Eyona Iphepha Lasekhaya Ezona nkampani ziBalaseleyo zeWaranti yaseKhaya ka-2021

Ezona nkampani ziBalaseleyo zeWaranti yaseKhaya ka-2021

Yeyiphi Imovie Ukubona?
 

Olona tyalo-mali lukhulu abantu abakhe balwenza kukuthenga indlu. Banokulindela ukuba i-inshurensi yomninikhaya eqhelekileyo iya kugubungela ikhaya labo kunye nezinto zalo ezixabiseke ngakumbi xa kuthe kwakho umlilo, ubusela, intlekele yendalo, okanye enye into eyenzekileyo.

Akunjalo, nangona kunjalo, kwaye izinto ezininzi ekhaya lakho ezibambe ixabiso aziyi kugutyungelwa yi-inshurensi yomninikhaya. Kulapho kufika khona iwaranti yasekhaya. Zininzi iinkampani zewaranti ezibonelela ngolu hlobo lokhuseleko, kwaye sizakuthelekisa iinkampani ezintathu eziphezulu apha ukuze xa ugqiba ukuba ufuna iwaranti yasekhaya, ungakhetha eyona inkampani yayo.

Ngaba uyayifuna iwaranti yasekhaya? Ukuba awuqinisekanga, sinethemba lokuba esi sikhokelo siza kukunceda wenze eso sigqibo.

Yintoni isiQinisekiso seKhaya?

Iwaranti yekhaya ihlala igubungela izinto ezithile. Iya kugubungela indleko zezinto eziphambili zombane, njengefriji yakho, iwasha, isomisi, i-oveni kunye nokunye. Iwaranti inokugubungela uninzi lweenkqubo endlwini yakho, ezinje ngombane okanye ngoomatshini, kubandakanya, imibhobho yamanzi, umoya opholileyo kunye nokufudumeza. Iwaranti yasekhaya inokwandisa ukogquma kwezi zinto kunye neenkqubo ezigqithe ngaphaya kwewaranti yomenzi wazo wokuqala, ikunika ukhuseleko olukhulu kwaye ikukhusele kwintlekele.

Iwaranti yendlu iza kukunceda ukukhusela ekubeni uhlawulele ukulungiswa kunye nokutshintshwa ngokwakho. Ezo zinokubiza kakhulu, ke ngoko, ukukhuselwa malunga noku kunokukunceda ulawule iindleko eziphuma epokothweni. Makhe sijonge iinkampani zewaranti ezingcono kwimarike namhlanje.

Thelekisa ezona ziNkampani ziQinisekisiweyo zeKhaya ezi-3 zika-2021

Ukukhetha Warranty Ekhaya -Okhetho lwethu oluthandayo ngokubanzi

Khetha iwaranti yasekhaya - Khetha kwethu ukuBonelela ngeNkonzo ngokuBalaseleyo

Iwaranti yokuqala yaseMelika -Ukukhetha kwethu kweZona zinto zixhotyisiweyo zeZantsi kunye noGuquguquko

Ukukhetha iwaranti yaseKhaya-Ukukhetha kwethu okuKuthandayo konke

Kuninzi ukuthanda malunga nokukhetha iwaranti yasekhaya. Zithathwa njengenye yezona nketho zeenkampani zewaranti ezigqwesileyo, njengoko zinika ukhetho oluninzi lwezongezo ukuze abathengi bazo bakwazi ukwenza iwaranti kwiimfuno zabo. Banothungelwano olukhulu lwesizwe lweekhontrakthi kwaye banamava ekusingatheni izigidi zezicelo zenkonzo. Ukungena ngemvume kwiwaranti yasekhaya kukunika ukufikelela kwisicwangciso sakho esipheleleyo seenkcukacha kwaye ikuvumela ukuba ubone ukuba loluphi olunye ukhetho olufumanekayo ngokwezifiso.

Iimpawu eziphambili

  • Isiqinisekiso sokulungiswa kweentsuku ezingama-30
  • Akukho sithintelo iwaranti ngokusekelwe isixhobo okanye ubudala ekhaya
  • Impendulo yabathengi ngaphakathi kweeyure ezingama-48
  • Isebenza ngaphezulu kwe-15,000 yeekhontrakthi kwilizwe liphela
  • Unika inyanga yokuqala iwaranti yasimahla kwiimeko ezininzi

Cwangcisa ukhetho

Ukhetho lubonelela ngezicwangciso ezibini onokuzikhetha kwiSiseko okanye kwiTotali. NgesiCwangciso esiSisiseko, uyagutyungelwa ukufudumeza, imibhobho yamanzi, kunye neenkqubo zombane, kunye nezixhobo ezimbalwa zombane. Isicwangciso sisonke sigubungela yonke loo nto, kunye nenkqubo ye-HVAC kunye nezixhobo ezingaphezulu.

Amaxabiso

Izicwangciso uKhetho azibonelela ngoluhlu lwamaxabiso kwizicwangciso zawo, ngokusekwe kwisicwangciso osikhethileyo kunye neziphi iintengiso ozifunayo. Ungagcina imali ngokuthenga isicwangciso sonyaka ngokuchasene nokuhlawula inyanga nenyanga kwiwaranti yakho.

Eziluncedo:

  • Ifikeleleka kakhulu
  • Inethiwekhi enkulu yamagcisa
  • Umgaqo-nkqubo wokubuyisela imali
  • Inkonzo yokuphumelela
  • Isiqinisekiso seentsuku ezingama-30 kulungiso

Bendlela:

  • Ayifumaneki kuwo onke amazwe

Izongezo

Unokugqunywa ngenkqubo yakho yemibhobho yamanzi, ebandakanya ishawa kunye neetyhubhu zeetyhubhu, ikhefu, ukuvuza, kunye nokumisa umgca. Unokugqunywa ngesilingi kunye nokukhupha abalandeli, kubandakanya iibheringi, iimoto, ulawulo kunye nokutshintsha. Olunye ukongezwa yinkqubo yakho yomoya, egubungela iindleko zekhoyili yentsimbi entsha kunye necompressor.

Izongezo ezisisiseko zibandakanya i-vacuum esembindini, ifriji yesibini, inkqubo ye-septic, impompo yesump, ukuvuza kophahla, impompo entle, i-spa, iphuli, kunye nefriji ezimeleyo.

Ukufumaneka koRhulumente

Ukukhetha iwaranti yasekhaya iyafumaneka kuwo onke amazwe ngaphandle kweWashington kunye neCalifornia.

Isizathu Sokuba Sikhethe

Sithathe isigqibo soKhetho njengenye yezona zinto sizikhethileyo ngenxa yenkonzo yabo enkulu yabathengi. Baphendula ngokukhawuleza kwaye banegama elihle, onokuzibonela lona ukuba ujonga ezinye iimvavanyo zokukhetha iwaranti yasekhaya. Banenkonzo yokubuyisela umthengi enobubele. Ukuba uthatha isigqibo sokuba awuyithandi iwaranti onayo, ungatsalela umnxeba i-Choice Home Warranty number kwaye urhoxise emva kweentsuku ezingama-30. Banobuhlobo kubathengi ngendlela abangayi kuyikhanyela ukugubungela nawuphi na umntu ngaphandle kobudala bezixhobo zabo okanye ubudala bekhaya.

Khetha iwaranti yaseKhaya-Ukukhetha kwethu eyona Nkxaso yeNkonzo

Enye yeenkampani eziphezulu zewaranti yasekhaya, Khetha iwaranti yasekhaya inokukhetha okukhulu kwezicwangciso zokubonelela, kunye nezongezo ezahlukeneyo, zonke zinikezelwa ngamaxabiso afanelekileyo. Baye baqokelela uphononongo olugqwesileyo lwabathengi kule minyaka idlulileyo kwaye babonelela ngesimahla simahla ngokuvuza kophahla (ukhetho olungaqhelekanga).

Iimpawu eziphambili

  • Iinyanga ezimbini zasimahla zokugubungela
  • Ifumaneka kwiindawo ezininzi
  • Ukhetho olubanzi lwezicwangciso ezikhoyo
  • Isiqinisekiso sokulungisa sigubungela iintsuku ezingama-90

Cwangcisa ukhetho

Zintathu izicwangciso zokuKhetha isiQinisekiso seKhaya zokukhetha kuKhathalelo lwegolide, uKhathalelo lweBronze, kunye noKhathalelo lwePlatinam

Amaxabiso

Amaxabiso ezicwangciso zeKhetha iwaranti yaseKhaya ezantsi kwizicwangciso zeGolide neBronze nangaphezulu kwesicwangciso sePlatin Care.

Eziluncedo:

  • Ukutsalwa okuphantsi
  • Iirhafu zenkonzo ephantsi
  • Kukuvumela ukhethe igcisa lakho
  • Iindidi ezininzi zezicwangciso zokugubungela

Bendlela:

  • Iifowuni zokufunda ziphantsi kune-avareji
  • Ayifumaneki kwiindawo ezininzi

Izongezo

Eyona nkampani iwaranti yasekhaya iya kukunika uninzi lwezinto onokukhetha ukuzongeza, kwaye u-Select unokukugubungela ngokulungiswa kunye nokutshintshwa kwempompo yesump, impompo entle, i-vacuum esembindini, imibhobho yamanzi, kunye nezibane zokukhanyisa, ifriji ezimeleyo, isikhenkcezisi sesibini inkqubo, zokuchela ingca, iphuli kunye nezinto ze-spa, kunye nomenzi wakho weqhwa.

Ukufumaneka koRhulumente

Ungabhalisela i-Select Home Warranty plans in all but four states- Wisconsin, New York, Nevada, and Washington.

Isizathu Sokuba Sikhethe

Sijonge kuyo yonke imiba yale nkampani kwaye ngakumbi uPhononongo lweWaranti yaseKhaya, ebenethemba elihle kakhulu, nangona bekukho izikhalazo ezimbalwa. Inkampani ibonelela ngezinye zexabiso elinokufikeleleka ngokubanzi, kunye nokuncitshiswa okuphantsi kunye nemirhumo yenkonzo. Kananjalo bakwaphula izicwangciso zeminyaka emininzi, bakongela imali kwixesha elide. Uluhlu lwabo olubanzi lweenkonzo zokugubungela kunye nezicwangciso ezahlukeneyo zibenza ukuba babe lelinye labanikezeli bewaranti yasekhaya kumntu ofuna iintlobo ezithile zesicwangciso kwaye ngubani ongonwabiyo ngobukhulu obulodwa-yonke indlela abanye ababoneleli abanayo.

IsiQinisekiso sokuqala seKhaya laseMelika-Eyona nto iphantsi yokuThoba kunye nokuGuquguquka

Uphengululo lweWaranti yaseKhaya yaseMelika uninzi lwayo luqinisekileyo, kunye nabathengi becacisa izicwangciso zabo zokugubungela iinkonzo kunye nemigaqo-nkqubo enokwenziwa ngokwezifiso njengeendawo zokuthengisa. Inkampani ibisebenza ukususela ngo-1984 kwaye iphuhlise igama elihle ngelo xesha. Banokhetho olwahlukeneyo lwezicwangciso onokukhetha kuzo kwaye banike uninzi lwezinto ezahlukeneyo onokukhetha kuzo ukwenza isicwangciso ngendlela ofuna ngayo.

Iimpawu eziphambili

  • Iminyaka yamava kwishishini
  • Uphononongo olukhulu lwabathengi
  • 24/7 ukufikelela kwinkonzo yabathengi
  • Inika ukugubungela iinkqubo ezingafakwanga ngokufanelekileyo
  • Ukuphuculwa okuninzi kokukhetha

Cwangcisa ukhetho

Kukho iindlela ezintathu zokukhetha ezinokufumaneka kwiWarranty yaseKhaya yaseMelika. Isicwangciso esiSisiseko sigubungela iinkqubo zakho ezisisiseko- umbane, imibhobho yamanzi, imibhobho kunye nezixhobo eziphambili.

Isicwangciso sokudityaniswa kwexabiso siquka sonke isiCwangciso esiSisiseko, kunye nokugubungela inkqubo yomoya, iimvume zokwakha, ezinye zokuphucula iikhowudi zokwakha, kunye nokulahla ifriji kunye nokubuyiselwa.

Banikezela ngePlani yeNkulumbuso yoKhozi, egubungela sonke isiCwangciso esiSisiseko kunye nokugubungela isher kunye nesomisi, ifriji yasekhitshini, isixhobo somoya, kunye nophuculo lweklasi yokuqala.

Amaxabiso

Izicwangciso zenyanga zewaranti yasekhaya zaseMelika zihlala kwixabiso ngokusekwe kwindawo okuyo kwaye ngamanye amaxesha zithelekiswa naleyo yokukhetha iwaranti yasekhaya. Kukho umrhumo wokugcwalisa, kwaye loo ndleko iyahluka ngokoluhlobo lwamabango owazalisayo kwaye zeziphi izixhobo okanye iinkqubo ezenzelwe zona.

Eziluncedo:

  • Amaxabiso asezantsi, afikelelekayo kuzo zonke izicwangciso
  • 24/7 inkonzo yabathengi
  • Ukubonelelwa kwezixhobo ezigcinwe ngendlela engalunganga kunye nokulungiswa
  • Ixesha lokuphendula ngokukhawuleza

Bendlela:

  • Ayifumaneki kumazwe ali-15
  • Intlawulo yebango inokubiza
  • Akukho kugubungela ukuvuza kophahla

Izongezo

Ukuba ufuna ukongeza kuzo naziphi na izicwangciso ezikhoyo kwaye wandise ukufikelela kwazo, ungasebenzisa ukungena kwakho kwiWaranti yaseKhaya yaseMelika kwaye ucele ukugubungela izinto zephuli kunye ne-spa, ifriji yesibini, inkqubo ye-AC esembindini, impompo yomthombo, okanye UkuPhuculwa kweKlasi yokuQala (egubungela ukonakaliswa kwezithambiso, imvume yokwakha ukuya kuthi ga kwi-250 yeedola, iikhreyithi kunye nokususwa kwesixhobo).

Ukufumaneka koRhulumente

Iwaranti yokuqala yaseMelika ifumaneka kumazwe angama-45. Ayifumaneki kwezi zilandelayo: AL, CT, DE, HI, IL, LA, ME, MA, MN, NH, NJ, NY, ND, R, VT, kunye neWI.

Isizathu Sokuba Sikhethe

Sikhethile Iwaranti yokuqala yaseMelika Njengolunye lwezinto esizikhethileyo ngenxa yodumo lwayo kunye nokukwazi ukwenza izicwangciso ngendlela efanelekileyo. Banikezela ngamaxabiso afikelelekayo, anokukhuphisana kuzo zonke izicwangciso zabo, kwaye banikezela ngenkonzo kubathengi ubusuku nemini. Banikela ngento enqabileyo phakathi kweenkonzo zewaranti yasekhaya, ezinokwazi ukugubungela iindleko zolungiso kwisixhobo esingakhange silungiswe ngokufanelekileyo kwasekuqaleni okanye esingakhange sigcinwe kakuhle.

Sijonge iinkampani ezimbalwa zewaranti yasekhaya kwaye sizithelekise nawe, kodwa usenokuba neemfuno ezahlukeneyo. Ukuba ubuya kujonga iindleko zewaranti yasekhaya kunye nesicwangciso sewaranti ongakhetha kuzo kunye nezongezo, enye okanye ezimbini zinokubangela umdla kuwe kwaye zilungele iimfuno zakho kunezinye. Iimfuno zakho zokugubungela zichanekile kwaye zahlukile kwinto efunwa ngabanye abantu.

Ke, uyikhetha njani eyona nkampani iwaranti yasekhaya? Uya kudinga ukuqaphela ukhetho olukhoyo kunye nokuba zikulungele na. Ngaba iquka izinto ezisendlwini yakho okanye onokuzifumanela ikhaya lakho kamva? Ngaba iyazigubungela ezo nkonzo zongezwa ngexabiso elifanelekileyo?

Uya kufuna ukwenza uthelekiso lwamaxabiso phakathi kweenkampani kodwa ujonge ngaphezulu kweerhafu zenyanga. Cinga uhlobo lwesicwangciso oza kuludinga, ukubala izongezo eziyimfuneko kunye neendleko zokukhetha, kunye nemirhumo yenkonzo kunye nezinye iindleko. Thelekisa loo nto iyonke phakathi kweenkampani ezahlukeneyo zewaranti yasekhaya ukufumana elona xabiso lililo.

Kuya kufuneka ufunde olona vavanyo lusemgangathweni lwasekhaya, uthelekisa abathengi malunga nenkampani nganye. Khangela inkampani eneenombolo eziphantsi zezikhalazo ezifakwe kubo. Basenokuba nenkonzo yabathengi ebalaseleyo. Ukuphononongwa kwewaranti yasekhaya kufuneka kuposelwe inkampani oyicingayo. Ukuba azikho, kusenokwenzeka ukuba yinkampani engaziwayo okanye inkampani efihla ingxelo yabathengi, mhlawumbi ngenxa yezizathu ezingathandekiyo.

Ukuphendula kunye nomgangatho wenkonzo yabathengi kuya kubaluleka xa uzama ukufaka ibango lolungiso okanye ukutshintshwa. Isithembiso sokugubungela asizukuthetha kakhulu ukuba asixhaswanga yinkonzo yabathengi endilisekileyo. Ezona nkampani zinewaranti emakhaya kakhulu zinamaxesha okuphendula kancinci kwaye zilwa nabathengi bazo kuwo onke amabango.

Kwakhona, jonga ubukho besicwangciso kunye nomboneleli. Ezinye zazo azisebenzi kuwo onke amazwe, ke qiniseka ukuba i-inshurensi yasekhaya oyifunayo uyayinikwa ngumboneleli omqwalaselayo.

Isebenza njani iwaranti yasekhaya?

Iwaranti yekhaya inceda ekuhlawuleni iindleko zokulungiswa kunye nokutshintshwa kwezixhobo kunye neenkqubo ezahlukeneyo zendlu yakho. Isebenza njani iwaranti yekhaya? Ubhalisela isicwangciso esikugubungela kwiindleko ezithile kunye neenkonzo. Isicwangciso osibhalisileyo sinokugubungela inkqubo yakho yemibhobho yamanzi. Ke, ukuba ubona ukuvuza kwimibhobho yamanzi, iwaranti yakho yasekhaya inokukuhlawula loo ndleko. Inkampani oyibhalisileyo inokuba neqela lokulungisa ngaphakathi elinokukwenzela umsebenzi okanye banokuba nezivumelwano neekhontraktha kwindawo yakho ezinokwenza lo msebenzi. Unako okanye awukwazi ukukhetha ikhontraktha yakho xa ubhalisela isicwangciso sokugubungela ngolu hlobo.

Iwaranti inokugubungela iinkqubo ezinkulu ekhayeni lakho kwaye isebenza njengendawo yokulungisa phakathi kwakho kunye neendleko zolungiso olukhulu. Kwezinye iimeko, kunokukuxabisa amawaka eedola ukulungisa iinxalenye zendlu yakho. Xa isixokelelwano sombane sisilela okanye isixhobo sombane singasebenzi kakuhle, ngaphandle kweinshurensi, kungafuneka ulinde iiveki ezimbalwa ukuze ufumane imali kunye ukuhlawulela ukulungiswa. Ngokugubungela iwaranti yekhaya, unokufumana ukulungiswa kwangoko- ngesiqhelo kwintsuku enye ukuya kwezimbini.

Iwaranti ikunceda uphephe ingxaki yokuba ufumane i-plumber, umbane wombane, okanye omnye umntu olungisa ngokwakho. Unokuba nenkonzo yesiqinisekiso sekhaya ekufumanele enye, yokongela ixesha kunye nokuqinisekisa ukuba ufumana umsebenzi osemgangathweni. Awunyanzelekanga ukuba ube semngciphekweni wokuqesha ikontraka elinokuthi lingabinakho ukwenza lo msebenzi, njengoko inkampani yewaranti iya kube ivavanyile ukulungisa kwayo abantu ngaphambili.

Ngaba iwaranti yasekhaya igubungela ntoni?

Iwaranti yekhaya inokukugubungela uluhlu olubanzi lweendleko, ukunceda ukuhlawulela iindleko onokuba nengxaki yokuzihlawulela ngokwakho. Ngaba iwaranti yasekhaya igubungela ntoni kanye kanye? Oko kuxhomekeke kwisicwangciso osifumanayo kunye nokongeza okongezayo. Ezona nkampani ziwaranti zisekhaya zikunika ukhetho oluninzi kwaye emva koko zikuyeke wenze isicwangciso ngendlela oyithandayo.

Ngokwesiqhelo unokukhetha kwizicwangciso ezigubungela izixhobo zombane okanye iinkqubo nje zasekhaya- ezinje ngombane, imibhobho yamanzi, i-HVAC, kunye nomsebenzi weendlela. Unokufumana izixhobo zakho zigutyungelwe sisicwangciso sewaranti yekhaya. Inkqubo ye- Eyona inshurensi yasekhaya ibonelela ngezixhobo ezimbalwa emva koko ikuvumela ukuba ungeze kwezinye izixhobo njengoko kufuneka.

Ingaba iwaranti yasekhaya igubungela ntoni xa kufikwa kwizinto zombane? Banokugubungela ifriji, ifriji, umenzi weqhwa, ukulahla inkunkuma, isitya sokuhlambela izitya, isitovu sokupheka okanye uluhlu, nokunye okuninzi.

Yintoni iwaranti esekhaya egubungele ngaphaya koko? Iyakwazi ukugubungela ukulungiswa kumnyango wakho wegaraji, iphuli, i-spa, kunye ne-air conditioner.

Ngaba iwaranti yasekhaya iyakunika ukulungiswa kophahla kunye nokuvuza kuphahla? Kunokwenzeka kwezinye iimeko. Ayizizo zonke iinkampani zewaranti yekhaya eziya kuthi zibonelele ngale nto yokugubungela.

Ngaba Ndifanele Ndiyifumane Iwaranti Yasekhaya?

Olona hlaziyo luphambili lwewaranti yasekhaya lusenokukuxelela ukuba yeyiphi na inkampani ethandwayo eMelika, kodwa abayi kukuxelela ukuba uyayifuna ngokwenene. Eso sisigqibo oya kuthi uzenzele sona, kwaye nokufunda olona vavanyo lusemgangathweni lwasekhaya akunakukunika ukuqonda okudingayo. Ingumbono olungileyo ukujonga ixabiso lekhaya lakho kunye nexabiso leenkqubo ezahlukeneyo ekhaya nakwizixhobo zakho.

Cinga ukuba lingakanani ikhaya lakho kwaye ungakanani ubudala kwaye usebenzise izixhobo zakho kuzo. Kungakufanelekela ukubhalisa kwisicwangciso sewaranti yekhaya nje ukuhlawula iindleko zolungiso xa ezo zinokuvela ngokuqinisekileyo. Ukuba ikhaya lakho likhulile okanye unezinto ezininzi ezindala okanye ezisetyenzisiweyo, kuyavakala ukuba uthenge isicwangciso sewaranti yekhaya.

Nokuba iwaranti efanelekileyo yasekhaya isenokungakulungeli. Ukuba uhlala kwindlu yanamhlanje eneenkqubo ezisebenza kakuhle kwaye unezinto zombane ezigcinwe kakuhle, akunakubakho sizathu sokuba ubhalise kwisicwangciso sewaranti yekhaya. Ngaphandle kwezona nkampani ziphambili zewaranti zokuphononongwa ezinokuthi, ayinguye wonke umntu oya kufumana uxolo lwengqondo okanye agcine imali ngokuthenga esinye sezi zicwangciso.

Zikulungele ukunceda abantu bazive bekhuselekile kwimeko apho kukho into engahambanga kakuhle ngemibhobho yamanzi, umbane, okanye imeko yomoya okanye isixhobo, kwaye bayazigubungela iindleko ezingazukuhlawulwa zizicwangciso zeinshurensi yasekhaya. Banokugcwalisa izikhewu zokugubungela wena, baqinisekise ukuba zonke izinto ozifunayo ziyakhathalelwa kwaye zikushiye ungakhathazeki ngazo. Okwangoku, kuya kufuneka ujonge ukuba lusebenza njani olu hlobo lokugubungela wena.

Ixabisa malini iwaranti yasekhaya?

Iindleko zewaranti yasekhaya ziya kwahluka, kwaye ngumndilili weedola ezingama-50 ngenyanga kwi-United States iphela. Olo xabiso lotshintsho lusuka kwinkampani iye kwenye, ke ukuba ufuna ukwazi ukuba ingakanani iwaranti yekhaya, kuya kufuneka wenze uthelekiso lwamaxabiso. Uya konga imali ngokuthelekisa amaxabiso kunye nokuzama ukufumana eyona ntengiselwano. Nika ingqalelo kunye nokuba zeziphi iinkonzo ozifumanayo ngesilinganiso ngasinye.

Iindleko zokugubungela ziyahluka ngokuxhomekeka apho uhlala khona. Ixabisa malini ikhaya elikufutshane kuwe? Eyona ndlela yokufumana ulwazi kukufowunela iinkampani zeinshurensi ngeekowuti okanye ukusebenzisa iiwebhusayithi zazo ukuthelekisa iikowuti ekuhlaleni.

Iinkampani ezigqwesileyo zewaranti zaseTexas zinika iirhafu ezahlukileyo kwizinto eziza kuba kwi-Washington state okanye eNew York, umzekelo. Iirhafu ezivela kwinkampani enye zinokwahluka kurhulumente ukuya kurhulumente. Ngaphambi kokuba uthathe isigqibo ngewaranti yasekhaya efanelekileyo eTexas okanye eLouisana okanye elinye ilizwe kufuneka linikezele, kuya kufuneka uthelekise amaxabiso endawo, amaxabiso akhoyo ngoku. Ungasebenzisa iiwebhusayithi zokuthelekisa amaxabiso apho zifumaneka khona kodwa qiniseka ukuba iikowuti zixhomekeke kwindawo okuyo kwaye iikowuti zihlaziyiwe.

Iindleko zeewaranti zasekhaya ziyatshintsha rhoqo. Uphengululo lwewaranti yasekhaya lunokukhankanya amaxabiso amahle kwinkampani enye, kodwa ke loo nkampani inokuwatshintsha amaxabiso ayo ngexesha oya kulo ukujonga amaxabiso. Musa ukucinga ukuba amaxabiso owafumana kumntu wesithathu ahlaziyiwe.

Yintoni ekufuneka ndiyijongile kwiNkampani yeWarranty yasekhaya?

Siyakubongoza ukuba uthelekise ezona nkampani ziphambili ziwaranti. Kuya kufuneka uthelekise izinto ezimbalwa ezifanayo ukuze ubone ukuba yeyiphi ephuma phezulu. Yintoni omele ukuyithelekisa ukumisela iwaranti efanelekileyo yasekhaya?

Amaxabiso - Jonga amaxabiso kuqala. Akukho sizathu sokuchitha ixesha elininzi ujonga uluhlu lweenkonzo zewaranti yasekhaya ukuba amaxabiso abo aphezulu esibhakabhakeni kwaye nangaphezulu kunokuba ufuna ukuhlawula. Iziqinisekiso kufuneka zifikeleleke; Ngaphandle koko, lutyalomali olubi. Ukuba uthelekisa amaxabiso e-Super Home Warranty kunye ne-Home Warranty yaseMelika, ufuna ukuqinisekisa ukuba ubathelekisa ngokulinganayo. Masithi uthelekisa izicwangciso zabo ezisisiseko. Jonga ukubona ukuba yintoni ebandakanyiweyo kwizicwangciso zazo, kuba inokwahluka.

Imirhumo - Thelekisa nemirhumo enxulumene nenkonzo nganye. Awunakho ukujonga nje kwixabiso lesiseko ukusuka Ukukhetha Warranty Ekhaya abathengisi okanye i-1 American Warranty yaseKhaya emva koko bayityeshele intlawulo yenkonzo. Ezo zinokongeza ukuya kumakhulu eedola ngonyaka, kwaye olo lwazi kufuneka lwazise isigqibo sakho malunga nokuba yeyiphi inkampani ohamba nayo. Ukuba ugcwalisa ibango lesiQinisekiso seKhaya, oko kunokukuxabisa, kwaye ibango ngalinye linokuthwala iindleko ngalo ngaphaya komlinganiselo wenyanga.

Cwangcisa ukhetho - Ukhetho lwesicwangciso zezona zicwangciso ziphambili. Uqala ngenye yezi kwaye emva koko wongeze kuzo ukuba uyafuna. Ngokuqinisekileyo ngekhe ubenakho ukwenza ngokusesikweni izicwangciso zesiseko konke konke, ukhetha kwesinye seeseti ezikhethiweyo zezicwangciso. Ezinye iinkampani zibonelela ngeendlela ezine okanye nangaphezulu, ngelixa ezinye zibonelela ezimbini. Jonga ngokusondeleyo kwizicwangciso onokukhetha kuzo ukuze uqiniseke ukuba ukhetha into efanelekileyo kuwe.

Izongezo -Izongezo zizinto ozibhalisela ukongeza kukhetho lwesicwangciso. Ungazongeza ezi kwisicwangciso sesiseko, uzinikeze ingxelo ngakumbi kwiindawo apho isicwangciso sokuqala sewaranti sisenokungabikho. Unokufumana izixhobo ezongezelelweyo ezigutyungelwe zizongezo kunye namanye amalungu endlu yakho angafakwanga kwiwaranti yoqobo. Thelekisa izongezo phakathi kweenkampani ezahlukeneyo zewaranti yasekhaya ukuqinisekisa ukuba izongezo ozifunayo zibandakanyiwe. Izongezo ziyahluka ukusuka kwinkampani ukuya kwenye.

Inkonzo eyenzelwe Ngaphambi kokuba wenze isigqibo kwisicwangciso sakho sewaranti yasekhaya, thelekisa ukhetho ukuze ubone ukuba yeyiphi ebonelela ngeenkonzo ezingcono kubathengi. Xa ujonga i-Choice Home Warranty service yabathengi kunye negama labo lokuphendula ngokukhawuleza kwenkonzo yabathengi kwaye uthelekise loo nto kwi-Home Warranty yaseMelika kwaye ubone ukuba abathengi bayilinganisa njani inkonzo yabo yabathengi, unokufumana abaphumeleleyo ngokucacileyo. Inkonzo yabathengi ibalulekile kuba ufuna ukubanakho ukufowunela inombolo yokuqala yaseMelika yaseMelika kwaye ufumane impendulo ngalo naliphi na ixesha losuku. Ulindele ukuba xa ufowunela inombolo yakho yenkonzo yamakhasimende ewaranti ukuba ingxaki yakho iya kuthathwa ngokungathí sina kwaye ibango lakho liya kuqwalaselwa ngokukhawuleza. Akusoloko kunjalo, ngelishwa, yiyo loo nto kubaluleke kakhulu ukuba uthelekise umgangatho weenkonzo zabathengi.

Ngaba iwaranti yasekhaya iyayixabisa?

Kuya kufuneka unike ingqalelo ukuba iindleko zisebenza njani xa ujonga ukuba ngaba iwaranti yasekhaya iyifanele na. Olona hlaziyo luphambili lwewaranti luya kukuxelela ukuba inkampani enye inokukugcinela imali ngaphezulu kwenye, kodwa ngaba ikongela imali ngaphezulu ngokuhlawula iindleko zokulungisa kunye nokuzigcina ngokwakho kwiinkqubo zasekhaya nakwizinto zombane?

Yiloo nto kufuneka ujonge. Ukuba unenkqubo entsha ye-HVAC, unokucinga ukuba kuya kuba lixesha elide ngaphambi kokuba isilele, kutheni ke uzikhathaza ngokufumana iwaranti yasekhaya? Kodwa ke kuya kufuneka uthathele ingqalelo ukuba iyaphuka nangasiphi na isizathu sokuba iindleko zolungiso zinokubiza kakhulu. Kuya kufuneka uhlawule iwaranti ngaphambili, ngelixa iindleko zolungiso zinokuthi zenzeke kwixesha elizayo. Okwangoku, kunokuba ngamaxabiso aphantsi ukuhlawula iwaranti inyanga nenyanga kwaye ulungiso lwakho lunyanyekwe kunokuba uhlawule iindleko zokulungisa ngokwakho.

Nokuba akubizi ukuthenga isicwangciso sewaranti yasekhaya, uninzi lwabantu alugcini imali inyanga nenyanga, kwaye kuya kufuneka bahlawule iindleko zokuzilungisa ngaphandle kwewaranti yasekhaya. Akunakwenzeka ukuba bahlawule ezo ndleko ngokukhawuleza, kwaye banokugqibela ukuba balinde iiveki okanye iinyanga ukuze bakwazi ukulungisa inkqubo ebalulekileyo endlwini yabo. Ukuba isixhobo sakho sokungenisa umoya siyehla okanye inkqubo yakho yombane iyasilela, ufuna ukuyilungisa kwangoko.

Ezona nkampani ziphambili zewaranti zokuphononongwa zithetha ngolu hlobo lwenzuzo kunye nendlela onokufumana ngayo imiba yekhaya lakho ukuba ikhathalelwe ngokukhawuleza ukuba unewaranti yekhaya. Umboneleli wewaranti uya kuba nemali esandleni yokuhlawulela iindleko zakho xa ufuna ukuba zigutyungelwe. Awuyi kuhlawula imali eninzi epokothweni kwaye ungaphazanyiswa yinkqubo engalunganga okanye isixhobo. Obo buhle kunye noncedo lokuba nesicwangciso sewaranti yekhaya.

Kubantu abaninzi, kufanelekile ukuba bahlawule imali inyanga nenyanga, ukuba asikho esinye isizathu ngaphandle kokuba bonwabile. Akukho mfuneko yokuba bakhathazeke ngento eqhekeka emakhayeni abo kwaye bangabinakho ukuyihlawula. Olu hlobo lwenkcitho luya kugutyungelwa iwaranti yabo. Bangaziva bekhuselekile nokuba bayazi ukuba izixhobo zabo zingadala kwaye zisengozini yokonakala. Iwaranti yabo iya kubandakanya iiperi okanye iindleko zokugcina kubo. Olo xolo lwengqondo lunokubaluleka kwabanye abantu. Ukwazi ukuba akukho mfuneko yokonga imali kunye nokwazi ukuba kunokuba nzima kangakanani ukugcina imali kwenza isicwangciso sewaranti yasekhaya sibonakale njengokhetho olufanelekileyo amaxesha amaninzi.

Ekugqibeleni, kuya kufuneka uthathe isigqibo sokuba iwaranti yasekhaya ikulungele na. Fumana iikowuti ezimbalwa uze ufumanise ukuba amaxabiso anjani kwaye ujonge iindleko zakho zokulungisa kunye neenkxalabo malunga nokulungiswa kwexesha elizayo ukukunceda uthathe isigqibo malunga nokuba kufuneka uthenge isicwangciso sewaranti yekhaya.

Uphengululo kunye neenkcazo ezipapashwe apha zezo zomxhasi kwaye azibonisi mgaqo-nkqubo osemthethweni, isikhundla okanye izimvo zaBabukeli.

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