Iitekhnoloji zeBlockchain zithatha umhlaba ngoqhwithela.Pxhere
Engaphezulu kwe $ 3.3 yezigidigidi Ukhuliswe nge-Initial Coin Offer (ICO) kulo nyaka kuphela. Imali iyonke yeemali zentengiso ye-cryptocurrensets kutshanje inyuke ngaphezulu $ 400 yezigidigidi kwaye Iakhawunti zeBitcoin ngaphezulu kwe-60% yayo. Ukuba la manani awaphakamisi amashiya akho, kusafuneka uvume ukuba ukuvela kweBitcoin kunye ne-cryptocurrencies sisiganeko esinomdla wokubukela.
Itekhnoloji yeBlockchain ithatha umhlaba ngoqhwithela ngenjongo yokuguqula uninzi lwamashishini emveli. Akusiyo imfihlo - inamandla okuhlaziya uluntu lwethu lube ngcono. Ukwabela abasemagunyeni, ukwenza izinto elubala kunye nokukhuseleka kuzisa ixabiso kwiinkqubo ezahlukeneyo kwaye kuseta isiseko esiluqilima seemodeli zeshishini ezintsha.
Masithathe enye yeemodeli ezindala zeshishini- ukubhankisha, umzekelo. Kunyaka ophelileyo, uninzi lweziqalo ze-blockchain ziye zavela zaza zaphuhlisa iindlela ezintsha zokufaka ukubolekwa kwemali mboleko kunye nokuboleka kwindawo ye-cryptocurrency, ekungekho lula ukuyenza. Kwelinye icala, ii-cryptocurrensets zisasilela kwimithetho eqinileyo kwaye uninzi lwabatyali mali abadumileyo bayatyhafiswa kukungazinzi kwemarike ye-crypto kunye nokusilela kolawulo. Kweli nqanaba, ibhloko ye-blockchain isencinci kwaye ayinazinto zininzi zomsebenzisi zilungele imisebenzi enzima. Kwelinye icala, oko akuthinteli oosomashishini abazimiseleyo ekufezekiseni iziphumo ezivakalayo.
Ezi nkampani zintathu ze-blockchain zizama ukutshintsha indlela abantu ababoleka ngayo kunye nokufumana zonke iintlobo zezixhobo zemali.
Ityuwa
Ityuwa ihambisa enye indlela yokwenza imali kwii-asethi zemali yedijithali ngaphandle kokuyeka isikhundla sakho. Liqonga lokubolekisa elisebenzisa ibhlokhi ukubuyisa imali mboleko. Ngamagama alula, i-SALT izisa amandla ekudweliseni ii-asethi zakho ze-blockchain njengee-collater zetyala lemali mboleko. Wonke umntu ophethe i-crypto asethi angaboleka kuye nabani na ongomnye, afumane umdla kwaye aphinde abuyisele i-asethi yakhe ye-crypto nje ukuba ihlawulwe imali-mboleko.
I-SALT itsala abatyali zimali ngokungabhatali imali yokubhatala kwangaphambili. Ixabiso lenzala lixhomekeke kwisivumelwano phakathi kwamaqela achaphazelekayo. Inkqubo yokwenza isicelo semali mboleko ikwachaneke ngakumbi xa kuthelekiswa neenkonzo zesintu. Akukho manqaku eentengo zemboleko afunekayo kwaye endaweni yokugxila kwimbali yababoleki, i-SALT inika ingqalelo kwi-cryptocurrency yakhe kunye nexabiso leasethi. Imodeli enjalo inokubonakala inobungozi ekuqaleni, kodwa ayisiyiyo yonke imali ebolekiweyo eneekhontrakthi ezifanelekileyo ezisemthethweni.
Wonke umbolekisi osemthethweni we-SALT kufuneka aphumelele kuvavanyo lokuLungela ukuBoleka i-SALT ukuze abe nguMtyali-mali ovunyiweyo. Inguqulelo yokuqala yeqonga lokubolekisa nge-SALT isetelwe ukumiliselwa ekupheleni kwale nyanga. Ke ngoko, kuya kuba ngumdla ukubona ukuba uza kudlala njani.
Inethiwekhi yeJibrel
Enye into ephazamisayo yokubolekwa kwemali ye-crypto yile Inethiwekhi yeJibrel . Yindawo apho abasebenzisi, abarhwebi kunye nabatyali mali banokuthi baphawule iiasethi zabo zezezimali kwaye bazithengise kwi-blockchain ngenzuzo. Nangona iqonga lisekhona kuphuhliso, lifumana inkxaso eyomeleleyo evela kubathandi be-cryptocurrency kunye nabatyali mali be-ICO. Ngapha koko, its ukuthengiswa kwangaphambili kwe-ICO ibingaphezulu kwempumelelo kwaye inyuse ngaphezulu kwe- $ 3 yezigidi kwaye yatsala imali kubo bobabini abatyali mali kunye nakumaziko, anje Ingxowa mali yeTaaS, iTeknoloji eSikwere, amaQabane eAurora nabanye.
UJibrel ufuna ukunciphisa inkqubo yokuguqula imali kunye nezinye izixhobo zemali zibe zii-cryptocurrensets. Inika amandla abantu kunye nemibutho ukugcina izinto zabo ezixabisekileyo kwiithokheni zemali ezizinzileyo nezisekuhleni. Ukubuyisa ii-asethi, abasebenzisi bafumana iirisithi zedipozithi (i-CryDR) ezisebenza kwi-Ethereum ERC20 izivumelwano ezifanelekileyo. I-CryDRs zihambelana ngokupheleleyo ne-AML / KYC, oko kuthetha ukuba isekwe kwimimiselo yezemali yokwenyani. Ngabasebenzisi abagunyazisiweyo kuphela abaya kuba nakho ukusebenzisa ithuba lamaqonga apheleleyo.
Ukuqala, i-Jibrel izakuxhasa ii-fiat ezintandathu zemali kunye nezixhobo zentengiso ezimbini zemali, kodwa kwixa elizayo, iceba ukuxhasa ezinye iimali, ukhuseleko olunokuthengiswa, izinto zorhwebo kunye nezabelo.
ETHLendleko
ETHLendleko liqonga elenzayo kubo bobabini ababoleki nababolekisi. Apha, ababolekisi kunye nababolekisi banokuhlangana kwaye bathathe isigqibo ngayo yonke into ukusuka kubungakanani bemali mboleko ukuya kwinqanaba lenzala. NjengoJibrel, iqonga libaleka kwinethiwekhi ye-Ehtereum kwaye lisebenzisa iithokheni ze-ERC20 ezisebenza njengediphozithi kwimali mboleko. Ukuba ababoleki bayaphumelela ukuhlawula amatyala abo, zonke ezi zinto zidibeneyo ziyahluthwa. Isebenza njengoninzi lweenkonzo zokubolekisa ngoontanga kwi-fiat, ngaphandle kokuba inkonzo ikwi-blockchain kwaye isebenzisa amathokheni e-LEND.
I-ETHLend ibhengeze intsebenziswano ngobuchule nge Izitena ukuphonononga amanye amathuba okubolekisa nge-blockchain. IBrickblock uqobo lwayo liqonga lokurhweba elijolise ekunxibelelaniseni iiasethi zehlabathi zokwenyani kunye neemali ezigcina imali ukuze kwenziwe iqonga elitsha lokuthengisa iiasethi. NgeBrickblock abantu banokurhweba i-ETf's, iarhente yokuthengisa izindlu nomhlaba kunye nemali ezinkozo kwi-blockchain. Nangaliphi na ixesha kungekudala inkampani ilindele ukuthengisa iarhente yokuqala yokwakha ithokheni kunye neempawu zayo zobungqina beempahla.
Ngokudibeneyo, zombini ezi nkampani ziya kufuna ukutyebisa iinkonzo zomnye nomnye. Abasebenzisi be-ETHLend baya kufumana ukufikelela kwiikhola ezintsha ngelixa iBrickblock inyusa ubungakanani beempahla zayo ezinethokheni. Kwimeko yokuphumelela, zombini ezi nkampani ziya kubonelela ngoncedo kuye wonke umntu odinga ukuthengiswa.
Unyaka onomdla ozayo
U-2017 wawungunyaka ongakholelekiyo woluntu lwe-crypto kwaye ayizukuma apha. Sinokulindela ukubona ezinye iinkonzo ze-blockchain zisebenza ngo-2018. Nokuba kukuboleka imali, intlawulo, ukubhenka okanye iinkonzo zemidlalo, ibhlokhi sele itshintsha umhlaba, kwaye ingcono.
UTomas Laurinavicius uyahamba Umrhwebi wendlela yokuphila kunye nebhlog yaseLithuania. Ubhala malunga nemikhwa, uyilo lwendlela yokuphila, kunye neshishini kwibhlog yakhe nakwiveki nganye Incwadana yokuyilwa kwendlela yokuphila . UTomas ngoku uhamba umhlaba ngeenjongo zokuxhobisa abantu abasisigidi esi-1 ukuba batshintshe indlela yokuphila elungileyo.
