UHenryk de Kwiatkowski wayefumana ukungcangcazela kwaye engenguye nomsindo kancinci. Yayiyimini yasentwasahlobo ekuqaleni kuka-Meyi, indawo yenkundla yomanyano eManhattan. Usozigidi oneminyaka engama-76 ubudala ozenzele ngokwakhe, umntu odlala ipolo kunye nomnini wefama eyaziwayo yokuzalela amahashe iCalumet Farms, ebesesitalini iiyure ezininzi, kwaye ebengaqhelananga nokuhombisa, ukuzingisa kwaye ukubuzwa imibuzo kwegqwetha likaBhele Stearns.
Akukho mntu wayebonakala ngathi uyaqonda-I-Bear Stearns yayilahlekelwe ngaphezulu kwe- $ 300 yezigidi zeedola kwimarike yemali kwimicimbi nje yemali enzima awayeyidibanisile kule minyaka idlulileyo kwaye enethemba lokushiya abantwana bakhe abasixhenxe kunye nabazukulwana bakhe. . Kwaye ngoku, ekupheleni kosuku olude, le ndoda ingenangqondo yayicebisa ukuba, ewe, ilahlekelwe yimali eninzi, kodwa inzuzo yayo njenge-Bear Stearns umthengi kule minyaka ingama-22 yezigidi zeedola. Kwakuninzi kakhulu.
Ayisiyo mali, mhlekazi, watsho ngesandi sakhe esityebileyo sasePoland, ilizwi lakhe lingcangcazela. Ngumgaqo. [I-Bear Stearns] indincomile ngokungathi ndinguThixo ndihamba phezu kwamanzi, kwaye… okwangoku ezi lahleko zanyuka umhla nezolo bade bathatha isigqibo sokuthengisa isitokhwe sabantwana bam ngoku. Undifumene kuzo zonke ezi zinto ziphindaphindwayo… [uthi] uyakundikhusela naphakade ukuze ndifumane iikhomishini eziphindwe kabini…. Kwaye uyenzele yonke ipeanuts, ngeponti yenyama.
Cwaka enkundleni. Ungalivumela igqwetha ukuba libuze lo mbuzo? Uyalele iJaji yeNkundla yeSithili i-Federal uVictor Marrero weli ngqina. Kodwa uMnu de Kwiatkowski wayengekho kwimeko yokuqhubeka. Igqwetha lakhe lacela ikhefu kwaye inkundla yamisa.
Iqela lezomthetho iBear Stearns, elikhokelwa nguJames Linn weLinn neNeville, wayeqinisekile. Phantsi kokubuza okungapheziyo kuka Mnu. Linn, U-de Kwiatkowski waye wavela kwi-federal jury kanye njengoko amagqwetha okhuselo ayefuna: Umtyali-mali wehlabathi, onobunkunkqele kwaye ophumelele ngenene owenza ukubheja okukhulu kwaye ekugqibeleni okuyintlekele ukuba idola laseMelika liza kuvuka ngasekupheleni kuka-1994 kwaye ebutsheni bowe-1995. Bear Stearns wayemlumkisile ngemingcipheko echaphazelekayo; Iifom zokuxela umngcipheko zazisayiniwe; Wayelunyukisiwe ngobukhulu obungaqhelekanga botyalo-mali. Kodwa akunamsebenzi: UMnu de Kwiatkowski wayenenkolelo yomphambukeli kwidola engusomandla kwaye wabheja kwifama yakhe.
Kwaye waphulukana. Ngoku wayemangalela iBear Stearns ngokungamazisi ngokwaneleyo ngomngcipheko awayenawo. Ungumngcakazo, Mnu Linn ushwankathele kwingxoxo yakhe yokuvala. Ungumngcakazi ongazange wambona umntu. Kodwa ungumngcakazo ophumeleleyo kwaye akanakuma ukuba alahlekelwe. Ngonaphakade.
Ke nge-18 kaMeyi, xa ijaji yafunyanwa kuMnu de Kwiatkowski yaza yayalela u-Bear Stearns ukuba amhlawule i-112 yezigidi zeedola (kamva yenyuka yaya kwi-164.5 yezigidi zeerandi ukwenza i-akhawunti yenzala engayifumenanga), ubuso buka Mnu Linn yayingengobakhe bodwa obabuzothuthuka kwigumbi lenkundla likaJaji Marrero. Ngokuqinisekileyo bothukile yayingu-Bear Stearns umongameli kunye nomphathi omkhulu u-James Cayne kunye nosihlalo u-Alan (Ace) Greenberg-bobabini abathathe inkathazo yokushiya iidesika zabo ezixakekileyo ukuya kwiimpikiswano zokuvala ngengomso.
Kwaye ngelixa abaphathi abaziintloko bakaMorgan Stanley Dean Witter, uMerrill Lynch noGoldman Sachs babengekho ngala mini, ngokuqinisekileyo nabo, bathathela ingqalelo ebukhali. I-Bear Stearns ifunyenwe inetyala ngokusilela ekusebenziseni ukhathalelo olufanelekileyo kwinxalenye yomthengi wayo, ngakumbi ngokusilela ukumazisa ngohlalutyo olutsha lwentengiso yemali ephakamisa ukuba idola belihamba ngendlela yakhe.
Yayisisigqibo phantse sonke, ngokutsho kwamagqwetha aqhelene nelo tyala, kwaye inokwenzakaliswa kwisibheno sikaBear Stearns kwijaji. Kodwa oku kuyinyani: Abarhwebi, ukuqala-kodwa kungabikho mda kwi-Bear Stearns, bajonge ukuqinisekisa ukuba ayimiseli enye.
Isigwebo sikaJaji Marrero ngesindululo sika-Bear Stearns silindeleke nangaluphi na usuku ngoku, ngokutsho kwamagqwetha macala omabini. Kwaye la magqwetha akwimowudi ehlawuliswa kakhulu, ezisa umbono wabo kumawaka amaphepha amaxwebhu asezinkundleni kunye neempendulo eziye zakhokelela kweli nqanaba.
Ngandlela thile, yinto elula: iintloko, ndiyaphumelela; imisila, ndibiza igqwetha lam. Kwimeko kaMnu de Kwiatkowski, ibingu: Khange undixelele ukuba uthini umhlalutyi u-X, ke ndifuna ukubuyiselwa imali yam. Kodwa inyani ebanzi ibambe: Ukuba abathengi bayakwazi ukumangalela kwaye baphumelele xa belahlekelwa yimali kwintengiso-kakuhle, kwanele ukwenza ishishini lokhuseleko lihambe libuthathaka kukoyika.
Kwi-Bear Stearns, iimpembelelo sele zinzima: Inkampani yathatha imali engama-96 ezigidi zeerandi kwirhafu yekota yesibini ngoJuni.
Umzi-mveliso wamangaliswa kakhulu kukuba isuti enje ingasonjululwa ngotyalo mali. Ngokuqinisekileyo kuya kubakho iimpembelelo, utshilo uGuy Moskowski, umhlalutyi wezokhuseleko kwezolimo kuSolomon Salon Smith.
Isithethi se-Bear Stearns: Siyakholelwa ukuba esi sigqibo kufuneka sibekelwe bucala yijaji. Ityala alinakuthelekiswa nanto kwaye, ukuba livunyelwe ukuba lime, limele isoyikiso esikhulu sobutyala kumzi mveliso webroker.
Indawo yokungena
Umnumzana de Kwiatkowski ubonakala ngathi ngumntu ongenakufane abethe uloyiko ezintliziyweni zeebhanki zaseWall Street. Ibali lakhe liyaziwa kwaye lingaqhelekanga. Uzalelwe ePoland ngo-1924, wasinda kumaNazi ahlaselayo ngo-1939, wavalelwa eSiberia ngamaRashiya, waqhawuka kwaye wahamba ngeenyawo enqumla i-Central Asia esiya eTehran, apho wathetha wangena kwiNdlu yoZakuzo yase-Bhritane. Emva koko waba ngumqhubi wenqwelomoya kwiBritish Royal Air Force, wathumela umlo ngokuchasene namaJamani, wagqibela ngokuba yinjineli yezindiza eCanada (apho asengummi) kwaye wenza izigidi njengearhente ezimeleyo yeenqwelo moya ezisetyenzisiweyo. Ngo-1970 nango-1980.
Eyona idume kakhulu, kuthiwa ufumene ikhomishini yezigidi ezingama-20 zeedola ku-Shah wase-Iran ngokumthengisela ezisithoba ezingama-747 ngaphezulu komdlalo we-backgammon kwibhotwe lasebukhosini eTehran.
Njengoko u-Bob Colacello watshoyo kwinqaku lika-1992 kwi-Vanity Fair, ezinye ze-Kwiatkowski saga zenziwe zahonjiswa-khange abhabhe iinqwelomoya ze-Spitfire kwiMfazwe yesibini (II) yeHlabathi, kwaye kubonakala ngathi u-Shah enqumle isheke-kodwa i-crux ihlala iyinyani. Uhlala ngoku ngaphakathi eLyford Cay compound eBahamas kwaye ugcina amanye amakhaya amathathu kwihlabathi liphela-phakathi kwabo i-pied-à-terre kwindawo ekhethekileyo ye-1 Beekman Place kunye nokusasazeka kwendlu eGreenwich, eConn.Zonke zazihonjiswe yiMpuma eyaziwayo Umhlobisi waselunxwemeni udade Parish (wathiya igama lakhe emva kwakhe, njengoko enaye kubo bonke abantwana bakhe; yena uyinja emva kwakhe).
Umnumzana de Kwiatkowski walile ukwenza udliwanondlebe ngeli nqaku, nangona amagqwetha akhe ethetha egameni lakhe.
Abantwana bakhe bangamalungu amiselweyo e-Upper East Side ethembekileyo, oyintombazana yakhe e-super-socialite uLulu (umnini weLulu DK Fabrics) kutshanje wabizwa ngokuba yintombazana e-It nguVanity Fair. Unyana wakhe uConrad Kwiatkowski (ojonga de ngezenzo zeshishini-isibizo sokuba uMnu de Kwiatkowski wongeze kamva ebomini) uqhuba igalari yakhe yezobugcisa ephezulu kakhulu kwisitalato iGreene kwilali yaseNtshona. Ibizwa ngokuba yi-Monastery, kwaye iyaphuphuma kuzo zonke iindlela zexabiso eliphezulu ze-gadgetry kunye nobugcisa be-Afrika obugqithisileyo. Omnye unyana, uStephan, ubeka kwimiboniso yakhe yobugcisa ehlanganisiweyo ejikeleze idolophu kwaye, ngokwenqaku likaMnu Colacello's Vanity Fair, ulungele isibonelelo seedola ezili-15,000 ngenyanga. Umnumzana de Kwiatkowski kunye nenkosikazi yakhe yesibini, uBarbara (owayesakuba ngumzekelo kunye noAndy Warhol abathandayo), baqinisekisiwe kakhulu-banabahlobo abalungileyo, baya kumaqela afanelekileyo kwaye bangamalungu eeklabhu ezifanelekileyo.
Kodwa bekungasoloko kunjalo. Ekupheleni kweminyaka yoo-1970, uMnu de Kwiatkowski-ngaphandle kwezigidi zakhe zonke, unkosikazi wakhe omncinci, iindawo zakhe zokuhlala ezinkulu-bebefuna enye into… njengengeniso encinci. Yiloo nto aqala ukuyifumana xa eqala ukwenza ishishini noHenry Mortimer e-EF Hutton.
Iakhawunti yolo lwalamano, kunye nolwalamano lukaMnu de Kwiatkowski lotyalo-mali olulandelayo olukhokelele kwisimangalo, lwenziwe kumaxwebhu enkundla, kudliwanondlebe namagqwetha nabantu ababaziyo nakwingxelo ezipapashwe ngaphambili.
Ngelo xesha, uHenry Mortimer, owasweleka ngo-1992, wayesiya esiphelweni somsebenzi wakhe njengomrhwebi. Wayekhe wasebenza eClark Dodge, enye yeefemu zokuthengisa izihlangu ezindala ezimhlophe. Ilungu lePorcellian Club eHarvard, ilungu leeklabhu zase Brook naseRacquet eNew York, iziqinisekiso zakhe zeblueblood zazibalasele. Baba ngabahlobo-Mnu. U-Kwiatkowski wayeza kuchitha ixesha nabaMortimers kwindlu yabo eSouth Hampton, kwaye umsebenzi kaMortimer wakhula kakuhle njengoko ubutyebi bukaMnu de Kwiatkowski (kwaye ke, iikhomishini zikaMortimer) zikhula.
Ngo-1987, njengoko u-EF Hutton wayezama ukusinda emva kwengozi, u-Mortimer-wayeneminyaka engama-70 ubudala-wazisusa kunye neakhawunti yakhe waya kwi-Bear Stearns. Ukusebenza noMortimer ngelo xesha yayinguAlbert Sabini, umrhwebi okhutheleyo ozelwe eFlushing, NY, kwaye wafunda kwiYunivesithi yaseFordham. Ngelixa uMortimer ehamba umhlaba ekhulisa abathengi bakhe, uMnu Sabini wayengoyena uthatha umnxeba kwaye ebhala amatikiti. Ngokwenza njalo, waqhelana noMnu de Kwiatkowski e-EF Hutton kwaye wamazi ngcono kwi-Bear Stearns. Xa u-Mortimer wafudukela eLondon, uMnu Sabini-owayezama ukungena wangena kwi-akhawunti ye-Kwiatkowski.
Ngo-1991, ipotifoliyo yayiyekaMnu. Ngokwengxelo yenkundla, imali kaMnu de Kwiatkowski yayixabisa i-100 yezigidi zeedola ngelo xesha (nangona kunokwenzeka ukuba yayininzi kakhulu; njengomhlali waseBahamas, akahlawuli rhafu yengeniso yase-US, kwaye ke ubungakanani obuthile bobutyebi bakhe ihlala iyinto eyimfihlakalo). Kwaye iakhawunti yakhe e-Bear Stearns yayiyi-blue chip kuyo yonke indlela-IBM, Texaco kunye noNondyebo wase-U.S. Umnumzana Sabini wayesazi kananjalo ukuba umthengi wakhe wayenomdla omkhulu wokuthatha umngcipheko, nokuba ucinga ngemali yelinye ilizwe okanye ujika kwiitafile zokudlala.
Kodwa ubukhulu becala yayiyidola apho umthengi wakhe akhetha ukwenza ukubheja kwakhe. Ukuthandana emva kweentsuku zakhe zokurhweba ngeenqwelo moya kwi-70's, uMnu de Kwiatkowski wayenenkolelo ende, ethembekileyo kwinkolelo yegreenback. Ukususela oko ndiseyinkwenkwana, idola liye laphezulu kum. Ndibusindisile ubomi bam nge-2 yeedola ngosuku, 'utsho esitandini. Ngokuhambelana, wayehlala ethatha izikhundla zokucinga, ehamba ixesha elide kwidola kunye nokunciphisa ezinye iimali ezinje nge yen kunye nophawu.
Ngelo xesha, u-Lawrence Kudlow, uqoqosho oluphambili lwe-Bear Stearns, wayengumthandi wedola. Umnumzana Sabini waququzelela umnxeba wenkomfa phakathi komthengi kunye noMnu Kudlow ngoSeptemba 1992, kwaye uMnu de Kwiatkowski wachukumiseka. Wathenga i-chunk yexesha elizayo kwaye wathengisa ngaphandle kweenyanga ezintathu, ebhukisha inzuzo ye- $ 82 yezigidi kwinkqubo.
Ngasekupheleni konyaka we-1994, iakhawunti yayisebenza ngakumbi kwaye yayiyinyani yegolide yokwenyani kaMnu Sabini-inene, yayisisiqingatha sekhomishini iyonke ebalekayo. Ntsasa nganye wayefika kwidesika yakhe nge-6: 30 kusasa, ngelo xesha wayezakujonga iingcingo ngeendaba ezimalunga nedola. Okwangoku uMnu Sabini wayengumlawuli ophetheyo, enkosi ngeyona nxalenye incinci kuMnu de Kwiatkowski.
Ukusukela kurhwebo lwezigidi ezingama-82, umthengi wakhe wayehlala kude kwiimarike zekamva kodwa wayebalandela ngokusondeleyo. Iakhawunti inyanzelisa ukugcinwa rhoqo kuka Mnu. USabini uza kwenza kangange-20 emnxebeni ngosuku ukuya kwikhaya likaMnu de Kwiatkowski eLyford Cay, emnika uhlaziyo lokuba idola lithengiswa njani. Njengabo bonke abo baqeshwe ngu Mnu de Kwiatkowski, wambiza Mnu de K. (Kwelakhe icala, Mnu de Kwiatkowski wambiza ngokuba ngu Sabini njengombandela, no Al kuphela xa ecaphukile). Kwaye uSabini wayemoyika uMnu de K-iilwimi ezili-10 awayezithetha (ukusuka eUrdu ukuya eUzbek), umtsalane wakhe weLizwe eliDala. Umnumzana Sabini wamenyelwa nakumtshato wenye yeentombi zika Mnu de Kwiatkowski kwi1991.
Ngo-Okthobha u-1994, u-Bear Stearns u-economist oyintloko, u-Wayne Angell-owayesakuba li rhuluneli e-Federal Reserve-waqala ukuthetha ngethemba le dollar. UMnu Sabini waqinisekisa ukwazisa uMnu de Kwiatkowski. Umthengi wakhe wayenomdla. Wayesayithanda idola, kwaye ngoku kwabonakala kungabizi kakhulu kunangaphambili; kwaye le yayingeyonkunzi yedola iqhelekileyo, kodwa uWayne Angell, owayesebenza kunye no-Alan Greenspan. Ukufunda [ingxelo yakhe]… ezibalaseleyo, mna, waseYurophu, ndinokholo olukhulu kwiFederal Reserve… ndigqibe kwelokuba oku kuhle, uMnu de Kwiatkowski angatsho enkundleni.
Ke waqala ukubhuqa. Kodwa ukubetheka kukaMnu de Kwiatkowski kungekudala kukhule kwayindawo eyi-6.5 yezigidigidi ezibandakanya ibhaskithi enzima yeekhontrakthi zexesha elizayo ezingama-65,000, zonke zide zedola kwaye zishwankathela i-yen, iponti, i-franc yaseSwitzerland kunye nomaka. Yayisisikhundla esikhulu kakhulu kumtyali mali ngamnye, ukungathethi nto nge-eccentric eneminyaka engama-76 kunye nendawo ethambileyo yedola; ngokwenene, kwakubheja ngakumbi ngokuhambelana nento eyakwenziwa yibhanki.
Ekupheleni kukaNovemba 1994, isikhundla sikaMnu de Kwiatkowski sasigqityiwe. Umongameli we-Bear Stearns kunye nomphathi omkhulu u-James Cayne waziswa ngezivumelwano okokuqala nguMnu Sabini, emva koko ngabaphathi abaphezulu kwisebe lotshintshiselwano lwangaphandle. Yena ngokwakhe wafaka umnxeba kuMnu de Kwiatkowski, emcela ukuba anyuse umda wakhe kwi-250 yezigidi zeedola. Akukho ngxaki, uMnu de Kwiatkowski kamva wangqina ukuba wamxelela. Ndingathumela kwi- $ 500 yezigidi ukuba uyafuna.
NgoJanuwari 1995, nangona kunjalo, iimarike zagcwala ngenxa yokuhla kwamandla ePeso yaseMexico, kwaye idola laqala ukwehla. Ngosuku olunye, nge-9 kaJanuwari, uMnu de Kwiatkowski waphulukana ne- $ 99 yezigidi epholileyo njengoko abatyali mali kuyo yonke indawo bathengisa ngedola. Kwinyanga ephelileyo wayephantsi kwe- $ 100 yezigidi, kuphela ukuba abuye kwakhona xa iimarike zibuyile.
Kodwa akubangakho kubuya umva ngeli xesha. Umnumzana Sabini wayesiva isiphithiphithi kunye noloyiko kwilizwi lomthengi wakhe, ke ngoko waseka umnxeba wenkomfa phakathi kukaMnu de Kwiatkowski kunye noMnu Angell nge-10 kaJanuwari.
Ungakwenza njani oko? ukhalaze uMnu de Kwiatkowski kuMnu Angell. Ukuvelisa ngo-Novemba [ingxelo yedola] ekhazimlayo, ungazithethelela njani ukuba ndilahlekelwe zizigidi ezingama-200 zeedola ukusukela kuloo ngxelo izukileyo?
Kubungqina bakhe, Mnu de Kwiatkowski wathi uMnu Angell wamxelela ukuba uyakholelwa ukuba idola alixatyiswanga kwaye ukuba, ukuba ubambekile, uzakubuya notyalo mali.
Ke uMnu de Kwiatkowski wabambelela, nanjengoko idola laqhubeka ukwehla. Kungekudala emva koko, ngoFebruwari, inqaku elingalunganga kwithemba leedola lakhutshwa lisebe lezophando lweBear Stearns. Umnumzana de Kwiatkowski khange aziswe malunga nokwehla (nangona evumile estendini ukuba uninzi lweposi yakhe ihlala ingavulwanga). Kwakungenxa yokuchazwa kwesahlulo sika Mnu Sabini esiye saba sisiseko sesuti kaMnu de Kwiatkowski ngokuchasene neBhere Stearns. Ukuba nje babemxelele, ngewayethengisile, amagqwetha akhe ayaphikisana; ngokuchaseneyo, iBhere Stearns ithi ayifanelanga ukubekwa tyala ngalo naluphi na utshintsho olungahleliwe kwezoluvo ngabasebenzi bophando.
Ngasiphi na isiganeko, uMnu de Kwiatkowski akaxelelwanga. Ekupheleni kukaFebruwari, ngedola ekwindla, umnumzana de Kwiatkowski wayeka ukuthumela imali efunekayo ukuze ahlangabezane neminxeba yakhe. Kwaye ngelixa ii-asethi zakhe ezahlukileyo zazicinywa, ukubonakaliswa kwakhe okusaselenkulu kwakungumngcipheko kungekuphela kuye kodwa nakwi-Bear Stearns, ngokunjalo.
Ukuthengiswa koTywala
NgoLwesihlanu, nge-3 ka-Matshi, uDavid Schoenthal, intloko yedesika yotshintshiselwano lwangaphandle e-Bear Stearns, wabizwa ngu Mnu. Cayne ukuba ajonge ukupheliswa kokugqibela kwale akhawunti. Endaweni yokunyanzela ukuthengiswa ngalo mhla, wakhetha ukulinda; iimeko zinokuphucula ngempelaveki.
Abazange. NgeCawa, iBhanki yaseJapan yayisemarikeni ithengisa iidola. Ibango lalingahoywanga. Yayingabarhwebi abaphupha kakubi kwihlabathi liphela kubonakala ngathi bayazi ukuba kukho umtyali mali omkhulu othengisa ikamva leedola, kwaye babethengisa ngokufanelekileyo. Ngoku yayilixesha lokuvala esi sikhundla, kodwa uMnu Schoenthal wayedinga imvume kaMnu de Kwiatkowski. Ke ubeke umnxeba eLyford Cay.
Ngokombhalo womnxeba (ngoku uyinxalenye yengxelo yenkundla), Mnu.Schoenthal uthe: Mnu de K, mhlawumbi unama- $ 10 ezigidi kwimali eseleyo, kwaye ndicinga ukuba kufuneka siyiphelise imali eseleyo, mhlekazi. Awunayo imali eyaneleyo.
Ukudideka, ukongeza, umnatha wakhe kufanelekile ukuba ukhukuliswe phambi kwamehlo akhe, Mnu de Kwiatkowski angaphendula kuphela: Wenze ntoni?
Kufuneka siyiphelise imali eseleyo yesikhundla sakho, mhlekazi. Ngaphandle koko uza kunyanzela intsilelo.
Emva kwexesha emnxebeni, uMnu de Kwiatkowski ubuze ukuba uphawu luthengisa ntoni. Kwakukho ngo-1.39, uMnu Schoenthal waphendula.
KuMnu de Kwiatkowski, kwakunzima kakhulu ukuba angathwala.
Hayi! Hayi! Hayi! Isikhalo sakhe sokukhala sazalisa i-Bear Stearns ’emiqolombeni kunye nomgangatho wokurhweba ongenanto.
Ndiyazi, utshilo uMnu Schoenthal.
Ukukhala okungakumbi. Hayi! Hayi! Hayi!
Konke kulungile. Makhe ndigqibe ukuthengisa, ndiqhekeze uMnu Schoenthal.
Kulungile, kulungile, kulungile, yeza impendulo eshukunyisiweyo kwisithethi sefowuni.
Enkosi, Mnu. Schoenthal wadubula kwakhona. Emva koko wakhwaza wabarhwebi: Ndafumana umyalelo wokuphelisa. Ndenza konke okusemandleni am. Kukukhupha isisu. Kufuneke ndihamba. Kukukhupha isisu.
Xa uMnu de Kwiatkowski evuka ngosuku olulandelayo, iakhawunti yakhe eBear Stearns yayivalwe ngokupheleleyo-yayithathe uMnu Schoenthal kwade kwango-5 kusasa ngoMvulo ukugqibezela lonke urhwebo. Zimnkile zonke izivumelwano zikaMnu de Kwiatkowski ze-FX, ziphelile zonke i-I.B.M, zonke izinto zakhe zoNondyebo zase-U.S. Kwakukho ityala kuye, naye: wayenetyala Bear Stearns enye i-2.7 yezigidi zeedola yokuhlawula ibhalansi.
Usihlalo we-Bear Stearns u-Ace Greenberg umnike umnxeba, nangona kunjalo, uMnu de Kwiatkowski wangqina. Wayefuna ukunikezela; yayilithamsanqa elibi, kwaye uMnu de Kwiatkowski wayengumthengi oxabisekileyo kule femu. Ukuba ebebandakanyekile, ngebabewuthintele lo mbhodamo. Yayikukutshintshiselana ngembambano; UMnu de Kwiatkowski waye, emva kwayo yonke loo nto, eyindoda. Amagosa e-Bear Stearns ayaphika ukuba uMnu.Greenberg wenza ezi ngxelo kwifowuni.
Kungaphelanga nonyaka kamva, nangona kunjalo, uMnu de Kwiatkowski wayezokumangalela. Ulahlekelwe ngaphezulu kwe-300 yezigidi zeedola, kwaye uya konwaba. Kodwa waphuka ngokuqinisekileyo wayengekho. NgoDisemba ka-1996, wazama ukuvula iakhawunti kuMorgan Stanley kwaye wadwelisa ixabiso lakhe nge-190 yezigidi zeedola.
Ke iWall Street kunye noMnu de Kwiatkowski balinde isigqibo sikaJaji Marrero. Iimvakalelo zihlala zomelele.
Isigwebo sasisuswe ngokupheleleyo, utshilo uJames Linn, igqwetha likaBear Stearns. Akukho rhyme okanye isizathu sayo. Nkqu noMnu de Kwiatkowski wayebonakala othukile sisigqibo sejaji. Ububona ngokujonga kuye. Ukuba ijaji ayikuguquki oku, Isekethe yesiBini [iNkundla yeziBheno] ngokuqinisekileyo iyakwenza njalo.
UMnu Linn akanasiseko saloo ngxelo, uphendula ugqwetha lika Mnu de Kwiatkowski, u-Myron Kirschbaum wase Kaye, Scholer, Fierman, Hays & Handler. Umnumzana de Kwiatkowski wayeqinisekile ukuba uza kungena kwityala lokuba uya kungqinelwa. Wayengothuki kwaphela sisigwebo sejaji.
