liqonga lolawulo lwe-crypto ekuvumela ukuba usebenzise i-imali yedatha yakho kwaye uyisebenzise ngokufanelekileyo.
KwiBlockFi, unako zuza kwi-8.6% yenzala ngonyaka kwi-cryptocurrency Holdings yakho , uboleke imali, uthenge uthengise i-crypto, kwaye ufikelele kwezinye iinkonzo ezifana nebhanki. Kufana nebhanki ye-crypto-in-one.
Umzi mveliso we-imali yedatha uhlala uvela. Ukuqwalaselwa kweendaba zamva nje kunabathengi abaninzi kunanini na ngaphambili begalela imali yabo kwii-cryptocurrencies ezahlukeneyo. Ngengqiqo, iintsuku zokulawula okuphezulu kweBitcoin kwii-altcoins ziphelile. Ii-cryptocurrensets ezinje ngeBinance Coin, iCardano, i-ATOM, kunye nezinye izinto ezingenakubalwa zinika abasebenzisi abatsha indawo yokungena engcono yokufumana inzuzo yexesha elide. Njengoko imfuno yezi altcoyins iqhubeka nokukhula, ikwanjalo nemfuno yeeakhawunti ze-cryptocurrency ezinokuthenjwa ezinakho ukuvelisa inzala kubanini beakhawunti. Yilapho iBlockFi ingena khona.
Iwebhusayithi yeBlockFi ivula nebango lokuba iqonga layo linokunceda abanini be-cryptocurrency ukuba bafumane ngakumbi kwi-crypto yakho. Sebenzisa iakhawunti yeBlockFi ukugcina i-crypto yakho kunokukuvumela ukuba ufumane ukuya kuthi ga kwi-8.6% inzala minyaka le. Ezi ntlobo zerhafu ziphezulu ngokungenangqondo, ngakumbi xa sizithelekisa neeakhawunti zebhanki yemveli kwicandelo lezemali le-fiat. Kwakukho ixesha kwimbali apho iipesenti ezi-5 ukuya kuma-10 zenzala yonyaka zazingumgangatho kwiiakhawunti zokonga zase-US. Ngoku? Uninzi lweeakhawunti alunikezeli ngenzala ekwaziyo ukodlula ukunyuka kwamaxabiso.
I-BlockFi okwangoku inikezela ngeedigital cryptocurrencies ezisibhozo. Inani lezibonelelo zinxulunyaniswa neqonga, ngokuyinxenye kuba iiakhawunti zeBlockFi zingena kumandla e-cryptocurrency kunye nemali eyabelweyo. Abaphathi beakhawunti kwiBlockFi abahlawuli mali efihliweyo, akufuneki bagcine ibhalansi encinci, kwaye banakho ukukhuphela imali yabo ngokukhawuleza kwiakhawunti.
I-BlockFi inokwenza ukuba abanini be-idijithali yemali bakwazi ukwandisa inzuzo yabo ngokubamba iimali zemali abakholelwa kuzo. Esebenza njenge-akhawunti yebhanki entsha ye-akhawunti yebhanki yezemali, iBlockFi izisa kwicandelo le-crypto uhlobo lokhuseleko kunye nenzuzo ethwala inzala abatyali mali Icandelo lezemali lemveli selonwabile. I-GUSD kunye ne-USDC zibonelela ngenqanaba eliphezulu lenzala, kodwa nokuba iBitcoin kuthiwa ibonelela abanini-akhawunti nge-6% yenzala minyaka le.
Iiprojekthi ezintsha zeDeFi ziyavela minyaka le, kwaye ngamanye amaxesha kunzima kubathengi ukuba bazi ukuba zeziphi iinkampani ezifanelekileyo ukwenza ushishino nazo. Senze uphando kwiBlockFi ke akufuneki.
Masiphendule yonke imibuzo ebalulekileyo njengokuthi iBlockFi isebenza njani okanye kufuneka usebenzise iBlockFi kwi-cryptocurrency yakho? Fumana yonke into oyifunayo malunga neqonga elithandwayo elinomdla kwi-cryptocurrency namhlanje kuhlolo lwethu.
Yintoni iBlockFi?
I-BlockFi liqonga elifana nebhanki labasebenzisi be-crypto. Ngu idiphozithi yedijithali kwiBlockFi , ungafumana inzala, uchithe imali yakho ye-crypto, kwaye uthenge okanye uthengise i-crypto ngaphandle kwemali efihliweyo okanye ezilinganisweni ezincinci.
Namhlanje, inani elikhulayo labasebenzisi basebenzisa iBlockFi njengebhanki kwi-cryptocurrency yabo. Njengokuba usebenzisa iBhanki yaseMelika okanye i-Credit Union kwimali yakho ye-fiat, ungasebenzisa iBlockFi kwi-cryptocurrency yakho.
Ekusungulweni, iBlockFi ijolise ikakhulu kwiAkhawunti yayo yeNzala yeBlockFi (BIA). Nge-BIA, abasebenzisi beCrypto banokufaka imali kwiqonga kwaye emva koko bafumane inzala ekubanjweni kwabo. Abantu bahlawulwa ngokuboleka imali kwiBlockFi, kwaye inkqubo ivelisa inzuzo engaguquguqukiyo kubasebenzisi.
Namhlanje, iBlockFi izandisile iimveliso zayo kunye neenkonzo nangakumbi. I-BlockFi ibonelela ngeakhawunti ye-crypto, umzekelo, kunye nentengiso ye-crypto.
Ikamva likhangeleka liqaqambile kwiBlockFi. Iqonga lijolise ekuphehleleni imbuyekezo yokuqala yekhadi lekhredithi ye-bitcoin kungekudala. Elo khadi liya kukunika i-1.5% kwi-bitcoin kuyo yonke into oyithengileyo.
Kwaye, ngokwengxelo entsha ukusukela nge-29 kaJanuwari, iBlockFi ibhalise nje into ebizwa ngokuba yiBlockFi Bitcoin Trust kunye ne-SEC, iphakamisa ukuba inkampani ineemveliso ezintsha zotyalo-mali kuphuhliso.
Ngokubanzi, injongo yeBlockFi kukunceda wenze okungakumbi nge-crypto yakho. Masiqwalasele ngakumbi indlela iqonga elisebenza ngayo-kunye nendlela enokukunceda ngayo.
Iimveliso neenkonzo zeBhlokFi
Ekusungulweni, iBlockFi yaziwa njengeqonga leakhawunti yokonga i-bitcoin. Awunakho ukubeka i-bitcoin yakho kwiakhawunti yokonga kangangeminyaka emininzi, kwaye awunakufumana nzala kubambiso lwakho lwe-bitcoin. Ubambe nje i-bitcoin, wayichitha njengoko kufuneka, kwaye wayishiya kwisipaji sakho.
I-BlockFi iyitshintshile loo nto nge-Akhawunti yayo ye-BlockFi yeNzala (i-BIA). I-BIA ivumela abasebenzisi ukuba baboleke i-bitcoin okanye bafumane inzala kubambiso lwabo lwe-bitcoin.
Ngenxa yezi kunye nezinye iimveliso kunye neenkonzo, iBlockFi iyaqhubeka nokuzenzela igama njengenye yeqonga lolawulo lweeasethi ze-crypto ezikhoyo namhlanje.
I-Akhawunti yeNzala yeBhlokFi (BIA)
Iiakhawunti zebhanki zemveli zihlawula inzala ekubanjweni kwakho. Ufumana imbuyekezo encinci ngokugcina imali kwiakhawunti yakho yokonga, umzekelo. Akunjalo nge-bitcoin, engenayo nayiphi na iakhawunti yokonga esembindini okanye inkqubo yenzala.
Ukutshintsha kweakhawunti ye-BlockFi yeNzala (i-BIA), ekuvumela ukuba ufumane imbuyekezo emva kokufaka i-bitcoin, i-GUSD, i-Ether (i-ETH), okanye i-USDC kwiakhawunti yakho. Ubhalisela iakhawunti, uxhasa iakhawunti yakho nge-USD, i-crypto, okanye i-solidcoins, emva koko uqalise ukufumana inzala.
Ukusukela ngoFebruwari 2021, I-BlockFi ihlawula i-8.6% APY kwi-USDC kunye ne-GUSD, i-6% APY kwi-bitcoin deposits, kunye ne-4.5% APY kwi-ETH .
Nje ukuba uxhase iakhawunti yakho yeBlockFi, unokwenza ngakumbi ngemali yakho. Ungathenga ikhadi ukuze uchithe i-crypto yakho 'kwilizwe lokwenyani,' umzekelo. Unokufumana imbuyekezo, uboleke imali, kwaye wenze okungakumbi ngokubamba kwakho i-crypto.
Ukuboleka imali ngokuchasene neeasethi ze-Crypto
IBlockFi ikwenza ukuba uboleke imali ngokuchasene neeasethi zakho ze-crypto, uhlawule ngezantsi njenge-4.5% APR ngelixa urhoxisa iiDola zaseMelika.
Abasebenzisi abaninzi be-crypto bathanda ukubamba i-crypto yabo. Abafuni ukuthengisa. NgeBlockFi, ungasebenzisa ukubanjwa kwe-crypto njengesibambiso. Ugcina ukufikelela kwi-crypto yakho ngelixa ufumana imali-mboleko kwi-USD.
Ukusukela ngoFebruwari 2021, iBlockFi ifuna ukuba ugcine umboleko we-50% kwixabiso (LTV) lokuboleka iidola zaseMelika. Ukuba uboleka i-25,000 yeedola namhlanje, kuya kufuneka ubeke i-1.36 BTC njengesibambiso kwisithuba seenyanga ezili-12.
Ukuba i-1 BTC ixabisa i-30,000 yeedola, umzekelo, kuya kufuneka ubeke i-2 BTC njengesiqinisekiso sokuboleka i-USD 30,000 kwi-BlockFi.
NgeBlockFi, ufumana imali mboleko yakho kwangolo suku lunye iBlockFi ifumana isibambiso sakho. Logama isibambiso sisezandleni zeBlockFi, unokufikelela kwangoko kwimali mboleko yakho.
Ungayihlawula imali mboleko yakho yeBlockFi ngendlela othanda ngayo. Uhlawula isahlulo sebhalansi-okanye yonke ibhalansi-kwangoko ufuna. Akukho zihlwayo zangaphambili zeentlawulo okanye iifizi.
Kuya kuba ngcono ukulandela umkhondo wesibambiso sakho ukuze uqiniseke ukuba awuphantsi komyinge we-50% ye-LTV. Amaxabiso e-BTC ahla enyuka ngokumasikizi. Ukuba i-BTC iyehla ngequbuliso, kungafuneka ubeke i-BTC ngakumbi njengesiqinisekiso sokukhusela imali mboleko yakho.
Ukurhweba
I-BlockFi ngoku ixhasa urhwebo. Unga thenga kwaye uthengise i-cryptocurrensets kunye nee-solidcoins kwiakhawunti yakho yeBlockFi ngamaxabiso aphantsi. Ngokukhawuleza xa usenza urhwebo, i-crypto ikwiakhawunti yakho - oko kuthetha ukuba ungaqala ukufumana inzala.
Kutheni usenza urhwebo ngeBlockFi endaweni yotshintshiselwano oluqhelekileyo lwe-crypto? IBlockFi igxininisa ukuthengiselana kwangoko, amaxabiso angcono kunabantu okhuphisana nabo, kunye nenzalo eyongezelelekileyo ngokukhawuleza.
Ungathenga, uthengise kwaye utshintshise inani elincinci lokugcina imali ngeBlockFi, kubandakanya i-BTC, i-ETH, i-LTC, i-PAXG, okanye iingqekembe ezinzileyo ezinje nge-USDC, i-USDT, i-GUSD kunye ne-PAX.
Ukuthengisa ngeBlockFi, bhalisela iakhawunti yeBlockFi, xhasa iakhawunti yakho, kwaye ucofe iqhosha lokurhweba kwideshibhodi yakho ukuze utshintshe imali ye-imali yedatha. Unokuthengisa ii-cryptocurrensets nge-iOS okanye nge-Android usebenzisa i-app yeBlockFi yeselfowuni.
Iinkonzo zeziko
I-blockFi ijonge ukuvala umsantsa phakathi kwe-crypto kunye nehlabathi leziko. NgeBlockFi, amaziko anokuonwabela ukuthengisa okukhuselekileyo kwe-crypto ngelixa eboleka okanye eboleka imali ye-imali yedatha, efumana imbuyekezo ekubanjweni kwabo, kwaye onwabele ezinye izibonelelo.
IBlockFi ibhenela kumaziko ane-inventri yayo ebolekisa ngemali, ukuxhaswa kwamaziko, kunye nokuthotyelwa kolawulo lokumgangatho webhizinisi. Zonke ezi zinto zivumela iBlockFi ukuba ibonelele ngeenkonzo zemali zemveli kulo lonke ishishini lokugcina imali.
NgeBlockFi, amaziko anokufikelela kwiimveliso ezifanayo kunye neenkonzo kwinto abafikelela kuyo kwindawo yemveli yemali, kubandakanya ukwenziwa, ukumkelwa, ukunqunyulwa, kunye nokwenza ingxelo ngeendlela ezilindelwe ngamaziko.
Amanye amaziko asebenza neBlockFi abandakanya abenzi bemakethi, imali yotyalo mali, kunye namashishini e-crypto. Amanye amaziko asebenzisa iBlockFi kwimali mboleko. Abanye bayisebenzisa ukugcina i-crypto ngelixa befumana imbuyekezo enamandla ngokukhuselekileyo.
Amanye amaziko axhasa iBlockFi abandakanya iValar, iMorgan Creek Management Management, iSusquehanna, iHashKey Digital Asset Group, iAkuna Capital kunye neCMT Digital.
I-BlockFi Bitcoin Imivuzo yeKhadi
IBlockFi ibhengeze ikhadi lokuqala lomvuzo we-bitcoin. Okwangoku kudweliswa ngokukhawuleza kwiwebhusayithi yeBlockFi esemthethweni.
Nje ukuba iphehlelelwe, I-BlockFi Bitcoin Rewards Card Card iya kukuvumela ukuba ufumane i-1.5% kwi-bitcoin kuyo yonke into oyithengileyo .
Ikhadi liya kuqhagamshela kwiakhawunti yakho yeBlockFi. Ungachitha imali kwiakhawunti yakho yeBlockFi naphina apho wamkelwe khona amakhadi etyala. Uyakufumana imivuzo ngokuthenga.
IBlockFi ayibangi ukuba uyakufumana ukuya kuthi ga kwi-1.5%. Endaweni yokuba inkampani ibange wena ndiza kuthanda fumana i-1.5% umva kuthengiso ngalunye. Iwebhusayithi iyakhankanya umrhumo wonyaka wama- $ 200, kodwa bayanceda ukuhlawula loo nto ngebhonasi eyi- $ 250 kwi-bitcoin ukuba uchitha i $ 3,000 kwiinyanga ezintathu zokuqala.
Ungabhalisela iBlockFi Bitcoin Rewards Card Card ngokusayinela iAkhawunti yeNzala yeBlockFi, ugcwalise iprofayile yakho yomsebenzisi, wenze idiphozithi yakho, kwaye ubhalisele uluhlu lokulinda.
Inkqubo yeBlockFi yeSelfowuni
I-BlockFi ineeapps ezibalaseleyo zeselfowuni ze-iOS kunye ne-Android. Iiapps zeselfowuni zikuvumela ukuba ulawule iakhawunti yakho yeBlockFi ekuhambeni. Unokujonga ibhalansi yakho, urhwebe, uboleke imali, kwaye ufumane inzala, phakathi kwezinye izinto- konke ngaphandle kokufikelela kwiqonga ledesktop yeBlockFi.
Ezinye zeempawu ngaphakathi kwenkqubo yeselfowuni yeBlockFi zibandakanya:
Sayina kwaye uqalise ukufumana umvuzo: Ungabhalisela iBlockFi ngaphakathi kwesoftware. Ukuba awunayo i-akhawunti yeBlockFi kodwa unomdla ekubhaliseni, ungenza njalo ngesixhobo sakho se-Android okanye se-iOS.
Fumana ukuya kuthi ga kwi-8.6% APY: Abasebenzisi beselfowuni baneakhawunti efanayo nabasebenzisi bedesktop. Oko kuthetha ukuba abasebenzisi beselfowuni banokufumana ukuya kuthi ga kwi-8.6% APY ekubanjweni kwabo. I-BlockFi okwangoku uhlawula i-8.6% APY kwiimali ezizinzileyo, ngokubamba kwe-bitcoin ukufumana i-APY ye-6% .
Ukuboleka Imali: Ukuba unayo i-crypto kwiakhawunti yakho, ungayisebenzisa njengesiqinisekiso semali mboleko. Ungasebenzisa i-crypto yakho njengesibambiso kwaye urhoxise i-USD, ukufikelela kwixabiso lakho le-crypto ngaphandle kokuthengisa i-crypto yakho.
Lawula yonke into: Ngokubanzi, i-app ye-BlockFi yeselfowuni ikuvumela ukuba ulawule yonke into malunga neakhawunti yakho, kubandakanya zonke iimpawu, iimveliso kunye neenkonzo onokuthi ufikelele kuzo kwiqonga ledesktop yakho.
IbhlokFi yeBitcoin Trust
NgoJanuwari 2021, iBlockFi yabonwa ibhalisa into ebizwa ngokuba yiBlockFi Bitcoin Trust kunye ne-SEC.
Yinto enkulu leyo: luphawu lweBlockFi olulungiselela ukumilisela ingxowa-mali yokurhweba ngokutshintshiselana nge-bitcoin (ETF).
Uluntu kudala lulindele i-ETF ye-bitcoin. Siye sathetha ngayo ukusukela nge2017 xa i-bitcoin iqala ukuhamba ngesiqhelo.
Ngoku, iBlockFi inokumilisela i-ETF yokuqala yehlabathi kwi-2021- ithatha isigqibo sokuba i-SEC iyasivuma isicelo seBlockFi seBlockFi Bitcoin Trust.
Njengazo zonke ii-ETFs ezicetywayo, iBlockFi Bitcoin Trust iya kubamba ii-bitcoins ezilingana nokubanjwa kwayo. Unokuthenga izabelo ze-ETF njengokuba ungathenga nayiphi na i-ETF, kwaye ixabiso lengxowa-mali liya kulala kwii-asethi zayo ze-BTC. I-BlockFi inokutshintsha umrhumo omncinci wolawulo, kwaye nabani na ophethe i-ETF uya kwenza okanye aphulukane nemali njengoko i-bitcoin inyuka okanye isiwa.
I-BlockFi Bitcoin Trust inokuba yinto enkulu ukuba iyapapasha kungekudala.
Iimpawu zeBlockFi kunye neziBonelelo
I-BlockFi igxininisa kwezi zinto zilandelayo kunye nezibonelelo:
Lawula ngokulula iAkhawunti yakho: Emva kokufaka i-crypto okanye i-solidcoins kwi-BlockFi, unokulawula ngokulula iakhawunti yakho. I-BlockFi ikunika ukucaca okupheleleyo kunye nolawulo kwiakhawunti yakho kunye nezinto ezikhoyo kwiakhawunti yakho .
Iselfowuni: Lawula ukubanjwa kwe crypto nakweyiphi na i-smartphone okanye ithebhulethi. I-BlockFi inesoftware elungileyo ekunika ukufikelela okupheleleyo kwiakhawunti yakho nakwisiphi na isixhobo esifanelekileyo.
Ukuzinza kwentlawulo: I-blockFi ijonge ukuxhobisa abathengi ngokubayeka bakhethe i-cryptocurrency apho ufumana khona iintlawulo zomdla. Unokufumana umdla kwi-bitcoin okanye kwi-stablecoin, umzekelo.
Ubuninzi boKhuseleko: I-BlockFi, iyaqondakala, igxininisa ukhuseleko oluphezulu. Iqonga lixhasa ukuqinisekiswa kwezinto ezimbini kunye namanye amanyathelo okhuseleko ukukhusela iakhawunti yakho ngelixa uzuza ngokukhuselekileyo inzala. Imali yakho ibanjwe nenkqubo yokugcinwa kweGemini xa uyigcina ngeBlockFi.
Akukho ntlawulo ifihliweyo okanye eyona malansi encinci: IBlockFi ayizi 'nokubamba.' Yonke imiqathango kunye neemeko zichazwe ngokuthe ngqo. Iqonga alihlawulisi nayiphi na imali efihliweyo, kwaye ayifuni ukuba ugcine ibhalansi encinci.
Hambisa imali: Ungayixhasa ngemali iakhawunti yakho yeBlockFi ngaphakathi kwesoftware usebenzisa i-wallet yakho ye-crypto okanye iakhawunti yebhanki.
Imirhumo yeBlockFi
I-blockFi yenza isivumelwano esikhulu ngaphandle komgaqo-nkqubo weefizi ofihliweyo. Kuyinyani: inkampani ayinayo imali efihliweyo. Ichaza yonke imirhumo ngaphambili.
I-blockFi ayibonakali ihlawulisa imali yokurhweba nge-imali yedatha okanye iingqekembe zemali ngaphakathi kwiakhawunti yakho. Nje ukuba imali yakho ikwiakhawunti yakho, unokuyithengisa phakathi kweemali ngaphandle kokuhlawula naziphi na iintlobo zentlawulo.
Nangona kunjalo, iindleko zeBlockFi zihlawulisa uninzi lokurhoxa. Nantsi indlela eyaphuka ngayo imali yenkampani:
- BTC: I-0.0025 BTC kurhoxiso ngalunye, umda wokurhoxa we-100 BTC ngexesha leentsuku ezisi-7.
- I-ETH: I-0.0015 ETH ngokurhoxiswa, umda wokurhoxa we-5,000 ETH ngexesha leentsuku ezisi-7.
- I-LTC: I-0.0025 LTC ngokurhoxa, i-10,000 LTC yokurhoxisa umda ngexesha leentsuku ezisi-7.
- IiStablecoins: I-0.25 yeedola ngokurhoxa, i-1,000,000 yeedola yokurhoxisa kwisithuba seentsuku ezisi-7.
- I-PAXG: I-0,0025 i-PAXG ngokurhoxa, i-500 ye-PAXG yokurhoxisa umda ngexesha leentsuku ezisi-7.
I-BlockFi ikunika Ukurhoxiswa kwasimahla kwe-crypto ngenyanga nganye kwikhalenda , kunye nokurhoxa simahla kwesitcoin ngenyanga nganye kwikhalenda. Kukhetho ngalunye lwenyanga olulandelayo, uya kuhlawula iifizi zokurhoxa ezidweliswe apha ngasentla.
Ibhalansi yeAkhawunti encinci yeBhalansi
I-BlockFi ayisenayo i-akhawunti eseleyo eseleyo yokufumana inzala. Ungayifumana inzala kwiakhawunti yakho yeBlockFi nokuba unayo i-1 ETH okanye i-10,000 ETH kwiakhawunti yakho.
Nangona kunjalo, iBlockFi inayo ukurhoxiswa okuncinci kwe0.003 BTC kunye ne0.056 ETH. Ukurhoxiswa kwebhalansi encinci kunale mali kunokuthatha ukuya kwiintsuku ezingama-30 ukuqhubekeka.
Uyibhalisela iAkhawunti yeBlockFi
Kulula kunangaphambili ukubhalisela iakhawunti yeBlockFi. Ungavula iAkhawunti yeNzala yeBlockFi (BIA) ukuba ungaphezulu kweminyaka eli-18. Abemi bamazwe amaninzi banokubhalisela iBlockFi ngaphandle kwesithintelo. I-BlockFi ibikade ibhlokile abasebenzisi abasuka eNew York, eConnecticut, eWashington, nase-European Union. Nangona kunjalo, inkampani ngoku ibonakala ivumela abasebenzisi abavela kwiindawo ezininzi zehlabathi (ngaphandle kwamazwe anikezelwe yi-United States).
Inyathelo 1) Tyelela https://app.blockfi.com/signup okanye ukhuphele usetyenziso lweselfowuni iBlockFi lwe-iOS okanye i-Android.
Inyathelo 2) Faka iinkcukacha zakho, kubandakanya igama lakho, idilesi yemeyile kunye negama lokugqitha. Ukuba umntu othile ukudlulisele kwiBlockFi, emva koko faka ikhowudi yokudlulisa. Yamkela imimiselo nemiqathango.
Inyathelo 3) Gqibezela inkqubo ye-KYC / AML, uqinisekisa ulwazi lwakho, kwaye unikeze ubungqina besazisi.
Inyathelo 4) Cofa kwithebhu yediphozithi, emva koko ubeke imali kwiakhawunti yakho nge-cryptocurrency, ugqithiso lwebhanki, okanye ugqithiso lwe -coin.
Inyathelo 5) Uqala ukufumana inzala ngokukhawuleza ukuba imali ikwiakhawunti yakho. Nje ukuba imali ikwiakhawunti yakho, ungayisebenzisa njengesiqinisekiso sokuboleka imali.
Yiyo leyo! I-BlockFi yenzelwe ukuba iqondakale ngqo kuye nabani na ukuba ayisebenzise- nokuba umtsha kwi-crypto. Ukuba lonke olu lwazi lubonakala njengethuba elilungileyo, abathengi akufuneki bachithe ixesha elininzi besayina. Logama nje baneminyaka engaphezu kwe-18 ubudala, banokubonelela ngamagama abo asemthethweni nge-imeyile kunye negama lokugqitha ukuze babhalise iakhawunti entsha.
Ubhaliso luyafumaneka kwi-Intanethi kuzo zonke iimveliso ezahlukeneyo kunye neenkonzo, ke abasebenzisi kuya kufuneka baqiniseke ukuba bakhetha imveliso efanelekileyo. Ukuvula iakhawunti yeBlockFi kuyakhawuleza kwaye kulula kwaye abasebenzisi banokuqala ukufumana inzala kwangoko emva .
Malunga neBlockFi
I-BlockFi ixhaswa ngamanye amagama ahamba phambili kumzi mveliso. IBlockFi ifumene inkxaso-mali kunye nenkxaso evela eWinklevoss Capital, eSusquehanna, eMorgan Creek Capital Management, Coinbase Ventures, Galaxy Digital, naseValar, phakathi kwezinye iifemu ze-blue-chip venture capital.
Ngokwengxelo kaTheBlock, iBlockFi inemali engaphezulu kweebhiliyoni zeerandi ezi-8 kwiibhalansi zabaxumi kunye nangaphezulu kwe-125,000 yeeakhawunti ezixhaswa ngemali ukusuka esiphelweni se2020.
IBhlokFi inyuse ibhalansi yabathengi bayo iyonke nge-30x phakathi kwe-2019 kunye ne-2020 ngelixa ikonyusa inani lama-akhawunti axhaswe ngemali yi-12.5x, inyuka isuka kwi-akhawunti eyi-10 000 exhaswa ngemali ngo-2019 ukuya kuma-akhawunti ayi-125,000 axhaswe ngo-2020.
IBlockFi kuthiwa ivelise phantse i-100 yezigidi zeerandi kwi-2020.
I-BlockFi isebenzisa iGemini njengomgcini wayo ophambili. Xa ufaka i-crypto okanye ii-solidcoins kwiakhawunti yakho yeBlockFi, imali yakho igcinwa yiGemini, lelinye lawona magama abalulekileyo kwisithuba se-crypto namhlanje.
Kuzo zonke ezi zizathu, abantu abaninzi babona iBlockFi njengekamva lezemali. Kwisithuba se-crypto, inkampani ihlala yenye yeefayile ze- Olona khetho lufanelekileyo lokufuna, ukuboleka kunye nokwandisa ixabiso lazo le-crypto .
Ngubani oBangela iBlockFi?
I-CEO kunye noMsunguli uZac Prince ukhokela iBlockFi. Phambi kokumiliselwa kweBlockFi, iNkosana yakhulisa iziqalo ezibini ekuthengeni ngempumelelo, kubandakanya iAdmeld (efunyenwe nguGoogle) kunye neSocomomantic (efunyenwe nguDunnHumby). INkosana ikwanamava ezemali nawasebhankini, ekhokela amaqela ophuhliso loshishino kumthengisi weplatifomu yomthengisi kunye neqonga labathengi be-Intanethi uZibby.
Amanye amalungu abalulekileyo eqela leBlockFi abandakanya uFlori Marquez (uMseki-mbi kunye ne-SVP yezeMisebenzi), uRene van Kesteren (iGosa eliyiNtloko loMngcipheko), Mahesh Paolini-Subramanya (iGosa eliyiNtloko leThekhinoloji), uTony Lauro (iGosa eliyiNtloko lezeMali), uDavid Spack ( IGosa eliyiNtloko lokuThobela), kunye noAdam Healy (iGosa eliyiNtloko lezoKhuseleko).
IBlockFi izinze kwikomkhulu lesiXeko iJersey, eNew Jersey. Inkampani yasekwa ngo-Agasti 2017. Namhlanje, iBlockFi ikwagcina iiofisi eNew York, eBuenos Aires, eLondon, eWarsaw, eKrakow naseSingapore.
Ungaqhagamshelana neBlockFi ngezi zinto zilandelayo:
- Ifowuni: (646) 779-9688
- Inkxaso kunye neNkcukacha zoQhagamshelwano : blockfi.com/contact
I-BlockFi ye-Crypto FAQ
Ngoku ukuba imakethi ye-cryptoasset ihambela phezulu ngalo lonke ixesha ngo-2021, ukunyuka kokuthandwa kunye nokufunwa kweenkonzo zeBlockFi crypto azikaze zibe nkulu. Le mibuzo ilandelayo yeyona mibuzo ifunwayo malunga neBlockFi kwaye yenzelwe ukunceda, ukufundisa kunye nokuxhobisa abasebenzisi ukuba bazive bekhululekile kwaye beqinisekile ngokusebenzisa zonke iinkonzo zabo eziqwalaselwe apha ngasentla. Nantsi imibuzo ecinezelayo kunye nefanelekileyo ephathelene neBlockFi kwi-2021:
Yintoni iBlockFi?
IBlockFi ngumboneleli weenkonzo zezemali odibanisa ukurhweba kunye neakhawunti enomdla welizwe lemveli lezemali kwicandelo lemali ye-cryptocurrency.
Ngaba iBlockFi inikezela nge-cryptocurrency yayo?
Hayi ngeli xesha, kodwa banikezela ngeemveliso zabo kunye neenkonzo kuluntu. Abasebenzisi banako bhalisela iakhawunti yorhwebo, iakhawunti eyongeza inzala kwi-cryptocurrency, okanye iakhawunti evumela iimali mboleko . Ngexesha elithile ngo-2021, abathengi baya kuba nethuba lokubhalisa kwikhadi letyala le-Bitcoin.
Kutheni ukhetha iBlockFi?
Ukuqwalaselwa kweBlockFi kubathengi sele sisizathu esibonakalayo sokuzibandakanya, kodwa kubonakala ngathi banemveliso yezemali kuye nakubani na kolu shishino. Abasebenzisi akufuneki bathathe ixesha elininzi ukuze babhalise, kwaye baneemveliso ezininzi ezikhoyo ukuze basebenzise amava abo e-cryptocurrency. Ngapha koko, inkampani iyabonakala ekuthotyelweni kwayo kwimigaqo ekhoyo kwimarike, iqinisekisa ukuba abasebenzisi bayazi ukuba banokulithemba iqonga abathengisa kulo.
Abathengi kunye namashishini banokuvula njani iiakhawunti zabo ngeBlockFi?
Ukubhalisela iakhawunti njengeshishini okanye umboleki kuphantse kube kwenkqubo efanayo. Abasebenzisi babhalisela i-Intanethi kwimveliso abafuna ukuyisebenzisa, bexhasa ngemali iakhawunti ngokukhawuleza emva koko. Iiakhawunti zinokuxhaswa ngemali ezizinzileyo, iiasethi ze-crypto, okanye ngokulula ngedola yaseMelika. Kuxhomekeke kwiakhawunti, ezi asethi ziqala ukufumana inzala ukusuka kumzuzu wokufakwa kwazo.
Abathengi abatsha banokubhalisa apha https://blockfi.com
Ima njani iBlockFi phakathi kokhuphiswano?
Nangona uninzi lweempawu ezinikezelwa yiBlockFi zinokuvakala ziqhelekile, kukho iindlela ezininzi ezibalaseleyo kule nkampani. Banikezela ngokhuseleko kunye nabatyali mali abaninzi abaxhasayo, kwaye bathobela ngokupheleleyo yonke imigaqo ebekiweyo. Inkampani yenye yamaqonga ambalwa avumela abasebenzisi ukuba bafumane inzala kwii-cryptocurrency zabo, nangona ilawulwa yimithetho yaseMelika. Inenkxaso yabanye abatyali mali bamaziko, kwaye ayiboneleli ngethokheni eluncedo - abasebenzisi bakhetha ngokulula iasethi abafuna ukuyigcina.
IBlockFi sele iqokelele i-100 yezigidi zeedola kwinkxaso mali ye-equity ngenxa yomjikelo wenkxaso mali ku-C . Idolophana engaphezulu kwe-2 yezigidi zeerandi, kwaye banenkxaso evela kwezinye iinkampani eziqhelekileyo kwimali yemveli. Abanye babaxhasi babandakanya iAvon Ventures, iWinklevoss Capital, iCMT Digital, iMorgan Creek Capital kunye neKenetic Capital.
Abasebenzi beBlockFi banceda abanye ukuba babonakale. Nangona iqela lobunkokeli elikhankanywe apha ngasentla linokubonakala lincinci, iBlockFi iqeshe ngaphezulu kwabantu abangama-300 kwihlabathi liphela. Ukuzimisela, iBlockFi ayikaze ibenayo imali yokuqala, kwaye akukho mfuneko yokugcina inzala abayinikelayo. Ukuza kuthi ga ngoku, akukho namnye wabathengi otyale imali kule nkampani obone ilahleko.
Ngubani ofanelekileyo ukusebenzisa iinkonzo zeBlockFi?
Ngaphandle kwemfuneko yokuba ubuncinci iminyaka eyi-18 yokuzibandakanya kulo naluphi na uhlobo lokuthengisa, iBlockFi yenze ukuba kube nakho ukubonelela ngemveliso kunye neenkonzo zazo zemali kwihlabathi liphela. Abathengi kulo lonke elaseMelika banelungelo, nangona abasebenzisi kuya kufuneka bajonge uluhlu lwe-Intanethi lwamazwe ukuqinisekisa ukuba bathatha inxaxheba.
Bonke aba bathengi babhalisiweyo baya kuba nakho ukufikelela kwimali mboleko enexabiso elifanelekileyo, iiakhawunti ezifumana inzala, kurhwebo olungafumani ntlawulo.
Ngaba zikhona iiakhawunti zeshishini / zeshishini?
Ewe. Nangona kunjalo, kumzamo wokugcina ukuthotyelwa, kukho amaxwebhu amaninzi afunekayo okuqinisekisa ezi akhawunti ngaphandle kweakhawunti yobuqu. Nje ukuba umsebenzisi akhethe ukuvula iakhawunti yeshishini, uya kuqhagamshelana neqela elithotyelwayo. Ilungu leqela liya kukhokela umsebenzisi kuyo yonke inkqubo yobhaliso.
Ukuba umsebenzisi sele enayo i-akhawunti yeBlockFi ebhaliselwe ukusetyenziswa kwakhe, idilesi enye ye-imeyile ayinakusetyenziselwa iakhawunti yeshishini. Abasebenzisi ababhalisela iakhawunti yeshishini kuya kufuneka bangene ngolwazi lomntu ngamnye abaza kuyenza kwenye iakhawunti, bongeze amanye amaxwebhu eshishini.
Ngenxa yokuthandwa kweeakhawunti zeBlockFi, zininzi izicelo ezikhoyo ngoku. Kungathatha ukuya kwiintsuku ezili-10 zeshishini ukufumana impendulo kwiqela xa kuthunyelwa lo msebenzi.
Ngayo nayiphi na eminye imibuzo, iqela lenkonzo yabathengi linokufikelelwa ngomnxeba ku-646-593-7308.
Inkuthazo yokuNxibelelana
Elinye lamathuba afumanekayo kubathengi lelo ukuba lilungu leNkqubo yokuBambisana yamaQabane eBlockFi . Abasebenzisi abathatha inxaxheba baya kuba nengeniso eyenziweyo eyenziwa kuphela ngokuzisa izixhobo zemali kubatyali mali babo abafuna ukukhula kwi-cryptocurrency.
Njengeqabane, abasebenzisi, siza kudlula kuqeqesho olubanzi ukubanceda benze olona manyano lwabo. Baza kuba nokufikelela kwiideshibhodi ezahlukeneyo ezibonisa ukuba bazuze malini, Kwaye baya kuba nokufikelela kwizinto ezithile zentengiso zokwazisa izixhobo kubathengi babo. Ngedipozithi nganye, abaxhasi bafumana i-0.5%, nangona benokufumana kangange- $ 1,000 ngokuthumela kube kanye. Zonke iintlawulo ziya ngqo kwiakhawunti yabo yebhanki, nangona inkampani ikwabonelela ngedipozithi ngqo ngePayPal.
Bhekisa-kuMvuzo woMhlobo
Ukuba ngumdibaniselwano asikuphela kwendlela abathengi abanokwenza ngayo imali ngeBlockFi. Ngokuthumela umhlobo, abasebenzisi banokufumana i- $ 10 eyongezelelweyo xa umhlobo ongeze ubuncinci i-100 yeedola kwiAkhawunti yabo yeNzala ye-BlockFi . Umhlobo owayethunyelwe naye uya kufumana i-10 yeedola, kodwa abasebenzisi ababhekisa ubuncinci kubantu abahlanu baya kuqala ukufumana i-20 yeedola kwi-Bitcoin kuthumelo ngalunye emva koko.
Igama lokugqibela: Ngaba iBlockFi ilungile kuwe?
IBlockFi liqonga lolawulo lweasethi ye-crypto enikezela ngeenkonzo ezinjengeebhanki ezininzi. Ubeka i-crypto kwiBlockFi, emva koko uyisebenzise ngeendlela ezininzi kunokuba ucinga. Emva kokufaka imali kwiBlockFi, ungasebenzisa loo mali njengesiqinisekiso semali mboleko, urhwebe loo mali ngee-cryptocurrensets ezahlukeneyo kunye ne-solidcoins, okanye ufumane i-6% ukuya kwi-8.6% yokubuyela ngonyaka.
Kunzima ukufumana ukuqonda okupheleleyo kweenkqubo ze-cryptocurrency ngaphandle kokwenza uphando olubanzi. Ukuphononongwa esikufunde kwi-intanethi kuye kwaba yinto encomekayo ngeBlockFi. Iprojekthi ibonelela abasebenzisi be-cryptocurrency ngenkonzo entsha exabisekileyo. Ngamaxabiso enzala aphezulu kunama-akhawunti amaninzi okonga i-fiat, iBlockFi kakuhle inokuguqula indlela abasebenzisi be-imali yedatha abafumana ngayo imali kwiingqekembe zabo. Kuya kufuneka siqaphele ukuba i-crypto iza nomngcipheko wendalo. Nokuba ujonga amaxabiso enzala anikezelwa yiBlockFi, kuhlala kunokwenzeka ukuba iphothifoliyo yakho inokulahleka lixabiso layo ekuhambeni kwexesha.
Nokuba i-cryptocurrency ye-staking ihlala ingenakho ukubonelela ngohlobo lweenzuzo ezibonelelwa yiBlockFi. Okona kuncinci, olu hlobo lwenkqubo lunokukunceda ukudibanisa ixabiso leephothifoliyo yakho ngokuhamba kwexesha. Uyilo olisebenziseka lula kunye nenkqubo yokubhalisa yeBlockFi ikwayinzuzo enkulu; Abasebenzisi abatsha kwihlabathi ledijithali akufuneki babenangxaki yokuhamba kwinkqubo.
Ukuvala, iBlockFi idala ithuba ezinye iinkampani elingenzi nje ngalo - ithuba lokufumana inzala kwi-cryptocurrency ngelixa ikwisipaji sedijithali. Ngeemveliso ezahlukeneyo zemali mboleko, urhwebo, nokunye, abathengi banokuzisa imali ye-cryptocurrency kunye ne-fiat kunye. Ngelixa okwangoku ingekabikho ithuba lokuthengisa nge-imali yedatha ngemali, abasebenzisi bayaqinisekiswa ukuba esi sibonelelo siza kunikwa kungekudala. Ngaphezu koko, kukho ikhadi lokuthenga ngetyala kwimisebenzi okwangoku elona thuba lalo hlobo, kwaye iBlockFi ilibeka phambili ithuba.
Uphengululo kunye neenkcazo ezipapashwe apha zezo zomxhasi kwaye azibonisi mgaqo-nkqubo osemthethweni, isikhundla okanye izimvo zaBabukeli.
