila kunceda amalungu ukuba ahlale esempilweni ngokuwaqhagamshela nenkqubo yawo yokuxhasa ukhathalelo lwempilo ngokusebenzisa i-AI ephucukileyo, ethintela kwaye ihlalutye iseti yeDatha yeDatha enkulu kwaye iguqulele kuluntu olunobuntu kunye nolonxibelelwano oluphezulu. Ngaphantsi kobunkokheli be-CEO yezononophelo lwempilo uJeff Fritz, u-Revel ukhokela uguquko kukhathalelo lwempilo kwaye ngokukhawuleza waba sisixhobo semfihlo sezicwangciso eziphambili zezempilo.

8. Owlet (Lehi, Utah); Inkunzi iphakanyisiwe: $ 48 yezigidi

Mhlawumbi ayisiyonto eyenzekileyo ukuba i-Utah-based Owlet Baby Care iqalwe kwakule meko inye ubukhulu obukhulu bendlu e-US Okanye mhlawumbi iqela lase-Owlet liyazi nje ukuba kunzima kangakanani ukukhulisa umntwana, kungaphantsi kwesibini okanye isithathu, yiyo loo nto bebheja kakhulu ukuba abazali abakhusela ngaphezulu bafuna ngaphezulu kwekham ye-nanny elula ukugcina iso abantwana.

I-Owlet ifumana ukubambeka ngeseti yemveliso ebonelela abazali nge-real-time, ividiyo engangenisiyo kunye nokujonga isandi, ukuvumela inqanaba leoksijini yegazi lomntwana, ukubetha kwentliziyo, ubushushu kunye neepateni zokulala ukuba zibekwe iliso kwaye zilandelwe yinkqubo efikeleleka ngokulula nayiphi na i-smartphone yomzali oxhalabileyo.Eyilwe liqela labazali abanomdla kwi-2013, le nkampani yeSilicon Slopes ithatha umdlalo wokubeka esweni umntwana kwinqanaba elitsha ngokupheleleyo kwaye abatyali mali bayayithanda. Ikhithi yokujonga ukukhulelwa kwe-Owlet iguqula indlela abazali abalandelela ngayo impilo yabantwana babo.Ngokunyanisekileyo kwe-Owlet

Intsha entsha yenkampani, i-Owlet Band Pregnancy Monitor, isendleleni yokuba iyona mveliso iyona nto ibaluleke kakhulu kwi-tech-care care kulo nyaka, sele sele iphumelele iimbasa ezimbini ezahlukileyo kwi-Consumer Electronics Show ye-Best Wearable kunye ne-Tech yokuTshintsha umhlaba.

9. Umzimba (EChicago, eIllinois); Inkunzi iphakanyisiwe: $ 25 yezigidi

I-PhysIQ inokufumanisa ezona zinto zincinci zincinci, ezona ziguqukayo kwidatha yomntu kwaye inokwazisa amaqela ononophelo kwiingxaki ezinokubakho kude kube ngaphambi kokuba zivele ngexesha lokujonga rhoqo. Itekhnoloji yenza ukuba oogqirha babone macala onke ngokusebenzisa uhlalutyo oluhlaziyiweyo lomzimba lwe-FDA ukukhupha ukuqonda kwezempilo. Esi siqalo seSixeko saseWindy sisebenzisa isoftware eyayiyilelwe ukulandela umkhondo idatha kwiinjini zejet nakwizityalo zamandla enyukliya, apho ukuphambuka okuncinci kokusebenza kunokubangela ingozi enkulu. Ngoku, i-PhysIQ ithatha indlela efanayo yokulinganisa ukusebenza kwaye iyisebenzise emzimbeni womntu; ilandelela idatha ejikeleze iwotshi ukuze ibambe isingqisho somzimba somguli kunye neetempos kwaye ipakishe idatha kwizinto ezicocekileyo, ezetyisayo zamaqela ezonyango kwilizwe liphela. Njengongeniso oluninzi kuluhlu lwalo nyaka, iFizII yimveliso yedolophu yedolophu yaseChicago. I-PhysIQ esekwe eChicago isebenzisa itekhnoloji eyilelwe kwasekuqaleni iinjini zejet kunye nezityalo zamandla ukufaka idatha yezempilo yoluntu.Ngokunyanisekileyo kwe-PhysIQ

10. Pops! Seswekile (Oak Park Heights, eMinnesota); Inkunzi iphakanyisiwe: $ 8 yezigidi

USiri no-Alexa: Dibana noMina-wonke umhlobo omtsha wesifo seswekile kunye nenye yeemveliso zamva nje ezivela ePops esekwe eMinnesota! Isifo seswekile, inkampani ephakamisa icala labathengi malunga ne-200 yezigidi zeedola kwimarike yeswekile. U-CEO u-Lonny Stormo ukholelwa ukuba ngelixa ukuzikhathalela kufaneleke kuqala, amaxesha amaninzi ubomi buba sendleleni, yiyo loo nto indlela yakhe yokuthenga abathengi kulawulo lweswekile egxile kumaqonga afana ne-Mina anokuthi angenelele kwaye abeke iliso elibalulekileyo egameni lesigulana . UMina wathumela isilumkiso kumfazi wam xa iswekile esegazini lam ifunda ama-60. Wakwazi ukunxibelelana nam kunye nogqirha wam kwangoko kwaye waqinisekisa ukuba siyisombulula le meko ngokukhawuleza, uStormo wabalisa kwi-Braganca. UMina undinceda ukuba ndibenesifo seswekile, kwaye ndingavumeli isifo seswekile sibe sesam.

I-Mina liqonga lolawulo lwenkathalelo engapheliyo ekulandeleleni ulawulo lwempilo kubantu abaneswekile kwaye ihlala ihleli; ukufikeleleka okusekwe kwilifu kuthetha ukuba iqela lenkxaso lomntu, ukusuka kubathandekayo ukuya koogqirha, unokukwaziswa kwangoko malunga nengxaki enokubakho ngokufumana isilumkiso esivela kuMina.

Ukwenza lula ishishini lolawulo lwesifo seswekile yindawo enkulu ekugxilwe kuyo kuzo zombini ukhathalelo lwempilo. Unyango lwe-servesmcare lisebenza ngobuso ukujongana nokunganyanzelisi amayeza.

Pops! Isifo seswekile sizisa uMina kwindawo yentengiso ukunceda abantu abanesifo seswekile balawule ubomi babo.Ngobubele bePops! Seswekile

I-Stormo, i-alt Medtronic, iya kukhaba umjikelo omtsha wokunyusa imali kwiNgqungquthela yezeMpilo yeJP Morgan kulo nyaka, kwaye ikhadi lakhe lokudanisa ligcwalisa ngokukhawuleza. Sibe nethamsanqa lokuza kwintengiso njengokuba umdla ekunyamekeleni kunye nolawulo lweswekile ukufuphi okanye phezulu kuluhlu lokuthenga lwee-VCs ezininzi zempilo yedijithali, ezibonelelwe yiStormo.

Shumi elinanye. DispatchHealth (IDenver, iColorado); Inkunzi iphakanyisiwe: $ 68 yezigidi

Kubonakala ngathi ziingcinga ezikrelekrele: Ngaba ufuna ukukhwela? Yibonge i-Uber. Ulambile? IPing GrubHub. Kodwa uza kuthini xa ufuna ugqirha? DispatchHealth esekwe eColorado ibonakalisa ukuba ngetekhnoloji, ukhathalelo lwempilo oluyimfuneko emnyango wakho akunakwenzeka kuphela, kodwa kunye nemodeli yeshishini esebenzayo. Kwiimpompo ezimbalwa, ngokusebenzisa i-Disptach app, iqela lezonyango eliqinisekisiweyo lebhodi liya kuza ekhayeni lakho, eofisini okanye naphi na apho ufuna khona, lixhotyiswe ngazo zonke izixhobo eziyimfuneko zokujongana nalo naluphi na ukhathalelo olukhethekileyo onokulufuna.

Njengokuba ukufikelela kukhathalelo lonyango kusiba kukujolisa ngakumbi kubathengi, kubonakala ngathi uninzi lwabatyali mali bezobuchwephesha kwezempilo bakholelwa ukuba ukutyelelwa kumaziko emveli okhathalelo lwezempilo ngezitena nodaka kuya kugcinelwa kuphela iimeko ezinzima. DispatchHealth kukubheja okukhulu ekubeni iinkonzo zempilo ezifunekayo ekhaya ziya kuba yinxalenye yekamva lokhathalelo lokuqala.Ngokunyanisekileyo kweDispatchHealth

12. Funda Ukuphila (IMinneapolis, eMinnesota); Inkunzi iphakanyisiwe: $ 9 yezigidi

Akukho kunqongophala kweziqalo ezifumana inkxaso-mali ezijolise ekubambeni intsimi yazo kwindawo eshushu ebomvu yonyango yengqondo yengqondo. Izicwangciso zezempilo, abaqeshi abakhulu neeyunivesithi, oorhulumente kunye namasebe omkhosi, kunye ne-VA, phakathi kwabanye abaninzi, banomdla wokubonelela nge-CBT ye-Intanethi (unyango lokuziphatha kwengqondo) kumalungu abo, abafundi kunye nabasebenzi.

Kutshanje Iprofayili yokujonga indawo yempilo yengqondo yedijithali , Funda ngokuPhila kwaqaqanjiswa njengomnye wabenzi bezinto ezintsha kwicandelo, etyhola ishishini ukuba lisebenzise iindlela ezinobuzaza, ezinobungqina bonyango lwedijithali yonyango ngokuchasene nabaninzi abakhuphisana nabo, abathi, ngaphandle kokunyusa imali eninzi, Kubonakala ngathi bayadlala kwizinto ezinokuthi zichazwe kakuhle njengezinto ezahlukeneyo zengqondo yengqondo. I-2019 ibingunyaka wesibhengezo esekwe eMinneapolis Funda ngokuPhila, amanqaku e-inki kwiiakhawunti ezintsha, kubandakanya ukusebenzisana IBlue Cross Blue Shield yaseMassachusetts ,kunye nokuhlawula ityala elinqwenelekayo kwi-Express Scripts ' Ifomula yempilo yedijithali .