Eyona Iphepha Lasekhaya Uphengululo lweWaranti yaseKhaya yaseMelika-Ngaba le nkampani ingumkhonyovu?

Uphengululo lweWaranti yaseKhaya yaseMelika-Ngaba le nkampani ingumkhonyovu?

Yeyiphi Imovie Ukubona?
 

Umntu wokuqala waseMelika unamava eminyaka kwicala lakhe, ebekwishishini ukusukela ngo-1984. Banoluhlu olomeleleyo lwezicwangciso zewaranti yasekhaya kwaye basebenzela ukugcina amaxabiso abo ephantsi, nanjengoko uqoqosho lutshintsha kakhulu. Sijonge le nkampani ngokunzulu ukuze ikunike uhlalutyo siyathemba ukuba iya kukunceda ukuba uthathe isigqibo esithe kratya ngolwazi njengoko uzama ukukhetha eyona waranti efanelekileyo yasekhaya. Zininzi iindlela onokukhetha kuzo ngaphandle, kwaye isiQinisekiso sokuqala seKhaya laseMelika kufanelekile ukuba sijongwe.

Iziqinisekiso zasekhaya zibonelela ngenkxaso ongayifumaniyo kwizicwangciso zeinshurensi yasekhaya, ezibandakanya iindleko ezinje ngokulungiswa kunye nokutshintshwa kweeyunithi zokungenisa umoya, iisistim zombane, imibhobho yamanzi kunye nezinto zombane, phakathi kwezinye izinto. Inkampani nganye inikezela uluhlu lwayo lwezicwangciso kunye nokugubungela okufumanekayo kumaxabiso abawabekayo. Siza kujonga iwaranti yasekhaya yokuqala yaseMelika apha kwaye uthelekise indlela ekuthengwa ngayo iwaranti yasekhaya kubo efumene ukhuphiswano. Ukuba ucinga ngokuthenga iwaranti yekhaya, le yindawo yokuqala.

Eyona nkampani iQinisekiswa ngeKhaya yeyona 2021: Cofa apha ukuze ufumane isicatshulwa sasimahla

Sasiyikora njani iwaranti yokuqala yasekhaya yaseMelika

Iwaranti yaseKhaya yokuqala yaseMelika yenye yezona zinto sizikhethileyo kwiinkampani zewaranti yekhaya. Banikezela ngothotho lwezicwangciso abathengi abanokukhetha kuzo kwaye banamaxabiso afikelelekayo kuninzi lwezicwangciso zabo. Inkonzo yabo yabathengi iyafumaneka malunga nexesha, kwaye bafumana amanqaku e-B kwiZiko eliNgcono leShishini. Silinganise i-88% yabo kwi-100%.

Ukuba ufuna ukubona ukuba kutheni befumene olu nqanaba, funda uphononongo lwethu kwaye uzibonele ngokwakho ukuba yintoni ebenza babe yinkulumbuso yeqela lethu lokujonga kwakhona.

I-Warranty yokuqala yaseMelika yaseKhaya kunye neNgxelo

Sijonge kumacala omabini e-American American Warranty Company ukukunika uphononongo olulungileyo nolungenamkhethe onokuthembela kulo.

Eziluncedo:

  • Inkonzo yabathengi ifumaneka yonke imihla yeveki, iiyure ezingama-24 ngosuku
  • Amaxabiso ahlala ekhuphisana kakhulu
  • Akukho mda kwizicelo zenkonzo yabathengi
  • Umyinge ofumanekayo wofakelo olubi kunye neemvume zokwakha

Bendlela:

  • Azikho ezininzi izongezo ezikhoyo
  • Kufumaneka kuphela kumazwe angama-45

Zimbini izicwangciso eziphambili ezinikezelwa yiWarrant Home Home yaseMelika. Esi sisiCwangciso esiSisiseko kunye nesiCwangciso seNkulumbuso. Unokongeza kwi-inshurensi kuyo nayiphi na kwezi, ugubungela iinkqubo ezongezelelekileyo zasekhaya kunye nezinto zombane ekhaya. Uyakwazi ukwenza ngokwezifiso izicwangciso ngendlela othanda ngayo ngokongeza ukogquma okungaphezulu, ukufumana ukogquma kangangoko ufuna.

Ngokuqhelekileyo akuyiyo ingcamango embi ukuqala ngesinye sezicwangciso eziphambili uze ungeze kuyo njengoko kufuneka, ngakumbi xa uthenga esinye isixhobo okanye ulungiswe isixhobo. Iwaranti yekhaya inokukunceda ukukhusela kwiindleko kamva ezantsi emgceni, ikusindise ekuhlawuleni iindleko zokuzilungisa ngokwakho.

Makhe sijonge ukuba yeyiphi iwaranti yokuqala yasekhaya yaseMelika ekuboneleleni ngezicwangciso zayo, njengoko oko kunokwahluka kwezinye iinkampani zewaranti yekhaya kunye nezinto abazigubungelayo. Ayingabo bonke ababoneleli bewaranti yekhaya abaya kugubungela izinto ezifanayo, kwaye ezona nkampani zinewaranti esekhaya ziya kunika kuphela ubuncinci obunobunkunkqele kwizicwangciso zabo kwaye abanakho ukubonelela ngesidima kwizongezo zabo, okukhokelela kwiphakheji yokugubungela ekushiya ungakhuselekanga. Thatha ixesha lokujonga zonke izicwangciso kunye nezongezo ezinikezelwa yiyo nayiphi na inkampani yewaranti ngaphambi kokuba ubhalise nenye ukuze uqiniseke ukuba uya kugutyungelwa ngokufanelekileyo.

Izongezo

Iwaranti yaseKhaya yokuqala yaseMelika ithengisa inani lezongezo, kodwa ingabi ninzi njengomboneleli wakho omkhulu wewaranti yekhaya. Inkampani efanelekileyo iwaranti yekhaya inezihlomelo ezibaluleke kuwe, ezigubungela izinto ekhayeni lakho ezinokubiza imali eninzi ukuzigcina okanye ukuzilungisa. NgesiQinisekiso sokuqala seKhaya laseMelika, unokugutyungelwa ngezongezo kuko konke oku kulandelayo:

  • Kumbindi AC
  • Izixhobo zechibi okanye i-spa
  • Impompo elungileyo
  • Ifriji yesibini
  • Ukuphuculwa kweklasi yokuqala

Njengoko ubona, uluhlu lwezongezo lufutshane kakhulu, olunokuba yingxaki ukuba awuboni isixhobo sakho okanye inkqubo yasekhaya edwelisiweyo. Akunangqondo ukuthenga isicwangciso kwenye inkampani yewaranti yasekhaya, ke i-First American izakufika ngokufutshane kwabanye abaninimzi ngenxa yokhetho lwabo olunqongopheleyo lokongeza.

Kunokubakho iimeko apho iwaranti yaseKhaya yaseMelika yokuqala ingayi kukugubungela, nangona kubonakala ngathi ngokwesivumelwano senkonzo yabo kufanele ukuba bakugubungele. Oku kukhutshelwa ngaphandle, esiza kudwelisa apha kuwe ukuze ube nokubamba iintloko xa unganako ukufumana ingxelo.

Njengazo zonke iinkampani eziphezulu zewaranti yasekhaya, iwaranti yokuqala yasekhaya yaseMelika ayizukugubungela intlekele yendalo, eyaziwa ngokuba zizenzo zikaThixo. Oku kungabandakanya ukonakala komoya, isichotho, ubusela, ukonakaliswa kwamanzi (kubandakanya nezikhukula), nokonakaliswa kwempahla. Kuya kufuneka uhlawule ezipokothweni zakho ngomonakalo kwikhaya lakho, kwiinkqubo zasekhaya, okanye kwizixhobo kwezi meko.

Uluhlu lokukhutshelwa ngaphandle luyaqhubeka ikakhulu ngokwenzeka okusemgangathweni, njenge:

  • Udaka
  • Uqhushululu
  • Imfazwe
  • Izinambuzane
  • Iinyikima
  • Umbane
  • Umsi
  • Umlilo
  • Kuyabanda

Awuyi kufumana naluphi na ukhuseleko ukuba usebenzisa gwenxa okanye usebenzise gwenxa izixhobo zombane okanye iinkqubo zasekhaya. Ukuba kukho naziphi na izinto ezilahlekileyo ngenxa yomthengisi okanye impazamo yomenzi, eso siphoso asizukugutyungelwa nokuba.

Iwaranti yakho evela kwi-First American nayo ayizukugubungela nakuphi na ukukhumbula okukhutshwe ngumenzi, kunye neziphene zomenzi. Oku kufuneka kugutyungelwe iwaranti yomenzi. Kananjalo, ukuba unayo iwaranti yomenzi esebenzayo kuyo nayiphi na isixhobo, ethatha indawo iwaranti yasekhaya, kwaye iwaranti yasekhaya ayizukugubungela apho iwaranti yomenzi kufanele ukuba ikugubungele khona. Oku kukhutshelwa ngaphandle okuqhelekileyo kubanikezeli bewaranti yekhaya. Izicwangciso zokuqala zaseMelika zaseMelika ziya kugubungela uninzi kodwa ayizizo zonke iindawo zezixhobo ezithile. Umzekelo, isicwangciso esisisiseko esibonelelwa yinkampani sigubungela inkqubo yakho yemibhobho kodwa hayi ii-hose bibs, iintloko zeshawari, iifompo, izinto ezilungiselelwe, kunye namanye amacandelo enkqubo yemibhobho yamanzi.

Jonga ngokusondeleyo ukungafakwanga ngaphambi kokuba ubhalisele isicwangciso kwaye uqiniseke ukuba ubuza inkonzo yamakhasimende e-First American Warranty malunga nayo nayiphi na imibuzo onayo malunga nezinto ezingafakwanga kuwe. Yintoni ebhalwe kwiwebhusayithi yabo okanye kwizixhobo zentengiso zisenokungakubonisi zonke iinkcukacha, kwaye kufanelekile ukubuza imibuzo ethile kwaye ufumane iimpendulo ezibonakalayo malunga nokunye okungahambelani nomgangatho ofanelekileyo.

Isicwangciso esisisiseko esithengiswa yiWarranty yasekhaya yaseMelika siya kukuxabisa i-25 yeedola ngenyanga. Yiloo nto ngokwenene kwisiphelo esisezantsi seerhafu zikazwelonke zolu hlobo lwesicwangciso. Zeziphi iinkonzo kunye nokugubungela iwaranti esi siCwangciso seSiseko sikunika yona? Uya kuhlawulwa ngazo zonke ezi zinto zilandelayo:

Ukuba ufuna enye into engaphaya kunaleyo, kuya kufuneka uhlaziye isiCwangciso seNkulumbuso okanye uthenge izongezo, kodwa khumbula ukuba kukho izongezo ezimbalwa onokukhetha kuzo. Ukuba awonelisekanga sesinye sezicwangciso ezisemgangathweni, ubukhulu becala, kungafuneka ukhethe omnye umboneleli wewaranti.

Isicwangciso seNkulumbuso sigubungela yonke into efakiweyo kwisiCwangciso esiSisiseko, kunye nezinye izinto ezongezelelweyo zewaranti. Iya kukuxabisa i $ 39.50 ngenyanga. Iziqinisekiso ezongezelelweyo zezi zilandelayo:

  • Inkqubo yemibhobho yamanzi
  • Inkqubo yokufudumeza
  • Inkqubo yombane
  • Isifudumezi samanzi
  • Indawo yokumisa imibhobho
  • Ukuvula umnyango wegaraji
  • Inkqubo yokucoca esembindini
  • Umsebenzi wamanzi

Njengoko ubona, isiCwangciso seNkulumbuso sigqibelele ngokufanelekileyo, sigubungela malunga nayo yonke into onokuyifuna, ngelixa iSicwangciso esiSisiseko singagubungeli iinkqubo ezininzi eziqhelekileyo ezigutyungelwe zizicwangciso ezisisiseko ezivela kwinkampani ebalaseleyo yewaranti yasekhaya.

Cwangcisa amaxabiso anokutshintsha ukusuka kwelinye ilizwe ukuya kwelinye, ke xa ufumana iikowuti, qiniseka ukujonga amaxabiso endawo. Qiniseka ukuba awufumani xabiso likazwelonke endaweni yexabiso elithile likarhulumente. Iwaranti yaseKhaya yokuqala yaseMelika ibekwa phakathi kweyona nkampani iwaranti yasekhaya eTexas nakwamanye amazwe amaninzi ngenxa yamaxabiso afikelelekayo.

Amaxabiso ongezelelweyo

Uza kuhlawula malini ukuba ufuna naziphi na izicwangciso zokongeza? Amaxabiso ezongezo agcinwa esengqiqweni kakhulu, ukusukela kwi- $ 4- $ 15 ngenyanga, kuxhomekeke ekubeni zeziphi izongezo ozifunayo. Lo ngamaxabiso aphakathi ngokomndilili kwizongezo ezinje ngale kumzi mveliso. Ukuthenga izongezo ezininzi inyanga nenyanga kunokongeza kwaye wenze isicwangciso sakho sibize kakhulu. Xa uthelekisa iinkampani zewaranti yekhaya kunye namaxabiso azo, qiniseka ukubandakanya iindleko zazo naziphi na izongezo kunye nezinye iindleko xa kuthelekiswa. Oko kuya kukunceda uthelekise ngokuchanekileyo nangokunyanisekileyo kwaye ufumane amaxabiso aphezulu kwisicwangciso sakho sewaranti.

Amaxabiso amaxabiso eNkonzo

Kwimeko apho ufaka ibango kwaye ufuna inkampani yakho yesiqinisekiso sasekhaya ukuba iphume iye ekhayeni lakho kwaye ilungise okanye itshintshe, kuya kufuneka uhlawule umrhumo wenkonzo. Lo ngumgangatho kumzi mveliso, kodwa iirhafu azimiselweyo. Ababoneleli ngewaranti yasekhaya banokuhlawulisa amaxabiso aphezulu kakhulu kule ntlawulo, kwaye i-avareji yesizwe imalunga ne- $ 75 kwisiphelo esisezantsi, ezinye iinkampani zibiza imali eyi- $ 125 kutyelelo ngalunye lwenkonzo. Ibiza ntoni iwaranti yasekhaya yokuqala kule ndleko?

Ixabiso labo ngoku kwimirhumo yenkonzo yi- $ 75, engena kwisiphelo esisezantsi somndilili welizwe. Gcina ukhumbula ukuba yonke imirhumo kunye namaxabiso anokutshintsha, kwaye ukuba awunguye umthengi wokuqala waseMelika waseMelika, ngekhe waziswe malunga nolu tshintsho ngaphambi kokuba lwenzeke. Qiniseka ukuba ujonga amaxabiso ngaphambi kokuba uthenge isicwangciso sewaranti yekhaya. Kusenokwenzeka ukuba batshintshile okoko wagqibela ukujonga ulwazi ngeendleko zewaranti yekhaya.

Ukusikelwa umda kunye nokuFikelela kooKapu kokwazi malunga

Ngelixa ukhuselo lokuqala lweWaranti yaseKhaya linceda ngeendleko zelogo, kukho ii-caps kwi-coverage. Baza kubonelela kuphela ngogqithiso lwenkcitho nganye phambi kokuba ingxelo yabo iphelelwe. Oku kuyinyani kuyo yonke iwaranti yenkampani. Abanikezeli nje ngokugubungela okungapheliyo kwinto nganye abayigubungelayo. Umzekelo, ukuba ifriji yakho yonakele kwaye ifuna ukulungiswa, inkampani yakho yesiqinisekiso iya kugubungela iindleko zolungiso ukuya kuthi ga kwinqanaba, kodwa nje ukuba bafikelele kumda wabo osele umiselwe kwangaphambili, ushiywe ukuhlawula iindleko eziseleyo ngokwakho .

Luhlobo luni lwe-caps zokugubungela i-Warranty yokuqala yaseMelika esekwe endaweni yezicwangciso zayo zewaranti?

Iindaba ezimnandi malunga nale nkampani kwaye inye into yokuba uninzi lweeFirst American Home Warranty reviews zibonisa ukuba akukho zigqubuthelo zokugubungela uninzi lweenkqubo ezibalulekileyo zekhaya. Oku kubandakanya yonke i-ductwork, ukufudumeza kunye nokupholisa. Nokuba zibiza kangakanani na ezo zilungiso okanye iindleko zotshintsho ezifumanekayo, i-American yokuqala iya kukugubungela ngokupheleleyo, okuthuthuzelayo ngokwazi. Inqabile loo nto kumzi mveliso kwaye inye into enceda ukuseta i-American yokuqala ngaphandle kukhuphiswano oluninzi.

Inkampani ibeka i-cap ye-1,500 yeedola kwiinkonzo zayo ezininzi, nangona, kwaye nje ukuba ufikelele kuloo mda weendleko zokulungisa, uya kushiyeka ukuhlawula intsalela ngokwakho. Gcina oko engqondweni kwaye uqaphele nayiphi na ikepusi yokugubungela xa usiya kuthenga ipani yewaranti yasekhaya naxa ufaka ifayile. Ungalindelanga ukuba umboneleli wakho wewaranti yekhaya agubungele zonke iindleko zakho, kuba oko kuhlala kungenzekanga ngokulungiswa okubiza kakhulu.

Kwakhona, khumbula ukuba akukho miqathango esele ikhona iya kugutyungelwa iwaranti yakho. Awunakho ukufaka ibango leWarranty yasekhaya laseMelika ngempumelelo nakwesiphi na isixhobo esasisele sonakele ngaphambi kokuba uthenge iwaranti.

Yiyiphi i-American Warranty?

Awuzukufumana izicwangciso zokuqala iwaranti yasekhaya ezifumaneka kuwo onke amazwe. Ayisiyonto ingaqhelekanga kwiinkampani zewaranti yasekhaya, kwaye nenkampani eyiyeyona iwaranti yasekhaya ayizukubonelela ngezicwangciso kuwo onke amazwe. Zingaphi iindawo apho unokuthenga khona iwaranti yaseKhaya yaseMelika yokuqala? Baquka ama-34 kuphela, beshiya konke oku kulandelayo kwindawo yabo yenkonzo:

ENew York, eNew Jersey, eNew Hampshire, Alabama, Connecticut, Vermont, Rhode Island, Wisconsin, North Dakota, Maine, Illinois, Hawaii, Louisiana, Massachusetts, Minnesota nase Delaware.

Inkampani ayikenzi zibhengezo ukuza kuthi ga ngoku malunga nokwanda kwamanye amazwe kunye newaranti yabo yasekhaya. Ukuba uhlala kwelinye lamazwe adweliswe apha ngasentla, kuyakufuneka ukhethe enye yeenkampani zewaranti yasekhaya.

Inye kuphela into ekunceda ukuba wenze isigqibo esichaziweyo malunga nokuba yeyiphi eyona nkampani iwaranti esekhaya kukujonga uphononongo lwewaranti yasekhaya. Unokufumana ulwazi oluninzi malunga nenkampani oyicingayo kunye nendlela ethelekisa ngayo ukhuphiswano xa ufunda uphononongo lwabathengi. Sijonge kwinani lokuvavanywa kweeWaranti zaseKhaya zaseMelika kwaye safumanisa ukuba uninzi lwalulungile, kodwa ngokuqinisekileyo kukho izinto ezingalunganga ngokunjalo.

Omnye umvavanyi, uDiana, wabhala malunga neMicimbi yaBathengi, ikhontrakthi, i-Plumbinator, yayikhethekile! UPat, umnini / opharetha, wafika ngexesha, wayenobungcali, kwaye wavavanya umsebenzi ekufuneka wenziwe. Ubuyile kwiintsuku ezimbalwa emva koko ephethe zonke izixhobo kunye nezinto awayezifuna. Uwugqibe ngempumelelo umsebenzi kwiiyure ezimbalwa, kwaye washiya igumbi lokuhlambela licocekile kunye nendlu yangasese esebenzayo. Ndonwabile kakhulu yile nkqubo iphela!

Omnye umvavanyi, u-Yvonne, uthe, Le yinkampani elungileyo yesiqinisekiso sasekhaya. Iziphumo ezikhawulezayo. Unikwa igama lenkampani eya kukunceda kunye nolwazi lwabo lokunxibelelana. Isicelo sabo somnxeba sikhulu ngaphandle kokuthetha nomntu. Inkonzo yabathengi ebukhoma iyamangalisa.

Umvavanyi ochongwe kuphela njengoK ubhale amagama amancinci, Inkonzo engxamisekileyo ethe kratya iya kuba ntle. Ngamanye amaxesha, kuthatha ixesha elide ukwenza ishedyuli. Abanye ababhambathiswa abafowuneli. Ndinamatyala ali-12 ubuncinci kwaye ngaphandle kwabo, abathathu okanye abane bathathe iiveki ezintathu okanye nangaphezulu ukufowunela kodwa ezinye azizimbi. Malunga ne-50% yexesha, bayakhawuleza kwaye bayatsalela umnxeba kwiveki.

Uninzi loVavanyo lwaseKhaya lwaseMelika lokuQala olwafumanekayo lwaluneziphumo ezintle, kodwa zikhona ezingekhoyo ezintle ezifafazwe apho. Ngaphambi kokuthatha isigqibo ngewaranti efanelekileyo yasekhaya, qiniseka ukuba ujonga kuvavanyo lwasekhaya ukufumana umbono wokuba amava abantu abe njani nabo.

Ukuthelekisa uKhuphiswano lweWaranti yasekhaya

Ewe, isiQinisekiso sokuQala seKhaya laseMelika ayisiyiyo kuphela into onokukhetha kuyo ukubonelela ngewaranti yasekhaya. Ezinye iinkampani zewaranti zinokubonelela ngamaxabiso angcono, ezinye iindlela ongakhetha kuzo, okanye iinkonzo ezingcono kubathengi, kwaye kufanelekile ukuba ujonge ezinye iindlela. Sivavanye iinkampani ezimbalwa zewaranti yasekhaya saza sazithelekisa newaranti yaseKhaya yaseMelika ukulungiselela ukuba kube lula kuwe, ukwenza uphando ukuze ugcine ixesha kwaye zikuncede wenze isigqibo esithe kratya.

Inkampani Umntu wokuqala waseMelika Ukhetho Khetha
Cwangcisa iindleko Iidola ezingama-25- $ 39.50 $ 36- $ 44 $ 36-38
Imirhumo yeNkonzo $ 75 $ 60- $ 85 $ 60- $ 75 kunye neerandi
Ukufumaneka koRhulumente 34 ithi I-48 ithi I-46 ithi
Iminyaka yokuSebenza Iminyaka engama-35 Iminyaka eli-11 Iminyaka esi-8
Ukulinganisa kwi-BBB B B B

Uyikhetha njani iwaranti yasekhaya ekuthelekisweni kwaseMelika yokuqala

Ukukhetha iwaranti yasekhaya ithathwa njengenye yeenkampani eziphezulu zewaranti kwaye inegama elihle lenkonzo yabathengi. Baphendula ngokukhawuleza xa benxibelelana kwaye baqhubekeka namabango ngokukhawuleza. Banikezela ngamanye amaxabiso afikelelekayo kwizicwangciso zewaranti yekhaya kwilizwe. Ngaphezulu koko, banikezela phantse ngokugqibeleleyo kwilizwe lonke, beshiya kuphela amazwe amabini. Umntu wokuqala waseMelika uye wabetha kwiindleko zizonke, ephuma efikeleleka kancinane, kodwa uChoice ubonelela ngexabiso elingcono lilonke kwiipakeji zesicwangciso sewaranti, kuxhomekeke kwinto efunwa ngumthengi. Ukukhetha iwaranti yasekhaya bekungakhange kusebenze phantse nje nge-First American, kwaye oko kunokuba sisigqibo kwabanye abathengi.

Cofa apha ukuze ufumane isicatshulwa sasimahla -Yonwabele iNyanga epheleleyo yeNkonzo yasimahla.

Uyikhetha njani iwaranti yasekhaya xa ithelekisa iAmerican yokuqala

Khetha ukubonelela ngamaxabiso asezantsi, okhuphiswano ngokunjalo, kodwa usasilela kwinto ehlawuliswa nguMelika wokuqala. Banokhetho oluninzi olunokubonelelwa kwaye ziyafumaneka kwiindawo ezininzi kakhulu, ezinokubenza babe lukhetho olucacileyo kwabanye abathengi. Khange basebenze ixesha elide, nangona kunjalo, kwaye ukungabikho kwamava kunokubenza babe lukhetho oluthandabuzekayo, ngakumbi xa abathengi abaninzi befuna ukufumanisa izixhobo zabo kunye neenkqubo zasekhaya iminyaka emininzi Njengezinye iinkampani esizibonisile apha, Nangona kunjalo, uKhetha unedumela lenkonzo yabathengi, njengoko ubona ukuba ufunda uphononongo lwewaranti yasekhaya yabo.

Cofa apha ukuze ufumane isicatshulwa sasimahla -Kwaye wonwabe ngee-150 zeedola + kwiinyanga ezi-2 zasimahla

Ukugcwaliswa kwebango njani ngeWaranti yaseKhaya yaseMelika

Inkqubo yamabango yabathengi be-Warranty yaseKhaya yaseMelika ayilula, kwaye uyakubona oko ukuba ufunda uphononongo lwenkampani. Njengokubaninzi kovandlakanyo lokuqala lwewaranti yasekhaya kurhulumente, amava enkonzo yabathengi amnandi kakhulu. Amabango aphathwa ngokukhawuleza kwaye ngaphandle kobunzima obuninzi. Ngokwesiqhelo, kungaphelanga usuku okanye iintsuku ezimbini, umntu othumelayo uthunyelwa ekhayeni ukuya kuvavanya nokulawula umba, nokuba yeyombhobho ovuzayo, wokuhlamba izitya, okanye ezinye iingxaki ngeenkqubo okanye izixhobo zombane. Ukuba le nto igutyungelwe phantsi kwesivumelwano sakho sewaranti, i-First American iyakuvavanya ibango ithumele ikontrakta yendawo ukuba ijongane nayo. Banokulungisa, basebenzise isixhobo okanye inkqubo, okanye bayitshintshe njengoko kufuneka. Umboneleli wewaranti uya kukhathalela iindleko zokwenza inkonzo ukuya kwi-cap ethile.

Ukuze ufayilishe ibango, kuya kufuneka unxibelelane nenombolo yefowuni yokuqala yaseMelika kwaye ubaxelele umba wakho. Unokufaka ibango kwi-Intanethi okanye ujonge imeko yebango lakho kwi-Intanethi ngokusebenzisa igama lakho lokuQala laseMelika laseMelika.

Isigwebo sethu kwiWarranty yaseKhaya yaseMelika

Sijonge nzulu kwi-First American Home Warranty nakwimiba emininzi yamashishini abo kunye nendlela ababaphatha ngayo abathengi babo. Sifumene ukuba yenye yeenkampani eziphezulu zewaranti yasekhaya, kungekuphela ngovavanyo lwethu kodwa nangokujonga umbono ophakathi wovavanyo lokuqala lweMelika yaseMelika.

Siyabacebisa njengokhetho olufanelekileyo kuwo nawuphi na umninimzi ocinga ngokugubungela izixhobo kunye neenkqubo zasekhaya ngewaranti. Ezinye iinkampani zinokunika amaxabiso angcono, kodwa hayi ngesiqhelo. Umntu wokuqala waseMelika unamazinga amahle kakhulu kuwo onke amanqanaba ukusuka kwisicwangciso sokuqala sewaranti ukuya kwizongezo kwimirhumo yenkonzo, njengoko ubona kulwazi esinike lona kolu hlaziyo. Siyakubongoza ukuba ujonge abanye abanikezeli bewaranti yekhaya kwaye uthelekise amaxabiso ngaphambi kokwenza isigqibo, kwaye siyathemba ukuba uphononongo lweWarrant Home Home njengolu lunokukunceda wenze ukhetho lwakho ngokulula.

Iwaranti yaseKhaya yokuqala yaseMelika lukhetho olufanelekileyo kubanini bamakhaya abanekhaya elidala, njengoko inkampani ingathatheli ngqalelo iminyaka yezixhobo okanye iinkqubo zasekhaya xa usenza isigqibo sokubonelela ngewaranti okanye hayi. Oko kwenza ukuba kube lula kakhulu ukufumana izinto zakho nge-inshurensi kwaye uncede abantu abaninzi ukuba bafumane ukugubungela abayifunayo.

Kukhethwe ngokufanelekileyo kubantu abanamakhaya amaninzi okanye izindlu, njengabanini bomhlaba. Umboneleli wewaranti unokugubungela uninzi lweendleko zokulungiswa kunye nokubonelela ngabasebenzi benkonzo ukusingatha ukulungiswa ngaphandle kokuba umnini wepropathi abandakanyeke. Oku kusindisa umniniyo umsebenzi omninzi kunye noxinzelelo, kwaye abayi kuba naxhala lokulungisa kunye nokufaka endaweni yeenkqubo ezininzi kunye nezixhobo xa inkampani yewaranti isenza umsebenzi olungileyo kwaye iphatha yonke loo nto kubo.

Sisekela umlinganiso wethu kwiindawo ezimbalwa eziphambili, kubandakanya:

Amanqaku ethu okugqibela aphuma kwi-100%.

Ukwaphuka kokuqala kwamanqaku ewaranti yasekhaya yokuqala

Masiphule uphononongo lwethu lwewaranti yaseKhaya laseMelika kunye nendlela esize ngayo nenqaku lethu lokugqibela kwinkampani.

Inkonzo yabaThengi- 90%

Cwangcisa ukhetho- 90%

Amaxabiso- 100%

Ukufumaneka kwelizwe- 80%

Ubungqina- 90%

Izongezo- 80%

Xa ezi cores ziphakathi, ziphuma nge-88%, zibeka inkampani ngokuhambelana nabanye babanikezeli bewaranti basekhaya kwishishini.

I-FAQ yesiQinisekiso sokuqala seKhaya laseMelika

Makhe sijonge eminye yemibuzo ebuzwa rhoqo malunga neWarranty yaseKhaya yaseMelika.

Isebenza njani iwaranti yekhaya?

Iziqinisekiso zasekhaya ziyilelwe ukuhlawula iindleko zolungiso, ukuhanjiswa kweenkonzo, kunye nokutshintshwa kweenkqubo ezahlukeneyo zasekhaya ezinje ngemibhobho yamanzi kunye nombane, kunye nakwizixhobo ezifana nesixhobo sokuhlamba iimpahla, ishawashi lempahla kunye nesitovu. Ukulungiswa kunye nokuhanjiswa kwezi zinto akuhlawulwa ziinkampani ezininzi zeinshurensi yekhaya, ke isicwangciso sewaranti yekhaya sifana nokongezwa kwendalo ye-inshurensi yasekhaya. Iinkampani zewaranti zifuna ukuba abathengi bazo bahlawule umrhumo wenyanga, kwaye ukubuyisela, umnikezeli wewaranti uya kugubungela iindleko zokulungisa okanye zokutshintsha ukuya kwi-cap echaziweyo. Ungabhalisa kwisicwangciso senyanga okanye ubhalisele unyaka wonke ngaxeshanye. Unokongeza ukogquma okungaphezulu kwizicwangciso zesiseko ukuze uzinikeze isigubungelo esinamandla ngakumbi nesigqibeleleyo.

Ngaba ndifanele ndithenge kwiWarranty yaseKhaya yaseMelika yokuqala?

Kuninzi ongakuthanda ngale nkampani, kwaye uphononongo lweWarrant Home Home luyaqinisekisa. Inkampani ibonelela ngamaxabiso afikelelekayo kwaye inegama elihle elixhaswa yiminyaka yamava. Nangona kunjalo, iinketho zesicwangciso zinqabile, kwaye isiCwangciso sabo esiSisiseko siyasilela xa kuthelekiswa nezinye iinkampani eziphezulu zewaranti ezibonelelayo. Ukongeza, banokungabikho kwilizwe lakho ngenxa yokuba mangaphi amazwe abangawagubungeliyo. Kuya kufuneka ujonge ezi zinto kuwe kwaye uthathe isigqibo sokuba zikuchaphazela njani wena buqu kuba abanye abantu baseMelika yokuqala lukhetho olukhulu olufikelelekayo ngokumangalisayo kunye nokubheja okukhuselekileyo ngenxa yamava abo abanzi kumzi-mveliso. Ukusuka kwabanye, banobungozi ngakumbi kwaye bayasilela xa kuthelekiswa nolunye ukhetho phaya.

Njengakwiinkampani ezininzi zewaranti yasekhaya, uMelika wokuqala uya kubonelela ngokugubungela ukuqala kwiintsuku ezingama-30 emva kokuba ubhalisile kwizicwangciso zabo. Ukuba kukho into engahambanga kakuhle ngaphambi kokuba ezi ntsuku zingama-30 ziphume, inkampani ayizukubekwa tyala ukukubonelela.

Kwenzeka ntoni xa ndifaka ibango?

Inkqubo yamabango iyakhawuleza kwaye ilula, kwaye unokulindela ukuba inkampani ithumele ikontraka yasekhaya kungaphelanga usuku okanye umnxeba wakho. Ukufika kwabo ngokukhawuleza kuwe kuxhomekeke ekubeni uxakeke kontrakta kwaye zingaphi iikontraki abanazo kuloo ndawo. Inkampani ibiseshishini amashumi eminyaka ngokuyinxenye ngenxa yendlela abaphatha kakuhle ngayo amabango kunye nabathengi babo, kwaye banodumo lokuphendula ngokukhawuleza kwaye babe luncedo kakhulu xa kufikwa kumabango abathengi.

Ngaba iwaranti yokuqala yasekhaya yaseMelika iya kugubungela isifudumezi sam samanzi?

Ngokwencwadana i-First American Home Warranty, inkampani iya kubonelela ngesifudumezi samanzi ukuba sonakele okanye sifuna ukutshintshwa. Bane-cap ye-1,500 ebekwe kulungiso lweheater yamanzi, kwaye isifudumezi samanzi sigutyungelwe kuphela phantsi kwesiCwangciso seNkulumbuso. Ababhalisi beSicwangciso esiSiseko baya kuba nakho ukufakelwa isifudumezi samanzi kwaye kuya kufuneka baphucule eso sigqubuthelo.

Ngaba baya kuba nakho ukutshintsha isixhobo sam somoya?

Ewe, iwaranti yaseKhaya laseMelika lokuqala inokugubungela iindleko zokulungiswa kunye nokutshintshwa kwee-air conditioner, nangona kunjalo, le ngxelo ifumaneka kuphela njengesongezo. Kuya kufuneka ucele uhlaziyo ukuze ukonwabele ukugubungela iyunithi yakho ye-AC, ebiza imali eyongezelelweyo nge-9 yeedola ngenyanga.

Ngaba kufuneka uhlolo ngaphambi kokuba ndibhalise kunye neWarranty yaseKhaya yaseMelika yokuqala?

Hayi, ukuhlolwa kwekhaya akudingeki ukuba ubhalise kunye nomboneleli wewaranti, enqabileyo kwishishini. Abadingi kuvavanyo lwamabango amaninzi, okwenza ukuba kube lula ukusebenza nawo.

Uphengululo kunye neenkcazo ezipapashwe apha zezo zomxhasi kwaye azibonisi mgaqo-nkqubo osemthethweni, isikhundla okanye izimvo zaBabukeli.

Amanqaku Onokuthanda :