Awunakunyanzela ukuhamba kwemali, kodwa ungaziva kufanelekile.I-Pixabay Intsapho yasekhaya ayizange ibe nayo imali, kwaye yonke into kwakunzima. Ngexesha lokugqiba kwam ukuhlawula isikolo seshishini, umfazi wam wangaphambili wayesele endicocile ekhaya nase khayeni. Amashishini am ambalwa okugqibela asilele kabuhlungu, kwaye ndathengisa indlu yam elunxwemeni ukuze ndikwazi ukufikelela kwisikolo sam sonyana. Izakwenzeka nini kum? Ziphi izigidi zam? utsho umthengi wam.
Ufumana into ocinga ngayo-nokuba uyayifuna okanye awuyifuni.
Wenza ukucinga okuninzi ngento ongenayo, nditsho kuye. Xa ujolisa kwinto ongenayo, wenza kuphela ukusilela okungakumbi. Ngumthetho wokutsala: Yintoni ojolisa kuyo uyanda. Ke, ukuba awufuni nto ebomini bakho, sukuyinikezela.
Ndingayihoyi njani imeko yam yezemali? Ubuza.
Awunayo, kwaye ngekhe ngoba yeyona ngcinga iphambili onayo ngoku. Sukuzama ukuyityeshela. Endaweni yoko, yitshintshe.
Ukuba ingcinga ikwenza uzive ungalunganga okanye usoyika, yitshintshe ngengcinga evakalelwa ngcono.
Ufuna ukuba ndenze ngathi ndisisityebi? Ngokukrakra?
Ngokwenyani, oko kulungile. Ngoku ufunda ukudlala umdlalo wobomi, nditsho kuye nge-wry grin. Kufuneka uqonde imigaqo yomdlalo.
Umthetho # 1: Umsebenzi onzima kunye nokuzimisela kubaluleke kakhulu, kodwa sisiqingatha se-equation.
Ayikuko nje ukusebenza nzima-imalunga nokuvumela umsebenzi wakho onzima ukuba usebenze kuwe.
Ewe unoxanduva lokuzikhomba kwicala lamaphupha akho kwaye usebenze kuwo. Umzamo yinxalenye enkulu ye-equation, kodwa ayisiyiyo yonke. Akunyanzelekanga ukuba usebenze nzima kwimali yakho, kufuneka uzive kufanelekile ukuba unayo. Bangaphi kuthi abazithandabuzayo kunye namandla ethu okuphumelela? Ayikokusebenza nzima kuphela, imalunga nokusebenza ngobukrelekrele kwaye nokuzithemba kuwe, kulwazi lwakho kunye nobuchule bakho. Uninzi lwethu luyaluphosa olu qhinga luze luphele lungumzabalazo onzima ngokuchasene nathi. Kodwa nje ukuba uyakholelwa kuwe, unokwenza ubomi bamaphupha akho ngokugoba imigaqo yomdlalo ukuze kulunge kuwe.
Umthetho # 2: Indalo iphela ngumatshini omkhulu weXerox.
Indalo iphela ifotokopa amagama, iingcinga, kunye nezenzo zakho kwaye uyithumele kuwe njengamava akho alandelayo.
Zibuze: Ucinga ntoni? Uthini? Wenza ntoni? Amandla kunye neefom zokucinga ozibeka emhlabeni ziphindisela kuwe. Ke, ukuba ujolisa kwinto engasebenziyo ebomini bakho, uyawonyusa amathuba okuqhubela phambili.
Umgaqo # 3: Ukubeka amandla akho kwinto engafunekiyo kukunika into engafunekiyo.
Oku akukho malunga nomthetho kaMurphy. Ukuba kunokwenzeka ukuba kukho into eza kuhamba kakubi , akunakwenzeka nje ukuba kuya kuhamba kakubi; kusondele. Kungenxa yokuba uye wakha umfutho omkhulu emva kwengcinga yokuba izokuhamba gwenxa-kunjalo ke. Khumbula, ufumana into ocinga ngayo-nokuba uyayifuna okanye awuyifuni.
Umthetho # 4: Ukuba ufuna into, yiva ngathi sele unayo.
Kuba ufumana le nto ujolise kuyo, kutheni ungajongi iingcinga zakho kwiminqweno yakho endaweni yokoyika? Yiba nomfanekiso wakho unayo yonke into oyifunayo. Ukuba ujolisa kwinto ofuna ukuyenza, wakha amandla emva kwezo ngcinga.
Ndicinga ukuba ufuna imali kunye nenkululeko eyizisayo, akunjalo? Ndiyabuza.
Ewe, ayinguye wonke umntu? uyaphendula.
Ndincumile. Mhlawumbi, kodwa ungumfana osengqiqweni, ke kutheni ucinga ukuba ukugxila kukungabikho kwento kunokuzisa okungakumbi?
Umthetho # 5: Siphila kwindalo iphela apho kufana nokutsala.
Asingahlukanga kwimithetho yendalo yonke. Yonke into ekhoyo inomtsalane ukungcangcazela okufanayo.
Ke, ngoku umi, ukhala ngemeko yakho yezemali yonke indlela ebuyela ebuntwaneni bakho. Ngalo lonke elixesha, indalo iphela ithumela nje iingcinga zakho, amagama kunye nezenzo njengamava akho alandelayo, kwaye uyamangaliswa kukuba izinto zingajikelezi? Uyamangaliswa kukuba ungatsali ubuninzi?
Umthetho # 6: Imalunga nomtsalane, hayi isenzo.
Awuyifumani into oyifunayo ebomini kuba ucinga ukuba uyifanele. Uyifumana kuba ungumdlalo wokungcangcazela kuyo.
Uloyiko lwakho lokungangeneli imali lunamandla kakhulu, ndiyamxelela. Bomelele kangangokuba ubamkele ubuhlwempu-inkolelo eqinisekileyo yokungakwazi kwakho ukwenza ubutyebi bezinto eziphathekayo. Ubuntwana bakho bukumisele esi simo sengqondo, kwaye sihamba njengerekhodi elaphukileyo entlokweni yakho siphindaphinda imeko efanayo kaninzi. Le yindalo iphela iyayiva kuwe, ke inyanzelekile. Ngaba ukulungele ukumisa iteyiphu uze ubhale ibali elitsha? Ndiyabuza.
Nanini na xa ukulungele ukuwuphelisa umzabalazo, ubomi bakho bonke buya kuqala.
Ayisiyo yokwenza imali okanye ukungayenzi imali, ndiyamxelela. Indlela oziva ngayo ngawe kunye nobomi bakho iya kumisela amava akho alandelayo. Ngaba uziva wanelisekile? Ngaba uziva wonwabile? Ngaba uziva ukuba ufikelele kwindawo ephumeleleyo kwikhondo lomsebenzi nakubomi basekhaya? Unayo ubudlelwane obanelisayo ? Ngaba uyakhula ukuziqonda kwakho? Ngaba uyakholelwa kuwe kwaye uyakholelwa ukuba uyifanele yonke into oyifunayo?
Awunakunyanzela ukuhamba kwemali, kodwa ungaziva kufanelekile.
Lo ngumtshintshi womdlalo. Yiyeke into edinisayo yokuzama ukuphumelela. Gxila kwimpilo yakho nakulwazi olukufaneleyo yonke intabalala yendalo iphela, kwaye ubutyebi bakho buya kuhamba. Azihambi ngenxa yokuba uthathe naliphi na inyathelo elithile; zihamba ngenxa yokuba ubuzimisele ukuzivumela esona sipho sikhulu sokuziva kufanelekile.
Nazi iingcebiso ezintathu zokudala ubutyebi obumangalisayo obukufaneleyo:
- Yeka ukugxila kwinto ongenayo, okanye awusoze uyifumane. Indalo iphela ikuthumela umva ngaphezulu kwento ojolise kuyo. Yeka ukugxila ekophulweni. Yiba nemincili kwaye ujonge kwinto oza kuyenza xa izigidi zakho zingena.
- Thatha ingqalelo yakho kwinto ekucaphukisayo kwaye ubeke endaweni yayo ngengcinga emnandi ngakumbi. Nangona kulula ukugxila kwiingcinga ezingakhiyo, azizisi kuwe le nto uyifunayo. Ukuba ucinga into ekucaphukisayo, yithabathel 'indawo ngengcinga evakalelwa ngcono. Le ngcinga intsha iya kudala umfutho kwicala oya kulo. Ingcinga entsha akufuneki ibekho kwisihloko esinye; Kufuneka nje ibe yingcinga engcono. Injongo kukonyusa ukungcangcazela kwakho ngokucinga kwakho. Ukungcangcazela okuphezulu kuya kuhlala kuvelisa iziphumo eziphezulu kuyo yonke indawo yobomi bakho.
- Yazi ukuba awunyanzelekanga ukuba wenze izinto zenzeke; Kufuneka ube nakho ukuvumela ukuba zenzeke. Kwenze umsebenzi wakho uzive wonwabile. Xa uziva ulungile, uphakamisa ukungcangcazela kwakho kwaye utsala abantu abaphezulu kunye neemeko. Ngale nxaki, ukuhamba kwemali, ukuhamba kothando kunye nokuhamba kolonwabo.
Isekwe kwisiXeko saseNew York, iDonnalynn yifayile ye- Umbhali we Izifundo zoBomi, yonke into owakha wanqwenela ukuba uyifunde kwisikolo sabantwana abancinci. Ukwangumqeqeshi wobomi oQinisekisiweyo woBomi, iBlogger ekhuthazayo ( isiseko.wordpress.com ), umbhali kunye nesithethi. Umsebenzi wakhe ubonakalisiwe Ubuhle , iHeart Radio Network kunye nePrinceton Television. Iwebsite yakhe yile elelifa-family.com . Ungamlandela Twitter , I-Instagram , Unxibelelaniso , Facebook kwaye UGoogle +.
