Iiperks azikho zinkulu kangako-yimeko ebalulekileyo.UJimi Filipovski / Unsplash Ngokwenkcazo, iisimboli zesimo zibiza kakhulu kwaye zinqabile.
Yenza ingqiqo encinci yezemali ukuchitha i-300,000 yeedola kwi-asethi yokuhla kwexabiso njenge-Bentley eguqulwayo, kodwa abantu abazizityebi benza ngenxa yokuba akuyona indlela efihlakeleyo yokubonisa.
Elona khadi likhethekileyo kwihlabathi alifani. Mhlawumbi uvile ngeAmerican Express Black Card-eyaziwa ngokusemthethweni njengeCenturion Card- ebiza i-7 500 yeedola kulwaluko kunye ne-2 500 yeedola ngonyaka.
Ukuba unayo into efunekayo ukuze umenywe yiAmerican Express ukuba uphathe ikhadi elimnyama, awubilo ngaphezulu kwe- $ 10,000 kwimirhumo. Kwaye kuthatha ntoni?
I-American Express ayizukukuxelela, kodwa ndiye ndanceda uninzi lwabathengi bam ukuba bafumane ikhadi kwaye babe nomhlobo obekwe ngaphakathi owabelane ngeenkcukacha malunga nokuba i-AmEx ifuna ntoni.
Uza kufunda kwenye indawo malunga nendlela i-AmEx ejonga ngayo imali oyichitha kwamanye amakhadi e-AmEx ngaphambi kokukujonga, kwaye oku kuyinyani. Bafuna ukuba ufikelele kubuncinci benkcitho ye- $ 250,000 ngonyaka, kodwa kubaluleke kakhulu ukuba udume kunye / okanye ube nefuthe kunokuba ube ngumthengi omkhulu. Akunyanzelekanga ukuba ubonakale ngegama lakho, njengoBeyonce, kodwa ukukhangela kuGoogle malunga nawe kuya kufuneka uphakamise amabali kwimidiya yesizwe.
Omnye wabadlali bam webasketball wayephethe iplatinam yaseMelika rhoqo kwiinyanga ezine kuphela ngaphambi kokuba anyuselwe kwiKhadi leCenturion. Inqaku lakhe letyala lalinjalo kuphela, kodwa unembonakalo enkulu nenempikiswano kumajelo eendaba, kwaye wayesandula ukutyikitya ikhontrakthi eqinisekisiweyo yamanani asibhozo. I-American Express ineqela lentengiso elibeka esweni inani labanokubamba amakhadi. Inkampani ifuna ukufumana amakhadi ezandleni zabantu abaza kubangela isiphithiphithi xa bewusebenzisa.
Ukuba awungomdlali weqonga owaziwayo kwihlabathi okanye imvumi, ezinye iibhentshi zokufumana ikhadi ngakumbi. Ngokubanzi, kufuneka ube nenqaku eliqinileyo le-FICO okungenani i-760 ekufuneka ithathelwe ingqalelo, efanayo naleyo iya kufuneka kwi-platinum AmEx. Ukuthelekisa, amanqaku aphakathi aseMelika malunga ne-700, kwaye kuthatha amanqaku malunga ne-740 ukuze afaneleke kwi-mortgage ephezulu. Ukongeza, kufuneka ube nengeniso kunye neeasethi zokuchitha i-250, 000 yeedola kwikhadi letyala, oko kuthetha ukuba udinga umvuzo wonyaka kwizigidi kunye ne-8-net net worth-ubuncinci.
Ukuba ungumnini weshishini, unokufumana ingxelo ebumbeneyo yeKhadi eliMnyama, kodwa ifuna inkqubo yemfundo eyahlukileyo ngokupheleleyo. Omnye wabathengi bam bebhola ekhatywayo oqeqeshiweyo wayesele enekhadi leCenturion Card kwaye wayefuna elinye kwishishini lakhe. Akazange wandisiwe ngokuzenzekelayo, nangona wayesele engumthengi. Kuthathe ngaphezulu konyaka ukunyuswa okubhaliweyo kwenkcitho kwikhadi lakhe leplatinam kunye nesichaso kwiakhawunti yakhe ngaphambi kokuba athathelwe ingqalelo kwaye amenywe ukuba aphathe ikhadi lesibini. Omnye umthengi wahamba ngenkqubo kathathu eyahlukileyo yamakhadi obuqu naweshishini kumazwe amathathu ahlukeneyo.
Nje ukuba ube unekhadi, lithelekiswa njani neKhadi leChase Palladium, eliNika kuphela ukubonelela ngexabiso eliphezulu kubathengi bebhanki babucala?
Masithi awufumaniKhadi elimnyama kwinkqubo yamanqaku.
Ngokunyaniseka, i-perks injalo-ngakumbi ukuba sele unemali eninzi. I-Delta ikunika isikhundla sePlatinam esizenzekelayo xa uphethe iKhadi leCenturion, elilungile ukuba ubhabha kakhulu urhweba. Uya kufumana uhlaziyo olubanzi kunye namatikiti amaqabane angamahhala xa uhlawula imali epheleleyo kweyokuqala kunye nokufikelela simahla kwii-lounges zezikhululo zeenqwelo moya zaseDelta. Nangona kunjalo, abantu abaninzi kwisihlwele seKhadi eliMnyama bahamba bucala.
Iihotele kunye neemoto eziqeshisayo zifaniswa nezo zokubhabha-amagumbi aphuculweyo, ukungena kwangoko kunye neemoto ezihlaziyiweyo-kodwa azibalulekanga kubahambi abasebenzisa iimoto zabucala kwaye bahlala kwiihotele ezinqabileyo ezinikezela kwiiVIP nakanjani.
Kubantu abaqhelekileyo, umbono wokuba nomncedisi wakho oqhagamsheleke kakuhle uyothusa, kwaye yile nto uyifumanayo xa uphethe iKhadi leCenturion. Uneconcierge ezinikeleyo onokunxibelelana ngokuthe ngqo neeyure ezingama-24 ngosuku kwaye ngubani onokukuthengisa ngamatikiti emidlalo kunye nezemidlalo kunye nokubekelwa isidlo sangokuhlwa okungenakubakho-ngexabiso, kunjalo. Omnye wabathengi bam wamenyelwa kwintlanganiso yomzuzu wokugqibela kwibala legalufa, kwaye wabiza umnxeba wakhe ukuba ancede ngokufumana iiklabhu. I-concierge yamfumana iseti yeeklabhu zokugqibela kwaye bazisa kwi-tee yokuqala imizuzu embalwa ngaphambi kokuba acwangciselwe ukuba ahambe. Abanini bamakhadi bayamenywa rhoqo kwiziganeko zeCenturion kuphela, njengekhonsathi yabucala yaseBruno Mars.
Ewe, eyona perk yeyona nto iphambili sesona sizathu siphambili sokuba ezo ziqwenga zincinci zetanium ene-anodized luphawu lwesimo esifunwa kakhulu. Imali ngokwayo ayinakufumana enye, kwaye awukwazi ukufaka isicelo. Kuya kufuneka umenyiwe, oko kuthetha ukuba unayo, i-AmEx icinga ukuba upholile. Kwaye baya kuba njalo abantu abakungqongileyo xa utsiba ukuze uhlawule.
Ukwazi ii-ins kunye nokuphuma kwishishini lokuthenga ngetyala ayingomsebenzi ka-Anthony Davenport kuphela; Kukuthanda kwakhe. Ukuqina kwakhe kunceda ukulawula nokukhusela ikhredithi kunye nokuchongwa kwabanye babaphengululi abaphambili, iimbaleki zobungcali kunye nabantu abazizityebi eMelika. Yonke into ayifundileyo iya kudityaniswa Inqaku lakho , eya kupapashwa nguHoughton Mifflin Harcourt.
