UDamian Lewis udlala umphathi we hedge fund uBobby Axelrod kumdlalo weqonga omtsha waseWall Street ‘Iibhiliyoni.’ UMalin Akerman udlala indawo kaLara Axelrod. (Ixesha lomboniso)
Isitalato iWall siqala ku-Broadway kwaye siqhubekeka siye kwisitalato samanzi. Endleleni, iyajija. Kanye malunga ne-Broad Street iqala ukujika. Ukuba umi kwelinye icala leWall Street kwaye uzama ukujonga kwelinye icala, ngekhe uyibone. Ngenxa yokuba kugwenxa.
Bendihlala estratweni. Kwaye ndasebenza esitratweni.
Abantu bahamba benyuka bephupha emaphandleni malunga nobutyebi. Abanye bayakhala kuba bengakwazanga ukuyifumana. Kwaye ukuba awukwazi ukuyenza apho, njengoko uhlobo lwengoma luhamba, awunakukwenza naphina.
Eyona nyaniso. Kuba ikho apho imali ikhoyo. Kwaye abantu banqwenela imali. Ngokulangazelela baya kwenza nantoni na ukuyifumana.
Ngaxa lithile ndatyala imali kwiedge fund ezilishumi elinambini. Elishumi elinanye kubo bagqibela ngokubanjwa besenza izinto ezingekho mthethweni. Bambalwa abantu abasentolongweni.
Rhoqo ebusuku bendisoyika kuba bendiqala ukubona ukuba kuqhubeka ntoni kude kube ekugqibeleni ndiyayivala yonke loo nto.
Abatyalomali bam bacaphuka kakhulu ndavala izinto xa izinto zihamba kakuhle. Oku kwakuphakathi ku-2006. Ngo-2009 ndade ndayifumana imali yam kubo bonke. Yiyo le ndlela iWall Street izama ngayo ukubambelela kwimali yakho.
Iibhiliyoni , umboniso omtsha wexesha lokubonisa ngumboniso wokuqala ochaza ngokuchanekileyo okwenzekayo kwesi sitrato sincinci.
Kodwa kukho isigama esininzi kulo mboniso kwaye bendicinga ukuba ndiza kuchaza ezinye iindawo. Oku kukuthi, ndiza kuba nabaphangi. Ke sukufunda ngakumbi ukuba uyipurist. Bukela isiqendu sokuqala kuqala.
Kwinqanaba elisisiseko, umboniso umalunga nomphathi we-hedge fund ogama linguBobby Axelrod (uDamian Lewis) kunye negqwetha lase-US u-Chuck Rhoades (Paul Giamatti). Ndibeka umphathi wehedge fund kwizicaphuno kuba lixesha endiza kulichaza.
Igqwetha lase-US lifuna ukulandela umphathi omkhulu we-hedge fund kurhwebo lwangaphakathi.
Oko kuseta inqanaba le-epic elungileyo nembi apho ungayazi into elungileyo, yintoni embi, umthetho uthini, yintoni ubungxowankulu malunga, yintoni isayikholoji yemali nempumelelo, kwaye, ewe, masenze fumana isondo apho (enye into elungileyo bubomi).
Nantsi into ekufuneka uyiqonde ukuze uqonde ngokupheleleyo umboniso.
* Umphathi wengxowa mali -Ndingumphathi wehedge fund okwethutyana. Ayifani ne-Axe kumdlalo. Incinci kakhulu. Kodwa imigaqo efanayo. Abantu batyala imali kunye nawe kwaye unokwenza NAKUPHI na into oyifunayo ngaloo mali ukubuyisa imali enkulu.
Ngokungafaniyo neengxowa-mali ezihlangeneyo, ii-hedge fund ubukhulu becala azilawulwa. Oko kuthetha ukuba… izinto ezimbi zinokwenzeka. NjengoBernie Madoff obiba iibhiliyoni. 
NjengeGqwetha laseMelika kwiSithili esiseMazantsi eNew York, uChuck Rhoades (Paul Giamatti) wenza umgaqo iSitalato nanjengokuba umfazi uWendy Rhoades (Maggie Siff) ecebisa ii-apile ezimbi. (Ixesha lomboniso)
Ngelinye ixesha ndizamile ukuba uBernie Madoff atyale imali kwingxowa-mali yam. Impendulo yakhe, Asazi ukuba ubeka phi imali yakho kwaye into yokugqibela esiyifunayo kukubona 'uBernard Madoff Securities' kwiphepha eliphambili leWall St. Journal.
Iimali zothango zibizwa ngokuba ziihedge fund kuba ezokuqala- kunye noWarren Buffett babenenye yeemali zokuqala zothango kwii-1950s- banokuthenga izitokhwe kunye nokubheja ngokuchasene nezitokhwe.
Ngamanye amagama, banokuwubamba umngcipheko ngokuba sisiqingatha ngokuthanda intengiso enyukayo kunye nesiqingatha endaweni yentengiso eyehlayo. Kwaye ukuba bakhetha amabala afanelekileyo, baya kuphumelela nokuba kunjani kwaye baphephe ukulahlekelwa yimali xa imarike iyehla.
Oko kwathethi, kukho intetho edumileyo eWall Street, xa 'uthango' uthatha umngcipheko kabini kwaye wenza isiqingatha semali.
* Urhwebo lwangaphakathi - akukho nkcazo-nye yoku. Kwaye inkcazo iyatshintsha ngalo lonke ixesha. Yiyo le nto yenza ukuba umdla ubonise. Yindawo engwevu kubomi bokwenyani nakumboniso.
Kodwa ngokusisiseko, ukuba uyazi ulwazi olubonakalayo nolungeloluntu (iNkampani A ithenga iNkampani B) awuvumelekanga ukuba wenze imali ngalo lwazi.
Umongo womthetho wentengiso yemasheya e-US yile: yonke intengiselwano kufuneka ibe nomngcipheko kuyo. Ukuba uwushenxisa umngcipheko, umzekelo, ngokuhlawulela ulwazi olungaziwa mntu, emva koko wenze ulwaphulo-mthetho.
Ngaba ukuThengisa ngaphakathi kungaze kube ngokuSemthethweni?
Nokuba kufanelekile okanye hayi… akukho mthethweni.
Kodwa masidlale umzuzwana.
Andicingi ukuba kufanele ukuba akukho semthethweni. Xa umntu esenza urhwebo kwimarike, ulwazi awayenalo entloko ngoku lufakwe ngqo kwimarike yemasheya.
Ulwazi oluthe xaxa lubhakwa kwintengiso, kokukhona kusebenza ngakumbi kwintengiso. Ulwazi oluthe kratya ngaphakathi kwisitokhwe, kokukhona ziya kuhamba ngokutyibilikayo kwaye ngakumbi ziya kubonisa ezona zinto zichaphazela inkampani.
Ndingathanda ukuba urhwebo lwangaphakathi lube semthethweni kwaye ndivumele urhulumente ahambe emva kweemali ezibe imali, njengeMadoffs.
Kodwa abantu abaninzi abavumelani kwaye oku akuyomlo ofanele ukuphikiswa ngawo.
I-Dominatrix Kwindawo yokuqala sibona indoda (eyatyhilwa kamva ukuba ligqwetha laseMelika) ibotshiwe, ithuthunjiswa, kwaye ichotshelwe yi-dominatrix. Kutheni le nto indoda enamandla ifuna ukulawulwa ukuze iphumeze ulwaneliseko?
Xa ndandihlala e-Chelsea Hotel omnye wabamelwane bam wayethobela ngobuchule. Xa sidibana neziselo ekupheleni kosuku lomsebenzi wayehlala engakwazi ukuhlala esitulweni. Ow! watsho.
Wayebethwe imini yonke ngamadoda ayemhlawula imali. Ngenye imini wandixelela, Lo mfo weza nengxowa yeziqhamo. Wabeka isiqhamo phezu kwam. Emva koko wathatha iifoto. Emva koko wehla ngokuphulula amaphambili kwiifoto.
Uye wandixelela ukuba ungxamele kakhulu ngoba kufuneka adibane nentombi yakhe. Yayingumhla weValentine. Wenze umthengi wacoca igumbi lakhe kuba bekukho iziqhamo kunye nesice cream kuyo yonke indawo.
Emva kwexesha, ndadibana nentombazana eyintombazana, uVeronica. Undibalisele ibali. Malunga nokuya kwakhe kwindlu enkulu esePark Avenue yomlawuli odumileyo webhanyabhanya, Ungothuka ukuba ndikuxelele igama, kuko konke andixelele kona.
Kwakunyanzelekile ukuba amsike kude kube ligazi kuyo yonke indawo yakhe yokuhlala kwaye waphantse kwafuneka ukuba abize isibhedlele.
Kutheni efuna loo nto? Ndimbuzile.
Amadoda anamandla achitha imini yonke enika ii-odolo kwaye ephethe, utshilo. Ekupheleni kosuku bafuna umntu oza kubaphatha.
Kamva watshata nenkqubo yekhompyuter. Ndabaleka ndaya kuye ethekweni. Wathi, Uyafana nawe! Wayevuya ke.
* I-SEC (yeKhomishini yoKhuseleko kunye neKhomishini yoTshintshiselwano) ngokuchasene neGqwetha laseMelika
Ayinguye wonke umntu eWall Street (okanye otshutshisa iWall Street) okwelinye icala. Kwangoko kumdlalo siyabona ukuba i-SEC inobungqina ngokuchasene noBobby Axelrod. Umfana we-SEC ubonakalisa ubungqina ku-Chuck Rhoades, igqwetha lase-US elimgxotha ngokuchanekileyo e-ofisini.
Kutheni igqwetha laseMelika lingabutyesheli ubungqina?
Ubungqina bokuba ngaphambi kokuba imeko enkulu yentengiso yesitokhwe yenzeke, iimali ezintathu zothango ezahlukileyo eziphuma kwi-Ax Capital (intsingiselo: abafana babesebenza apho kodwa baqala ezabo iimali) bonke benza urhwebo olufanayo ngexesha elinye kunye nexesha bebekulungiselela ukuba benze esona sixa siphezulu semali.
Unokwenza oko kuphela ukuba unento oyaziyo.
Ingxaki kukwazi into nokubonisa ukuba umntu othile wazi into ayifani.
Ukuba i-SEC inkqonkqoze eminyango yabo, banokoyika kwaye bahlawule isohlwayo esikhulu. Oko kunjalo ngendlela i-SEC ehlala ngayo kwishishini.
Kodwa ngegqwetha laseMelika, urhulumente kufuneka aqinisekise ukuba ulwaphulo-mthetho lwenziwe.
Ukuba iimali zifumene ulwazi ngokungekho mthethweni, ukuba ulwazi olo lunokuvela kwi-Ax Capital, kwaye bathengise kuba banalo olo lwazi. Yibar ephezulu kakhulu.
Kutheni i-SEC iyakwenza oko? Ngenxa yokuba abanabantu abaneleyo ukuba baqonde ukuba ziphi na izenzo zolwaphulo-mthetho eWall Street.
Ndiya kuqikelela i-90% yeedge fund ezenza ulwaphulo-mthetho apha endleleni. Kukho amawaka eemali zeheji. Awungekhe ubalandele bonke. Kwaye ezinkulu zinkulu ngesizathu esithile-ziyayazi indlela yokuphepha ukubanjwa.
Ke i-SEC ingayithanda ukuba igqwetha lase-US lisebenzise izixhobo zalo ukulandela ingxowa-mali enkulu ye-hedge fund kwaye i-SEC inokufika kamva ize kutshayela ukungcola kuqokelele izohlwayo ezinkulu.
UChuck Rhoades uyakwazi oku. Akafuni kusetyenziswa kwaye uphosa i-SEC ngaphandle. Kodwa iyatyala imbewu. Eli inokuba lelona tyala lakhe likhulu. Njengamagqwetha amaninzi aseMelika okanye iiGqwetha zeSithili (uRudolph Giuliani, u-Eliot Spitzer) phambi kwakhe-ukulandela iithagethi ezinkulu zezemali kunokuba kukunyathela amatye emisebenzi emikhulu. Kodwa akafuni kumosheka ngokulandela umntu kwangethuba.
Eyona Ntengiso
Makhe siye kwi-Ax Capital kwaye sibone ukuba urhwebo lwenzeka.
Abahlalutyi ababini baya kwiAx. Banoluvo olulula lorhwebo.
Nantsi into ekufuneka uyazi ngeWall Street. Ukuba imali ijongeka ngathi ilula, ayisiyiyo. Akukho mntu wakha wafumana imali yasimahla eWall Street. Nalu uluvo lworhwebo abahlalutyi ababenalo ngokulula.
Inkampani A ibizama ukuthenga iNkampani B ngeedola ezingama-41.
Inkampani B yayithengisa iidola ezingama-35.
Ngamanye amagama, ungathenga i-B ngeedola ezingama-35 kwaye nje ukuba isivumelwano sivalwe kwi- $ 41, wenze nje i-18% kwimali yakho. Ukuba isivumelwano sivale ngokukhawuleza, yimbuyekezo engakholelekiyo leyo.
Yiloo nto ibizwa ngokuba kurhwebo olulula. Kukangaphi apho kulula ukurhweba kwiWall Street? Ndizibonile amaxesha angama-zero.
UBobby uva enye iindaba. Ayibalulekanga ukuba yintoni. Kodwa waqonda ukuba indoda engasemva kwazo zonke izivumelwano yaziwa ngento enye-ukwenza ukuthengisa ngokulula kubonakale ngathi kuzakwenzeka, ukufunxa kubo bonke abathengisi emini abathengisa ekhaya abangazi bhetele, kwaye bethengisa isikhundla sakhe Inzuzo ngaphambi kokuba wonke umntu aqonde ukuba isivumelwano asizukwenzeka emva kwayo yonke loo nto.
Uyachaza ke uBobby, kwaye uyalela abafana bakhe ukuba bangathengi isivumelwano kodwa babheje ngokuchasene nayo. Ngokukodwa uthi, Mfutshane
* Mfutshane
Ungathenga isitokhwe., Okanye ungasifutshane isitokhwe. Xa uthenga isitokhwe kwi- $ 10 kwaye iya kwi- $ 12 wenze nje i- $ 2 kwimali yakho. Ukuba uthenge izabelo ezili-1000, emva koko wenze i $ 2 x 1000 = $ 2000. Yindlela abantu abaninzi esenza ngayo imali eWall Street.
Kodwa iihedge fund zihlala zifutshane kwisitokhwe endaweni yokuhamba ixesha elide (okt ukuthenga) isitokhwe. Ukufutshane, ngaphandle kokuchaza iinkcukacha zobuchwephesha zendlela eyenziwe ngayo, kuthetha ukuba ubheja ukuba isitokhwe siza kwehla.
Ke ukuba ufutshane kwizabelo ezili-1000 zesitokhwe kwi- $ 10 kwaye iya kwi- $ 8 emva koko wenze i-2000. Ukuba umntu uthenga izabelo ezili-1000 kwi- $ 10 kwaye iye kwi-8 yeedola emva koko baphulukane ne- $ 2000.
Nantsi ingxaki enkulu.
Ndandinomhlobo kanye owayenqumleze ama-4,000 ezabelo zeQualcomm xa yayikwi- $ 80. Wathi kum, iQualcomm iphezulu kakhulu, iyaphambana.
Xa abantu besebenzisa igama eliphambeneyo eWall Street (njengaxa bekhwaza, Uyageza kumlingane okanye kumhlobo wabo) oko kuthetha ukuba bayaprojusa. Ziyaphambana-hayi iqabane okanye umhlobo okanye inkampani.
I-Qualcomm inyuke yaya kwi- $ 1000.
Ithetha ukuthini le nto kumhlobo wam? Kuthetha ukuba ulahlekelwe ngaphezulu kwe-100% kwimali yakhe. Ulahlekelwe yi- $ 1000-80 = 920. AMAXESHA 4000. Ke phantse i-3.7 yezigidi zeedola.
Wabeka kuphela i-4000 yeedola * 80 emngciphekweni = $ 320,000.
Umhlobo wam wazama ukuzibulala. Kwiminyaka eli-16 kamva usengumthengisi wempahla. Mhlawumbi ungumthengisi wakho wesitokhwe.
Mfutshane kuyingozi kakhulu. Ukuba nolwazi lwangaphakathi kuhlala kububuchule obukhulu (kodwa akukho semthethweni) bokulawula umngcipheko kurhwebo.
Urhwebo ngeebhiliyoni ezichazwe apha ngasentla lwalungekho semthethweni. Ngokwenyani yayikrelekrele kakhulu, kodwa iqala ukukukhokelela kwinto yokuba ungenakuba sisilumko ngalo lonke ixesha. Ngamanye amaxesha udinga umda owongezelelweyo.
* Imbuyekezo yeHedge Fund
Oku kufuna ukucaciswa ukuze sikuqonde ngokupheleleyo okwenzekayo. Kutheni le nto abaphathi behedge fund bezenzela iibhiliyoni zeedola kodwa abaphathi bengxowa mali kunye nabarhwebi bezinto abazenziyo?
Kutheni le nto abasebenzi be-hedge fund benza izigidi xa abasebenzi beemali ezihlangeneyo benza umvuzo oqinileyo we-100,000-200,000 ngonyaka okanye ngaphantsi?
Nantsi indlela yokuhlanganisa imali oyenzayo: ufaka imali kwaye bathatha imali encinci (1-2%) kwimali yakho. Enye yale mali ibuyiselwa kubarhwebi ocebise ngengxowa-mali. Kwaye loo mali isetyenziselwa ukuhlawulela i-ofisi, bonke abasebenzi, konke ukubalwa kwemali, ukuthengisa rhoqo, njalo njalo. Ke kusenokwenzeka ukuba kuncinci kakhulu okuseleyo ukuhlawula abaphathi bengxowa-mali.
Ingxowa mali yeheji yahlukile.
Ukuba ubeka i $ 1,000,000 kwi-hedge fund (kwaye amaxesha amaninzi ubuncinci), imali yehedge ibiza into ebizwa ngokuba yi-2 kunye ne-20.
I-2 imele umrhumo we-2% ophuma rhoqo ngonyaka ($ 20,000 ngonyaka ukuba ufaka i-1, 000 yeedola).
Iipesenti ezingama-20 yipesenti yenzuzo ethathwa ngumphathi we-hedge fund. Ke ukuba ibhiliyoni enye yeedola zeedrop ibuyisa iipesenti ezili-10 (malunga neyona mali ininzi kunyaka olungileyo), ke inzuzo zizigidi ezili-100 zeedola kwaye umphathi weHedge fund wenza eyongezelelweyo eyi- $ 20 yezigidi (iipesenti ezingama-20 zeedola ezili-100) .
Xa ingxowa-mali kaJohn Paulson yenza i-6 yezigidigidi zeedola ngokubheja ngokuchasene nemali mboleko embindini wengxakeko yemali (ukubheja ngokuchasene nemali mboleko iyinto engenakukwazi ukwenziwa yimali ezihlangeneyo kodwa i-hedge fund ingenza), wagoduka enye i-1,2 yezigidigidi kumvuzo.
Ukuba unyaka olandelayo waphulukana ne-15 yezigidigidi zeedola, akenzi mali ngaloo nyaka ngaphandle kwe-2 (eseseyininzi- iipesenti ezi-2 zeedola ezingama-20 zeedola ezingama- $ 400 yezigidi). Kodwa usaqhubeka nokugcina i-1.2 yezigidigidi zeedola yakhe kunyaka ophelileyo.
Kungenxa yoko le nto isakhono esiphambili somphathi wengxowa yeedge singathathi mali kakuhle (nangona oku kubalulekile) -kuhlala kumdlalo de ube nonyaka omnye olungileyo apho unokunyusa isixa esikhulu semali kwaye uthathe iifizi ezinkulu yiyo.
* Iingxowa zengqondo zeHedge Fund
Ukurhweba luxinzelelo kakhulu. Ndiya kwenza urhwebo olubi kwaye ndiziva igazi lam limpompoza emzimbeni wam imini yonke imini yonke. Kwaye ukuba urhwebo lwaluyilahleko ndingakhala ebusuku. Ndandisoyika ngalo lonke ixesha. Ndandiyonyanya.
Ndandiye ndivuke kwakusasa, ndiwele isitalato ndiye ecaweni, ndithandaze kuYesu ndimcele ukuba enze iimarike zinyuke ukuze ndikwazi ukuphuma kwimisebenzi yam elahlekileyo. NdingumJuda ke loo mithandazo ayizange yenzeke.
Ke ndaye ndaya kugqirha okwethutyana owayekhethekile ekuncedeni abathengisi. Khange andincede (bendingenathemba) kodwa ndiyayixabisa inzame.
Uninzi lweemali ezinkulu zothango zisebenzisa iingcali zengqondo. Ndibe nelungelo lokudibana neyona mibini ibalaseleyo. UAri Kiev, owayesebenzela i-SAC Capital ngaphambi kokuba asweleke. Kwaye uBrett Steenbarger obesebenzele iimali ezininzi zeedge, kubandakanya nale bendiyisebenzela. Ndincoma kakhulu iincwadi zabo ukuba zifunde ngakumbi kwizengqondo zorhwebo.
I-Ax Capital iqeshe isayikholojisti, uWendy Rhoades (Maggie Siff). Isayikholojisti, ngengozi (okanye hayi) ngumfazi weGqwetha laseMelika.
Kukho indawo apho enza khona umlingo wakhe nomnye wabahlalutyi osebenza kwiZembe. Wayedandathekile kakhulu kuba wayephantsi nge-4% ngonyaka, oko kwakuthetha ukuba akazukufumana mali.
Kuqala uyambuza ukuba yimalini ayenzileyo kunyaka ongaphambili. Uthe i-7.2 yezigidi zeedola. [Jonga imbuyekezo yehedge fund apha ngasentla. ]
Isiqhulo apha kukuba nokuba wenza malini, ebesadandathekile ngoku. Ngaba usisidenge? Ingayiyo. Uvavanyo lubonakalisile ukuba amanqanaba e testosterone abarhwebi ayarhoxa emva kokuphulukana norhwebo, nokuba ingakanani imali ebhankini.
Kungenxa yoko le nto ii-Therapists ziyafuneka ukubanceda bahlale bepholile (kunye ne-testosterone yabo) nokuba amaxesha mabi. Awunakho ukwenza urhwebo olufanelekileyo ukuba uthengisa ukusuka kwindawo engaphakathi yokuphelelwa lithemba okanye uloyiko.
Ngelinye ixesha ndandwendwela omnye wabaphathi abakhulu beedge fund kwimbali, uStevie Cohen. Kwakuphela kosuku emva kokuba iimarike zivaliwe. Bendifuna ukumsebenzela. Wayengaqinisekanga ( Ndiphele ndingazange ndimsebenzele kodwa ibelide ibali ).
Sancokola kamnandi. Wayesenza iziqhulo, encumile, ebuza imibuzo, ebandakanyeke kakhulu.
Ithe xa idibana intlanganiso ndambuza ukuba ihambe njani imini yakhe. Uthe, Besinosuku lwethu olubi enyakeni. Ngexesha lokudibana kwayo bendingenalo nofifi lokuba mhlawumbi uyabila emveni kosuku olubi kangaka.
Yiprojekti leyo.
* 9/11
Kukho indawo apho uBobby akhankanya indlela aphulukana ngayo nabahlobo bakhe bonke nge-9/11.
Nasi isizathu sokuba loo ndawo ibalulekile. Akunakwenzeka ukuthetha ukuba ngubani na omnye wabalinganiswa ebomini bokwenene. Bangumdibaniso. UBobby ubonakala ngathi ngumphathi omkhulu weedge fund kwiindawo ezininzi.
Kwimeko ye-9/11 ubonakala njengoHoward Lutnick, umphathi weCantor Fitzgerald, ophulukene namaqabane akhe nabahlobo-kunye nomntakwabo-kwi-9/11.
Ke akukho mntu mnye uBobby asekwe kuye. Kudos kuphando olunzulu lwabenzi bemiboniso.
Ibhatyi yoboya
Umhlalutyi otyelele ugqirha weengqondo kwi-Ax Capital unxibe ibhatyi yoboya ngaphakathi. Kutheni umntu esenza lonto?
Ezinye zeemali ezinkulu zothango zicinga ukuba abathengisi baphaphile ngakumbi kumaqondo obushushu apholileyo ukuze bagcine i-thermostat kwii-60s ezisezantsi.
* Sika isithiyelo kwiiLosters zakho
Ugqirha ocebisa umhlalutyi ucebisa ukuba uthengise zonke izikhundla zakhe zokuphulukana nazo.
Rhoqo sifuna ukugcina izikhundla zokuphulukana. Sithandazela ukuba babuye. Sivakalelwa kukuba sele siphulukene nemali eninzi kubo kufuneka siyibuyise loo mali. Le yinto yokuqonda ebizwa ngokuba kukhetho lotyalo mali.
Umzekelo ovela kubomi bokwenyani- ubeka i $ 200,000 kwimfundo yasekholejini. Ingqondo yakho iyala ukukholelwa ukuba utyalomali lwaluyimpazamo ngoko ke uya kuzithethelela de kube lusuku lwakho lokufa izibonelelo zemfundo yasekholejini ngaphandle kobungqina obandayo bokuba imfundo yasekholejini ngu-A) ayikufanelanga ngokwezimali kwaye B) ayisiyiyo mfundo ebalaseleyo onokuyifumana ngexesha labo iminyaka yobomi bakho.
Kwenzeka into enye notyalo mali. Ubeka imali. Ingqondo yakho ayiyi kwamkela ukuba utyalomali lube yimpazamo.
Kodwa ngokukodwa kule ndawo ndicinga ukuba ubhekisa kwincwadi kaJim Cramer, Ukuvuma kweAddict Street , apho uJim wayelahlekelwa yimali eninzi kwingxowa-mali yakhe kwaye xa umfazi wakhe, owayesakuba ngumrhwebi, ephuma ethatha umhlala-phantsi kwaye wamnyanzela ukuba athengise zonke izikhundla zakhe zokuphulukana nazo.
Andazi ukuba ababhali bebethetha ngantoni, kodwa Ukuvuma kweAddict Street yenye yeencwadi ezilungileyo ekuqhubeni ingxowa mali yeheji kwii-90s.
* Andiqinisekanga.
Kukho indawo apho uBobby ekwimidlalo yebhasikithi yonyana wakhe. Indawo apho kungenakwenzeka ukuba aviwe ngabaphandi.
Abarhwebi ababini beza kumtyelela. Omnye ufuna ukuthenga isitokhwe, omnye ufuna ukunciphisa isitokhwe esifanayo.
UBobby ubuze omnye wabo ukuba uqiniseke kangakanani. Emva koko sibona ukubuyela umva komntu ohlawula ulwazi. Ngokuqinisekileyo, akayithethi loo nto kuBobby.
Uthi nje, andiqinisekanga. UBobby uthi, le ntlanganiso iphelile, okuthetha ukuba urhwebo kukuhamba nalo mfo uthi akaqinisekanga.
Kwakutheni ukuze asebenzise i-negative ezimbini: Kutheni engatsho nje ukuba wayeqinisekile.
Ewe khumbula ukuba umongo womthetho kukuba kukho umngcipheko othile. Ezinye iindlela azikho mngcipheko. Ngelixa ukungaqiniseki ngokobuchwephesha kuthetha ngokuqinisekileyo, ngaba kunjalo? Iyadideka noko. Ngandlela ithile ayiqinisekanga ngokuqinisekileyo. Kuthetha ukuba kusekho umngcipheko omncinci.
UBobby uyigqibezela incoko kwalapho kuba akasazi zinkcukacha. Usatsho nangoku ukuba wayezibeka emngciphekweni.
Oku akuchazwanga kulo mboniso kodwa sisizathu salo lonke olu lwimi kunye nesizathu sokuba uBobby angacinezeli ngakumbi kwiinkcukacha xa isigwebo sibhalwe ngolo hlobo. Kodwa wayesazi. Urhwebo lwenziwe.
Kwakhona, kudos kubabhali ngokubamba ubuqhetseba kwindlela ulwimi olunokusetyenziselwa ukubuchaphazela ubuchwephesha bomthetho.
* Amagqwetha aya kwicala elimnyama
Kukho indawo apho omnye wamagqwetha alungileyo a tyelele khona kunye noprofesa wakhe omdala ngoku osebenzela imali yehedge.
Lo ngumba obalulekileyo kuba ugxininisa ukuba kutheni ihedge fund ingatshutshiswa rhoqo kwaye uphando lwenziwa rhoqo ngokujonga nje kancinci njengokumangalisa kodwa kukho okungakumbi kunoko kubonakala.
Kutheni, umzekelo, ingaba lonke uphando lukaMadoff lungakhange luveze nantoni na nangona kwakucacile phantse kubo bonke abatyali mali beziko? (UMadoff wayenabambalwa ukuba kukho abatyali mali abaphambili beziko.)
Kungenxa yokuba emva kophando, uMadoff wayeza kuqhubeka kwakhona kuwo onke amagqwetha abandakanyekayo kuphando.
Uninzi lwamagqwetha (ayingabo bonke) abasebenza kurhulumente kwimisebenzi yabo kwaye ke ekugqibeleni bangene bangene kushishino ababeqeshelwe ukuba baphande ngalo. Banokwenza amaxesha ali-10 emali nje bakube bezenzele igama kwicala likarhulumente.
Oku kuchaziwe kwincwadi ka-Andrew Ross Sorkin, Kukhulu kakhulu ukuba usilele . UAndrew ungomnye wabadali beenkqubo, kunye UBrian Koppelman noDavid Levien .
Ungayimisa njani le nto? Mhlawumbi ungabeka isibhengezo kwindawo abanokusebenzela kuyo emva kokuba besebenzele urhulumente kodwa oko kungathintela nabona baqaqambileyo nabakhanyayo ekuthatheni isigqibo (ukusebenzela iiarhente zolawulo) eziya kuthi zithintele ukhetho lwabo lwexesha elizayo.
Abantu abakrelekrele abayithandi imida.
* I-Century Capital kunye noNick Margolis.
Ngasihlandlo sithile uBobby Axelrod watyelelwa ngumqeshwa owayekhe wabanjwa kwihlazo lakhe langaphakathi, kodwa uBobby akayazi loo nto okwangoku.
Kuya kuvela ukuba owayesakuba ngumqeshwa, uDan Margolis (UDaniel Cosgrove) unentambo yonke kwaye ngelixa azama ukwabelana ngolwazi lwangaphakathi kunye ne-Ax, i-FBI imamele.
Olu luphawu kwakhona lokuba isimilo sikaBobby Axelrold kukudityaniswa kwabalinganiswa abaninzi. Ukufakela abaphathi beengxowa-mali kunye nabarhwebi kwakuyinxalenye eqhelekileyo ye-Raj Rajamanaman insider yorhwebo (i-scandal eyasungula iminyaka emininzi yophando malunga nabaphathi be-hedge fund).
* Ukuphumelela isidlo
Kwesinye isiganeko, uBobby uvula indawo yokutyela isidlo sasemini (ivulelwe kuphela isidlo sangokuhlwa) kwiwayini kunye nokutya Ijenali yeWall Street intatheli.
Emva kokuba egqibile, uBobby uyahamba engakhange atye nakuphi na ukutya. Intatheli ibanjiwe ngale nto kuba ngoku izakutya yodwa emva kwesiqalo esihle kwincoko noBobby.
Le yindlela kaBobby yokuphumelela isidlo.
Xa ababhali, uBrian Koppelman noDavid Levien, beza kwipodcast yam bachaza uphando abalwenzileyo ngelixa belungiselela ukubhala isiqendu sokuqala.
Baye bachaza imeko apho umgidi-gidi kufuneka aphumelele isidlo kwaye yayingumzekelo wokhuphiswano olunobukrakra kwaba bafana. Kufuneka baphumelele kuyo yonke into.
* Akukho imeyile
Phambi kokuba uBobby ashiye eso sidlo kunye nentatheli, ubhala inombolo yakhe kwiqhiya kwaye ayinike intatheli kodwa athi akukho imeyile.
Undikhumbuza ngenkomfa eyayimalunga neminyaka elishumi eyadlulayo apho uEliot Spitzer ebhekisa kwigumbi eligcwele amagqwetha ehedge fund kwaye wathi, eyona nto inkulu enindenzela yona ukuthumela ii-imeyile kuba wakwazi ukuphumelela uphando oluninzi ngokumba Zonke ii-imeyile. Ngoku abaphathi be-hedge fund abanakufane bathumele nantoni na nge-imeyile.
* Amatshantliziyo
UBobby uthetha kwinkomfa ebizwa ngokuba yi-Delivering Alpha. Igama u-alpha libhekisa kumda ongezelelweyo umphathi we-hedge fund angahambisa ngaphezulu nangaphaya kwembuyekezo esisiseko yentengiso.
Ukuba i-hedge fund ayinakho ukuhambisa i-alpha, akukho sizathu sokwenza utyalo-mali kubo kwaye bahlawule imali yabo ephezulu.
Oko kwathiwa, into ebizwa ngokuba ngumgqugquzeli we-hedge fund ihlala ihambisa ixabiso kwaye umboniso ubonakalisa uBobby njengomntu otyale imali.
Utyalo-mali lomzabalazo akagcini nje ngokugcina imali esitokisini kodwa uthenga kakhulu kangangokuba abe ngumnini ophambili wenkampani.
Nje ukuba babe ngabanini, bathabatha amanyathelo okunyanzela inkampani ukuba yenze utshintsho oluya kuvula ixabiso kwinkampani ukuze isitokhwe siye phezulu.
Umzekelo, umtyali mali olwela imali njengoCarl Icahn unokuthenga okwaneleyo kuYahoo ukuze abanyanzele ukuba bathengise isibonda sabo eAlibaba.
Okanye omnye umtyali mali othembekileyo unokufuna ukukhaba i-CEO kwaye afakele abantu bakhe ukuze bathengise iziqwenga zenkampani ezirhuqa ixabiso lesitokhwe.
I-SEC ifuna abatyali mali kumzabalazo ukuba bafake iifom ezizodwa kunye ne-SEC (iifom ze-13D ngokuchasene neefom ze-13G). Ezi fomu zisasaza ngokukodwa kubanini zabelo ukuze ingxowa-mali ithethe nabaphathi.
* Iyintoni Inqaku lokuba ne-F-You Money ukuba awusoze uthi F-You
Ewe ngexesha lokubonisa igama lipelwe. UBobby uthi lo mgca uya ku-Chuck Rhoades kwimbambano enye eshushu ebenayo ngexesha lokulinga.
Umgca ubalasele kwaye uDamien Lewis uyihambisa ngenkani.
Kodwa ndihlala ndicinga ngokuchaseneyo.
Xa unomsebenzi, abantu bahlala bephupha malunga nokutsho oko kumphathi wabo okanye kwabo basebenza nabo okanye nabani na. Kodwa bendihlala ndiziva ukuba, xa ndikufumanela imali, into yokugqibela endifuna ukuyenza kukubuyela apha ndithethe nomphathi wam, nokuba kukumqalekisa nje. Yintoni inqaku?
Oku kucenga umbuzo, kutheni le nto oosozigidigidi beqhubeka emva kokuba befumene imali yabo?
Ndiyicinga ukuba kungenxa yokuba ziqhutywe kakhulu ukuba yindlela abayifumana ngayo imali yakho yokuqala. Ke kwa loo mandla ebebaqhuba ekuqaleni asabaqhuba.
Kwaye ke kukho umbuzo - yimalini F Wena imali?
Kumboniso, ekugqibeleni, uBobby uthenga indlu nge-83 yezigidi zeedola. Kodwa ngokucacileyo awuyidingi indlu enkulu ukuba wonwabe. Abantu abaninzi banezindlu ezincinci kwaye bonwabile ngobomi babo.
Ndizamile ukucinga ngempendulo.
Umzekelo, enye impendulo yile: unayo imali ye-F ukuba ukusukela kusasa kude kube sebusuku kufuneka wenze izinto othanda ukuzenza kwaye akukho mfuneko yakwenza enye into.
Kodwa uza kuthini ukuba into oyithandayo uyakha kwaye uhamba ngenqwelomoya ukuya kwiNyanga. Ibiza kakhulu. Inani lakho liza kuba linani elikhulu kakhulu.
Andiyazi impendulo. Ndiyathanda ukuhlala ekhaya ndifunde ndibhale imini yonke. Kwaye ndingaze ndizive ndinomsindo ndiziva ndifuna ukuthi F Wena! kuye nakubani na kuba oko luxinzelelo kunye noxinzelelo oluza kukugulisa.
Kwam, F Imali yakho ithetha ukuba ndiya kuhlala ndiphilile emzimbeni, ndichitha ixesha nabahlobo (impilo yeemvakalelo), ndiyila (impilo yengqondo), kwaye ndinombulelo (impilo yokomoya) yonke imihla, ngaphandle komntu okanye nantoni na engena endleleni. yalonto.
Ubomi busiphosela ubunzima kunye noxinzelelo mihla le, nokuba kunjani. Kwaye uyabona ukuba abalinganiswa abakulo mboniso bazicwangcisela ngokwabo uninzi lweziqendu zoxinzelelo, nokuba bazizityebi kangakanani, nokuba banamandla kangakanani.
Ekupheleni kwayo yonke imiboniso kunye namabali, wonke umntu ekugqibeleni uyafa kwaye amabali abo ekugqibeleni alibalekile, njengentlungu ebalekayo ethi ekugqibeleni idambe kwaye inyamalale.
Iyintoni inqaku lokuba ne-F You money ukuba ekugqibeleni wonke umntu uyafa?
Ndicela undixelele impendulo xa ufikile.
UJames Altucher ngumphathi wengxowa mali, usomashishini kunye Umbhali othengisa kakhulu . Useke okanye wadibanisa ngaphezulu kweenkampani ezingama-20, kubandakanya ne-Reset Inc.
